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As a result of their easily approved status, mortgages played a major role in the economic crisis of 2008. Mortgage companies had to analyze and edit their lending procedures bringing policy provisions into effect.Each mortgage company will differ on the provisions they expect their consumers to adhere to. Some of the provisions are regulated by the federal government, while ot..

Most Arizona landlord tenant law deals with the obligations between the landlord and tenants, particularly involving the payment of rent and maintenance of property.  There are a number of provisions that would allow either side to file for litigation or take actions against other party.  All provisions of Arizona landlord tenant law are not absolute and can be modifi..

Quick Guide to Arizona Tenant Rights”AZ Tenant RightsArizona Tenant Rights are extremely detailed and reflect the state’s intentions to see a renter’s rights fulfilled all the time and to the fullest extent.  In order to find a detailed list of all tenant and landlord rights and responsibilities, you should visit the government website of the state of Arizona.  ..

Quick Guide to Arkansas Tenant Rights Arkansas Tenant RightsAn Arkansas tenant and landlord both have specific obligations and rights, and there are consequences for violating any Arkansas tenant right or right of the landlord.  A large number of state and federal laws address Arkansas tenant rights, and if any rights are neglected, the state encourages a landlord and..

Condominium law in the United States began with the passage of the Utah Condominium Act in 1960. This allowed property entrepreneur Keith Romney to build a privately owned, collective managed series of housing units in the Salt Lake City area. Housing owners could now buy, sell, and maintain their “condos” as private property. This differs fundamentally from apartment tenan..

Common owners exist when two people decide to take ownership of a property together, gaining equal rights and responsibilities over that property. These owners, or co-owners, as they are referred to, may purchase a property as their living quarters, or perhaps for rental purposes. Both parties involved are entitled to share not only the purchasing cost of such a property, but a..

Guide to Bank Foreclosure ListingsToday's real estate market is full of foreclosure properties.  Many first-time homebuyers and investors are eagerly searching bank foreclosure listings in search of a deal on a newly foreclosed-upon property or an interesting pre-foreclosure listing.  This guide will help you to understand why foreclosed properties are so inexpensive,..

The structure for a promissory note is basic. The main elements necessary are the maker and the payee, which are essential to the outline of the note. Along with this information, the amount of the debt related would be included along with payment options/plans, and perhaps, an interest rate charged on such a note. Starting from the foundation of a promissory note, we have a pe..

Knowing how to process adequate paperwork is vital to a smooth procession, during the process of property transference. The production and completion of a valid deed will be the difference between a swift transaction and a drawn-out proceeding. In order to ensure the yielding of a proper deed, a number of requirements must be satisfied.A valid deed, must, first and foremost, be..

Guide to Buying a Short SaleWhat is a short sale?Buying a short sale is often a complicated, drawn out process that sometimes works out in the favor of the buyer.  Buying a short sale is similar to buying a traditional property, but the process usually involves much more negotiating and flexibility from the potential buyer.  In order for a family or person to even con..

When buying a trailer with a title, there are various steps and considerations that should be taken in mind. Determining what kind of a trailer is needed should be the first step, for buying a trailer with a title will depend on the things or items that are to be hauled. An example would be a trailer that is to be used to tow landscaping machinery versus a trailer that is to be..

Quick Guide to California Tenant RightsWhat are CA Tenant Rights?There are large and detailed instructions describing California tenant rights on California’s official website for the Department of Consumer Affairs.  There is a link to the website through the U.S. Department of Housing and Urban Development’s website.  Since there is an abundance of information on..

Understanding Colorado Landlord-Tenant LawIt’s crucial to have a pretty comprehensive understanding of what’s entailed in Colorado landlord-tenant laws; because in just about every state, there’s something unique to consider.You’ll learn about:1. Tenant Rights Under Colorado Landlord-Tenant Laws2. Landlord Screening Processes Under Colorado Landlord-Tenant Laws3. And th..

  A brief guide to common areas   The term "common area" is used to refer to a space on a piece of property which is owned by all owners on the property on a percentage basis, or to spaces owned by an overall management structure which charges each tenant for maintenance and upkeep. Most frequently, the designation of common area is applied..

A prenuptial agreement is a contract between two persons prior to their planned marriage. This contract controls the liabilities and rights of both parties in the event of a divorce (or death).  With the number of divorces on the rise in recent years, prenuptial agreements have become exceptionally popular among soon-to-be spouses. In the event of the need for the ent..