Find Legal Information

Using the loan calculator is a very simple process that allows you to estimate what your loan amounts will be without contacting a lender or viewing various loan websites.  Loan calculators have helped many people seeking loans to narrow down their search and determine what loans will be best for them.  Many different types of loan calculators are available, however ..

What is the London Stock Exchange?• The London Stock Exchange is a marketplace where investors come together to buy and sell stocks and other investment securities. Located in London, England the London Stock Exchange, as of December of 2010, has a market capitalization of roughly $3.65 U.S. dollars—a figure that makes the London Stock Exchange the fourth-largest excha..

What is debt Consolidation?Debt consolidation is a financial maneuver undertaken by those individuals who have incurred massive amounts of debt. Debt consolidation entails taking out a loan to pay off debts or other loans.Debt consolidation is typically enacted to secure lower interest rates or secure a fixed interest rate for the convenience of paying off only one loan. As a r..

What is a Junk Bond?A Junk Bond is a type of a bond that is classified as per its Grade ranking with regard to both the inherent risk of repayment, as well as the stipulations implicit within the terms of the loan itself. The term Junk Bond receives this negative moniker due to the fact that there exists an implication in which the inherent improbability of repayment on the par..

Ways to Get out of DebtGiven the tough economic times, many Americans are stricken with debt. When an individual faces mounting debt, the first step to alleviating their loan obligations is to limit their spending. Through the creation of a monthly budget an individual can reduce their spending while simultaneously relieving a portion of their debt payments. Budgets should be c..

What is the SEC?• The SEC, which stands for the United States Securities and Exchange Commission, is a federal agency of the United States government, responsible for enforcing the nation’s securities laws and regulating the financial markets. More specifically, the SEC is responsible for regulating and overseeing the nation’s stock and options exchanges, as well as ..

What is a Security Certificate? A Security Certificate is a legal instrument that is granted and authorized by the Securities and Exchange Commission (SEC); ‘SEC’ is an acronym for the Securities and Exchange Commission, which is the regulatory body mandated by the Federal government of the United States employed to investigate and regulate matters involving financial ..

A Look at the Teapot Dome ScandalThe Teapot Dome Scandal of the 1920’s was a bribery incident due to the influence of oil money during the Warren G. Harding Administration. During this time, Harding proved himself to be a poor president. He was unable to properly manage the Federal government and often delegated work and authority to his cabinet officials. Many of these offic..

What is a Stock Market Crash?A Stock Market Crash is classified as a massive, financial abatement of stock value with regard to the behaviors, values, and trends latent within the various facets of a stock market or trading institution. While marginal declines and rises are to be expected within a forum of investment trading, the nature of a Stock Market Crash is momentous.Rath..

What is the Toronto Stock Exchange?• The Toronto Stock Exchange, based on market capitalization, is the largest stock exchange in Canada, the third largest in North America and the seventh largest in the world. The Toronto Stock Exchange is owned by the TMX Group; the exchange is operated as a subsidiary of the company.• The Toronto Stock Exchange is home to a num..

What is a Vanguard Mutual Fund?Vanguard funds refer to any mutual fund or investment security offered by the Vanguard Group. The Vanguard Group is an American investment management company that manages close to $2 trillion in assets. The investment company offers an assortment of financial products, most notably mutual funds, to individual and institutional investors throughout..

The Generally Accepted Accounting Principles are the most widely used framework for accountants when preparing financial statements and analyzing the finances of a company or business entity.  These provisions will likely become obsolete in 2014, as per se the guidelines set by the Security and Exchanges Commission in favor of the adoption of the International Financial Re..

Title I - Workforce Investment SystemsThis section defines the terms to be used throughout the bill and contains key definitions such as “basic skills deficient” to indentify individuals below and 8th grade standard of reading, math and writing skills.  There are 53 definitions that qualify terms used to refer to the specific circumstances of workers that require train..