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Those that are victims of insurance fraud should immediately hire an attorney. One of the most common types of insurance fraud is staged car accidents. For example, individuals may drive in a manner that causes an accident. In most cases, the individual attempts to make the accident appear to be the fault of another driver. For example, some insurance fraud cases invo..

What is Included When You Buy Car InsuranceIn all states with the exception of three, having a care requires having some sort of car insurance. Because of this, it is important to understand just how to buy car insurance and what exactly is involved. Based on the state’s laws, it may be necessary to buy certain forms a coverage or it may be extremely beneficial to purchase ce..

Credit Insurance in a Loan or MortgageWhen purchasing a personal loan or mortgage, it is sometimes asked whether the buyer also wants credit insurance. Credit insurance may also be included in the loan. Credit insurance works by protecting the loan in the case that the individual cannot make payments. Most of the time, credit insurance is just optional and does not have to be p..

Travel Insurance Explained:Travel insurance is a type of insurance that is intended to cover medical expenses, financial hardships over travel suppliers and other losses, such as stolen or lost luggage, cancelled flights, and weather delays, that may occur while travelling. Travel insurance may be purchased by an individual travelling within his or her country or abroad; regard..

What is Home Insurance?Home Insurance, also referred to as homeowner’s insurance or hazard insurance, is the fundamental type of property insurance that provides coverage to private homes. It is a hybrid insurance policy that combines an assortment of personal insurance protections--such as losses occurring to one’s home, its contents and loss of its use, meaning additional..

Understanding Indemnity InsuranceIndemnity insurance is a traditional type of insurance where an insurance company gets paid a fee. Indemnity insurance is used to compensate beneficiaries of policies for the actual value of their economic losses, up to the amount limited by the policy. Indemnity insurance normally requires the person who is insured to prove the value of the los..

A Closer Look at the United States Life ExpectancyLife expectancy is the average number of years expected left to live in group of individuals who are born in the same year. These values can also be given based on the expected remaining years based on a given age instead of the expectancy when born (at the age of 0). This is often done to take infant mortality into account, whi..

What is Renters Insurance?Renters insurance provides protection for those individuals who rent-out their personal property or residence to vacationers or those in need of temporary housing. Renters insurance also protects a renter’s personal possessions in the event of a flood, fire or crime involving the rental space. All renters may purchase a rental insurance policy to fit..

What is Temporary Car Insurance?Temporary or short-term car insurance is a form of insurance that provides coverage for a driver for only a brief period of time; typically 1 week to 6 months.The short-term coverage is offered to those individuals who only need coverage for a short time, such as when an individual rents a car or lends a personal vehicle to a friend or relative.&..

What is Travel Insurance?Travel insurance is a type of insurance that is intended to cover medical expenses, financial hardships over travel suppliers and other losses that may incur while travelling. Travel insurance may be purchased by an individual travelling within his or her country or abroad. Regardless of the location, the insurance policy provides coverage against any f..

What is Travel Insurance?Travel insurance is a type of insurance that will provide a traveller with coverage against monetary losses, obtained during the trip, and delayed or cancelled travel.  Furthermore, purchasing travel insurance will offer coverage for costs associated with medical expenses, financial hardships over travel suppliers and other losses that may incur wh..