Chapter 379 Insurance Other Than Life
- 379.005. Definitions.
- 379.010. Number of incorporators required--classes of insurance--capital and surplus requirements, phase-in.
- 379.017. Combined risk policies authorized--single premium may be lower than aggregate coverage rates.
- 379.025. Plans for formation of companies--name--prohibitions.
- 379.030. Declaration preliminary to organizing.
- 379.035. Articles of incorporation for stock companies.
- 379.040. Declaration, approval, filing--certificate of incorporation--subscription of stock.
- 379.050. Examination and certification of stocks, by whom.
- 379.055. Director to give certificate--to be filed--evidence.
- 379.060. Charter of mutual companies.
- 379.065. Organization of corporation--procedure--fee.
- 379.070. Director to examine subscriptions, policyholders' surplus.
- 379.075. Authority to commence business, when, how issued.
- 379.080. Capital and surplus of stock or mutual company, investments authorized--violation, penalty.
- 379.082. Property and liability companies, assets--requirements, standards.
- 379.083. Insurer investment in investment pools permitted, when--limitations--custodial and pooling agreements.
- 379.085. Mutual companies doing fire and marine business, agreements and securities--violation, penalty.
- 379.090. Premium notes, how payable.
- 379.095. Assessment of premium notes.
- 379.098. Securities to be deposited by all companies, kind and amount.
- 379.100. Director to receive deposits.
- 379.102. Unearned premium and loss reserves, maintained as liabilities.
- 379.105. Annual reports--contents.
- 379.110. Definitions.
- 379.112. Provisions of policy covered.
- 379.114. Reasons for cancellation.
- 379.116. Refusal to insure or exclusion of named persons, when.
- 379.118. Notice of cancellation and renewals, due when.
- 379.120. Explanation of refusal to write a policy, how given, contents.
- 379.121. Definitions.
- 379.122. Refusal to issue policy based on the lack of prior motor vehicle coverage prohibited, when.
- 379.123. Violation deemed unfair trade practice.
- 379.124. (Transferred 2004; now 379.121)
- 379.125. Reinsurance.
- 379.126. (Transferred 2004; now 379.122)
- 379.127. (Transferred 2004; now 379.123)
- 379.130. Insurance claims, percentage of fault not to be assigned based solely on operation of a motorcycle.
- 379.140. Company not to deny value--full amount of policy to be paid.
- 379.145. Property insured in more than one company.
- 379.150. Partial loss--option with insured.
- 379.155. Coinsurance provisions declared void--exception.
- 379.160. Form of policy to be filed--coinsurance clause.
- 379.165. Construction of warranties of fact made in application.
- 379.170. Construction of warranties of fact incorporated in policy.
- 379.175. Evasion of sections prohibited.
- 379.180. Adjustments and examination of books to be made at place of loss.
- 379.185. After notice of loss, company to furnish blanks.
- 379.190. Failure to furnish blank forms deemed waiver.
- 379.195. Accident insurance liability fixed, when--cancellation prohibited.
- 379.200. Judgment creditor may collect insurance, when.
- 379.201. Motor vehicle policies to include coverage of owner and vehicle loaned for demonstration or during repairs.
- 379.203. Automobile liability policy, required provisions--uninsured motorist coverage required--recovery against tort-feasor, how limited.
- 379.204. Underinsured motor vehicle coverage, construction of policy.
- 379.205. Mutual companies other than life and fire insurance.
- 379.210. Articles of incorporation shall specify what.
- 379.215. Name must contain the word "mutual".
- 379.220. Submitted to director--proof of publication--certificate may be issued--amendment of articles.
- 379.225. Company to have legal existence from date of certificate--insurance in force, when.
- 379.230. Contracts of insurance and reinsurance.
- 379.235. License required--conditions to be complied with.
- 379.240. Who may hold policies.
- 379.245. Voting power of members.
- 379.250. Premiums.
- 379.255. Assets, how invested.
- 379.257. Deposit of securities required of mutual companies other than life and fire.
- 379.260. Reserves.
- 379.263. Mutual companies other than life and fire to file statement of affairs, when.
- 379.265. Assessments to meet reserve deficiencies.
- 379.270. Director may advance money.
- 379.275. Policies need not be countersigned--conditions.
- 379.290. Tax to be paid upon premiums.
- 379.295. Returns and assessment to be made by director--collection and disposition of tax by the director of revenue.
- 379.300. Failure to make return--director to proceed.
- 379.316. Scope of act (section 379.017 and sections 379.316 to 379.361).
- 379.318. Rates, how made.
- 379.321. Rating plans to be filed with director, when--informational filings.
- 379.323. Rating organization defined--license, application for, contents--subscribers, how treated.
- 379.326. Deviation, how filed, effective when--open to public inspection.
- 379.328. Advisory organization defined--required filings--hearings on activities, discontinuance orders.
- 379.331. Joint underwriting regulated--hearings, discontinuance order, when.
- 379.333. Insurers may act in concert to make rates.
- 379.336. Insurers with common management may act in concert to make rates.
- 379.338. Agreement to adhere prohibited, exception.
- 379.341. Exchange of information approved.
- 379.343. Examinations by director, when, how conducted, cost how paid.
- 379.346. Examination, purpose of--hearing--order.
- 379.348. Review of rate, rating plan or system, how obtained.
- 379.351. Approval by director of rules and plans, when--exchange of information with director--director may make rules and regulations.
- 379.353. Withholding of information or giving false or misleading information prohibited, penalty.
- 379.356. Excessive premiums and rebates prohibited.
- 379.359. Commissions paid to brokers or agents not affected.
- 379.361. Violations, penalties.
- 379.362. (Repealed L. 2002 H.B. 1468 § A)
- 379.420. Citation of law.
- 379.425. Law applicable to certain classes of insurance--exceptions.
- 379.430. Insurers may act in concert with respect to rates.
- 379.435. Rating organization defined.
- 379.440. Rating organization must be licensed--who may apply--content of application.
- 379.445. Requirements to obtain and retain license.
- 379.450. Director to grant or deny license.
- 379.455. Advisory organizations.
- 379.460. Joint underwriting groups.
- 379.465. Exchange of information--agreement to rates.
- 379.470. Provisions governing rates.
- 379.475. Director to examine--powers--cost--director may accept examination by other state.
- 379.480. Purpose of examination--hearing--orders.
- 379.485. Penalties for failure to comply--powers of director.
- 379.490. May use rating plans or systems.
- 379.495. Payment of dividends not regulated.
- 379.500. Freedom of contract for fees not restricted.
- 379.505. Hearings on orders--notice--rules of pleading and evidence--review--effective date of order.
- 379.510. Penalty for violation of orders.
- 379.515. May reorganize and extend corporate existence.
- 379.520. Content of articles of association.
- 379.525. Additional requirements for articles of association.
- 379.530. Special meeting to be called--notice.
- 379.535. Propositions for reorganization and extension of corporate existence to be voted on.
- 379.540. Articles to be acknowledged and declaration of proceeding to be made.
- 379.545. Duty of director.
- 379.550. Board to accept certificate--file with secretary of state--fee--new board--notify director.
- 379.555. Examination of company and certificate to do business.
- 379.560. Value of equitable interests of nonassenting stockholders or policyholders to be paid to them.
- 379.565. Suit in circuit court to determine value.
- 379.570. Publication of notice--proceedings.
- 379.575. Who may appear--proceedings, how governed.
- 379.580. Costs--by whom paid.
- 379.585. Company having special charter may accept general insurance laws.
- 379.590. Content of articles of association.
- 379.595. Additional requirements of articles of association.
- 379.600. Special meeting to be called--notice.
- 379.605. Proposition to surrender to be voted on.
- 379.610. Acknowledgment and declaration to be made.
- 379.615. Duty of director.
- 379.620. Acceptance by resolution of directors.
- 379.625. Certificate to do business.
- 379.650. Exchange of reciprocal or interinsurance contracts authorized--classes of insurance allowed.
- 379.660. Contracts to be executed through attorney in fact.
- 379.670. Application for license, contents--requirements.
- 379.680. Service of process on director--method.
- 379.690. Statement of condition and affairs may be required by director--restriction on liability of members.
- 379.700. Reserves required.
- 379.710. Surplus required--claim reserve fund--phase-in of requirements.
- 379.720. Deficiency how made up--net premium and deposit defined.
- 379.730. Annual statement of financial condition required.
- 379.740. Corporations generally empowered to become subscribers.
- 379.750. Certificate of authority from director required--license may be revoked or suspended--renewal.
- 379.770. Mergers or consolidation of reciprocal exchanges or interinsurers.
- 379.780. Exemption from other insurance laws except retaliatory law, and certain enumerated sections.
- 379.790. Penalty for acting without legal authority.
- 379.800. Sections 374.030 to 379.790 intended as a continuation of existing law.
- 379.808. Insurance policies on certain real property--beneficiary deemed insured, duration, others covered not affected, when.
- 379.810. Program established.
- 379.815. Definitions.
- 379.820. Inspections and reports.
- 379.825. Issuance of policy, when--appointment of liability assumed--expenses--limits on liability.
- 379.830. Procedure after inspection and submission.
- 379.835. Joint reinsurance association.
- 379.840. Standard policy coverage and rating procedure.
- 379.845. Cancellation or nonrenewal.
- 379.850. Right of appeal.
- 379.855. Commissions.
- 379.860. Administration of program--governing committee, members, vacancies.
- 379.865. Annual and special meetings.
- 379.870. Duties of the committee.
- 379.875. Statistics to be kept, reports.
- 379.880. Public education.
- 379.882. Definitions for sections 379.882 to 379.886.
- 379.883. Policy cancellation or nonrenewal requirement of sixty days prior to notification--notice content.
- 379.884. Policyholder's right to history of policy, when.
- 379.885. Proof of mailing notice of cancellation or nonrenewal.
- 379.886. Cancellation or nonrenewal of entire line or class of insurance requires ninety days' prior notice to director.
- 379.888. Definitions for sections 379.888 to 379.893--notice to insured, when--department to notify insurers.
- 379.889. Rates not to be excessive, inadequate, or unfairly discriminatory--unfair discrimination defined.
- 379.890. Rates, rate plan or rate system filing, when--required actuarial data.
- 379.893. Rules and regulations on modification of rate base, authority of director--procedure.
- 379.895. Annual report by commercial casualty insurance companies--form--content of report--exceptions.
- 379.900. (Transferred 1988; now 354.700)
- 379.901. Prepaid service plan defined--agent soliciting memberships to be licensed insurance agent.
- 379.902. (Transferred 1988; now 354.702)
- 379.904. (Transferred 1988; now 354.704)
- 379.905. (Transferred 1988; now 354.705)
- 379.907. (Transferred 1988; now 354.707)
- 379.910. (Transferred 1988; now 354.710)
- 379.912. (Transferred 1988; now 354.712)
- 379.915. (Transferred 1988; now 354.715)
- 379.917. (Transferred 1988; now 354.717)
- 379.920. (Transferred 1988; now 354.720)
- 379.921. (Transferred 1988; now 354.721)
- 379.922. (Transferred 1988; now 354.722)
- 379.923. (Transferred 1988; now 354.723)
- 379.925. (Transferred 1988; now 354.725)
- 379.930. Small employer health insurance availability act--definitions.
- 379.932. Applicability of act, conditions--treatment as single carrier or separate carrier--ceding agreements prohibited, when.
- 379.934. Establishment of class of business, reasons--number of classes that may be established--promulgation of rules for period of transition--establishment of additional classes.
- 379.936. Premium rates, subject to conditions--no transfer out of class of business--disclosure required, contents--rating and renewal records required to be kept.
- 379.938. Renewability, exceptions--carrier not renewing prohibited from writing new business in market, when--application of section in certain geographic areas.
- 379.940. Carriers to offer all health plans in market--health benefit plans, requirements--exclusion of coverage for certain employees.
- 379.942. (Repealed L. 2007 H.B. 818 § A)
- 379.943. (Repealed L. 2007 H.B. 818 § A)
- 379.944. (Repealed L. 2007 H.B. 818 § A)
- 379.946. Board report, contents, recommendations.
- 379.948. Certain law not to apply to basic health benefit plan.
- 379.950. Director to promulgate rules, procedure.
- 379.952. Carriers to market plan coverage--agent or broker, prohibited activities, exception--variance in compensation prohibited, exceptions--carriers, prohibited activities--denial of application, r
- 379.975. Insurer to provide information, when.
- 379.978. Written disaster plan, insurer to develop, contents.
- 379.980. Reorganization of domestic mutual insurance company, authority.
- 379.982. Formation of holding company, application--shareholder approval--issuance of shares.
- 379.985. Member's interest--nontransference of membership--immunity from liability--assessments, not imposed--security, membership interest.
- 379.987. Nonapplicability of certain provisions of insurance holding companies law--incorporation of mutual holding company, authority, approval--powers of mutual holding company, engaging in business
- 379.988. Mutual holding company subject to supervision of director, dissolution or liquidation--demutualization.
- 379.1300. Definitions.
- 379.1302. Licensure--prohibited acts--requirements for conducting business--application requirements.
- 379.1304. Adoption of a name, deceptive practice.
- 379.1306. Capital and surplus requirements.
- 379.1308. Approval for payment of dividends required.
- 379.1310. Incorporation as a stock insurer permitted, when.
- 379.1312. Reports required.
- 379.1314. Inspections, when.
- 379.1316. Suspension or revocation of licensure, when.
- 379.1318. Investment requirements, compliance with.
- 379.1320. Reinsurance may be provided, when.
- 379.1322. Rating organizations, company not required to join.
- 379.1324. Prohibitions on joining or contributing to certain entities and funds.
- 379.1326. Premium tax imposed, amount, procedure.
- 379.1328. Rulemaking authority.
- 379.1330. Inapplicability of insurance laws to captive insurance companies.
- 379.1332. Promotion of captive insurance, moneys from dedicated insurance fund to be used.
- 379.1336. Insurance reorganization, receivership and injunctions provisions--applicability to captive insurance companies.
- 379.1338. Standards for risk management of controlled unaffiliated business.
- 379.1339. Conversion to reciprocal insurer, when, procedure.
- 379.1340. Branch captive may be established, when.
- 379.1342. Trust fund required for branch captive insurance company.
- 379.1344. Certificate for branch captive insurance companies.
- 379.1346. Reports and statements of branch captive insurance companies to be filed with director.
- 379.1348. Examination of branch captive insurance companies, limitations.
- 379.1350. Applicability of tax to branch companies.
- 379.1353. Definitions.
- 379.1356. Inapplicability of insurance laws.
- 379.1359. License application--requirements for transaction of business--licensure requirements--issuance of license, fee.
- 379.1361. Plan of operation to be filed, contents.
- 379.1364. License fee, amount.
- 379.1367. Approval of application, findings by director.
- 379.1370. Corporate status of company.
- 379.1373. Limitation on activities and name--number of incorporators required.
- 379.1376. Contract requirements.
- 379.1379. Swap agreements permitted.
- 379.1382. Issuance of securities--approved activities by director.
- 379.1385. Management of assets.
- 379.1388. Recognition of admitted assets--value of assets.
- 379.1391. Prohibited acts.
- 379.1394. Dividend-payments, limitations.
- 379.1397. Changes in plan of operation, directors approval required.
- 379.1400. Affiliated agreements to be filed with director.
- 379.1403. Audited financial report required, requirements.
- 379.1406. Examination required, when, procedure.
- 379.1409. Record-keeping requirements.
- 379.1412. Premium tax required, amount, procedure.
- 379.1415. Confidentiality of records, exceptions.
- 379.1418. Grounds for liquidation--granting of relief, management of assets.
- 379.1421. Rulemaking authority.