Chapter 443 Mortgages, Deeds of Trust and Mortgage Brokers
- 443.005. Security instrument defined.
- 443.010. Mortgage, assumption of upon purchase not construed to extend mortgage to other lands, when.
- 443.020. Claim of such extension barred, when.
- 443.030. Prior acknowledgment of deed of trust deemed valid.
- 443.035. Recording of instrument required--failure to record, effect on persons subsequently obtaining interest or lien.
- 443.055. Future advances may be secured, how--definitions--requirements--limitations--priorities--termination procedure, exceptions.
- 443.060. Acknowledgment of satisfaction and release, how made.
- 443.070. Affidavit required with deed of release, when--penalty for failure.
- 443.080. Satisfaction of mortgage, deed of trust or security instrument of railroad or utility, when entered.
- 443.090. Part of property may be released, how.
- 443.100. Payment of one or more notes, how canceled--memorandum on record--affidavit required, content, to be presented to recorder.
- 443.110. Partial release of certain mortgages, deeds of trust or security instruments made how--conditions--requirements.
- 443.120. Penalty for making false affidavit.
- 443.130. Liability for failing to satisfy--demand by certified mail required.
- 443.140. Attorney in fact may enter satisfaction.
- 443.150. Acknowledgment and satisfaction--how made by a corporation.
- 443.160. Personal representative may satisfy and deliver deed or release.
- 443.170. Penalty for failing to acknowledge satisfaction and deliver deed of release.
- 443.180. Sections 443.160 and 443.170 construed.
- 443.185. Releases of mortgages or deeds of trust defective--deemed valid, when.
- 443.190. Petition to foreclose, where filed.
- 443.200. Petition, where filed.
- 443.210. Proceedings to be as in civil actions.
- 443.220. Who may be made parties.
- 443.230. Judgment on constructive notice.
- 443.240. Judgment on personal service.
- 443.250. Proceedings where mortgagee, secured party, mortgagor or debtor dies.
- 443.260. Judgment when personal representative is party defendant.
- 443.270. Execution to be a special fieri facias.
- 443.280. Title which purchaser acquires.
- 443.290. Mortgages and security agreements with power of sale.
- 443.300. Death of debtor, foreclosure stayed.
- 443.310. Sales, where made--number of days' notice.
- 443.320. Notice, contents--how published.
- 443.325. Individual notice of foreclosure sale--form of request for--recorder's duty--foreclosing part to give notice--release of security instrument, effect of--notice deemed given, when.
- 443.327. Sale by trustee exercising powers under security instrument--times when sale may be held--places where sale may be held.
- 443.330. Trustee failing to execute trust, parties interested may proceed, how.
- 443.340. Court to appoint sheriff or other suitable person, when--power and duties of trustee.
- 443.350. Foreign corporation or person not to act as trustee, unless domestic corporation or resident trustee be named as cotrustee--domestic corporation under no disability because articles do not co
- 443.355. Continuance of sale by trustee without readvertisement, manner--restrictions.
- 443.360. Compensation of trustees under trust deeds.
- 443.370. Penalty for overcharging.
- 443.380. Recitals in deed prima facie evidence.
- 443.390. Trustee's deed not to be accepted by recorder in certain cities or counties unless unpaid notes are produced--duties of recorder.
- 443.400. Redemption before sale.
- 443.410. Foreclosures by trustee's sale--how made--redemption.
- 443.415. Mortgage may be insured for certain buyers, amount, requirements.
- 443.420. Notice of redemption--how given, rights.
- 443.430. Motion for approval of bond for redemption--hearing--receiver--additional bond.
- 443.440. Certificate of sale--upon failure to redeem, deed to be executed.
- 443.451. Mortgage or deed of trust securing payment of bonds issued by interstate gas pipeline company or public utility, filing in office of secretary of state--notice--lien--refiling, effect--satisf
- 443.453. Financial institutions to pay property tax, how.
- 443.701. Citation of law.
- 443.703. Definitions.
- 443.706. Licensure required, when--effective date--exemptions.
- 443.707. Loan processors and underwriters, license required.
- 443.709. Rulemaking authority--expedited review and licensing procedures permitted, when.
- 443.711. Application for licensure, form--records and fees--modification of licensure requirements permitted, when--use of NMLSR as an agent, when.
- 443.713. Findings required for licensure.
- 443.717. Prelicensing education requirements.
- 443.719. Written test required, test measures--minimum competency requirements.
- 443.721. Renewal of licensure, minimum standards.
- 443.723. Continuing education requirements.
- 443.725. Duties of director--rule requirements authorized.
- 443.727. Challenge of information in NMLSR.
- 443.729. Supervision and enforcement--civil penalty.
- 443.731. Surety bond requirements.
- 443.733. Supervisory information sharing--confidentiality requirements.
- 443.735. Investigations and examinations, authority of director.
- 443.737. Violations.
- 443.739. Reports of condition required.
- 443.741. Violations, director required to report.
- 443.743. Nonfederally insured credit unions, registration of employed loan originators required.
- 443.745. Unique identifier to be shown on applications, solicitations, or advertisements.
- 443.747. Severability clause--rulemaking authority.
- 443.800. (Repealed L. 2009 H.B. 382 § A)
- 443.803. (Repealed L. 2009 H.B. 382 § A)
- 443.805. License required to broker residential mortgage, exceptions.
- 443.807. Director, power to request injunction, when.
- 443.809. Examination, powers of director to inspect records of licensed persons.
- 443.810. Penalty for violations.
- 443.812. One license issued to each broker--record required of locations where any business is conducted--supervision requirements--waiver of licensure, when.
- 443.816. Residential mortgage board created--members, appointment, qualification, terms, vacancies, compensation, duties.
- 443.817. Board members to file business transactions with ethics commission--rules authorized to avoid conflict of interest.
- 443.819. Brokerage business to be operated under actual names of persons or corporations, violation, penalties.
- 443.821. License to be issued on completion of requirements--notice of denial of license to contain reasons--appeal procedure.
- 443.823. Licenses to be issued in duplicate, effective when.
- 443.825. Application content, oath and form.
- 443.827. Applicant for license must agree to maintain certain requirements as to methods of conducting business.
- 443.830. License refused--grounds.
- 443.833. Renewal of license, date, procedure, fee--failure to renew, license becomes inactive, reactivation--expires, when.
- 443.835. Broker ceasing activity and not desiring to be licensed, procedure--director to cancel license.
- 443.837. (Repealed L. 2009 H.B. 382 § A)
- 443.839. Application by broker to open additional full-service offices, fee--certificate to be issued and posted.
- 443.841. License to be displayed.
- 443.843. Fees to be established by director--rules authorized for assessment and collection.
- 443.845. Residential mortgage licensing fund created--purpose--fees to be deposited in interest-bearing account to credit of fund--amount in fund subject to lapse into general revenue.
- 443.847. (Repealed L. 2009 H.B. 382 § A)
- 443.849. Bonding requirements.
- 443.851. (Repealed L. 2009 H.B. 382 § A)
- 443.853. (Repealed L. 2009 H.B. 382 § A)
- 443.855. Advertising policies may be established by director--standards required.
- 443.857. Licensee shall maintain at least one full-service office with staff, duties to handle matters relating to mortgage--waiver, when.
- 443.859. (Repealed L. 2009 H.B. 382 § A)
- 443.861. Transfer or sale of residential mortgage, notice to be given to mortgagor, contents.
- 443.863. Unlawful discrimination for refusal to loan or vary terms of the loan.
- 443.865. Escrow accounts, placement by brokers--authority for rules.
- 443.867. Disclosure statement required of brokers, content--fee--compensation.
- 443.869. Powers and duties of director--rulemaking authority.
- 443.871. Director may issue subpoenas and subpoenas duces tecum--authority to administer oaths.
- 443.873. Failure to comply with subpoenas, director may petition circuit court for compliance order, injunctive relief and other remedies authorized.
- 443.875. Bond may be required, conditioned on compliance with subpoena, when.
- 443.877. Writ of attachment authorized on failure to comply with subpoena.
- 443.879. Reports required, failure to comply, penalty.
- 443.881. Suspension or revocation of license, grounds--procedure, penalties.
- 443.883. Director to maintain a staff capable of investigations--licensees to open record for investigators.
- 443.885. Report to be filed with director annually, contents.
- 443.887. General rulemaking powers of director.
- 443.889. Court action to recover compensation for services, proof that services performed by valid licensee required, exception.
- 443.891. Charge in support of removal or prohibition notice issued on certain findings of conduct.
- 443.893. Receiver or conservator to be appointed by court, when--attorney general's duty.
- 443.901. Reverse mortgage act--definitions.
- 443.903. Reverse mortgage regulations.
- 443.906. Reverse mortgage may be made regardless of certain other transactions.
- 443.909. Treatment of payments for certain purposes.
- 443.912. Statement regarding counseling services on reverse mortgages.
- 443.930. Prohibited acts--constitutes mortgage fraud--no private right of action created.