§ 1395w-28. Definitions; miscellaneous provisions
(a)
Definitions relating to Medicare+Choice organizations
In this part—
(1)
Medicare+Choice organization
The term “Medicare+Choice organization” means a public or private entity that is certified under section
1395w–26 of this title as meeting the requirements and standards of this part for such an organization.
(b)
Definitions relating to Medicare+Choice plans
(1)
Medicare+Choice plan
The term “Medicare+Choice plan” means health benefits coverage offered under a policy, contract, or plan by a Medicare+Choice organization pursuant to and in accordance with a contract under section
1395w–27 of this title.
(2)
Medicare+Choice private fee-for-service plan
The term “Medicare+Choice private fee-for-service plan” means a Medicare+Choice plan that—
(A)
reimburses hospitals, physicians, and other providers at a rate determined by the plan on a fee-for-service basis without placing the provider at financial risk;
(B)
does not vary such rates for such a provider based on utilization relating to such provider; and
(C)
does not restrict the selection of providers among those who are lawfully authorized to provide the covered services and agree to accept the terms and conditions of payment established by the plan.
Nothing in subparagraph (B) shall be construed to preclude a plan from varying rates for such a provider based on the specialty of the provider, the location of the provider, or other factors related to such provider that are not related to utilization, or to preclude a plan from increasing rates for such a provider based on increased utilization of specified preventive or screening services.
(3)
MSA plan
(A)
In general
The term “MSA plan” means a Medicare+Choice plan that—
(i)
provides reimbursement for at least the items and services described in section
1395w–22
(a)(1) of this title in a year but only after the enrollee incurs countable expenses (as specified under the plan) equal to the amount of an annual deductible (described in subparagraph (B));
(ii)
counts as such expenses (for purposes of such deductible) at least all amounts that would have been payable under parts A and B of this subchapter, and that would have been payable by the enrollee as deductibles, coinsurance, or copayments, if the enrollee had elected to receive benefits through the provisions of such parts; and
(iii)
provides, after such deductible is met for a year and for all subsequent expenses for items and services referred to in clause (i) in the year, for a level of reimbursement that is not less than—
(II)
100 percent of the amounts that would have been paid (without regard to any deductibles or coinsurance) under parts A and B of this subchapter with respect to such expenses,
whichever is less.
(B)
Deductible
The amount of annual deductible under an MSA plan—
(ii)
for a subsequent contract year shall be not more than the maximum amount of such deductible for the previous contract year under this subparagraph increased by the national per capita Medicare+Choice growth percentage under section
1395w–23
(c)(6) of this title for the year.
If the amount of the deductible under clause (ii) is not a multiple of $50, the amount shall be rounded to the nearest multiple of $50.
(4)
MA regional plan
The term “MA regional plan” means an MA plan described in section
1395w–21
(a)(2)(A)(i) of this title—
(A)
that has a network of providers that have agreed to a contractually specified reimbursement for covered benefits with the organization offering the plan;
(6)
Specialized MA plans for special needs individuals
(A)
In general
The term “specialized MA plan for special needs individuals” means an MA plan that exclusively serves special needs individuals (as defined in subparagraph (B)) and that, as of January 1, 2010, meets the applicable requirements of paragraph (2), (3), or (4) of subsection (f), as the case may be.
(B)
Special needs individual
The term “special needs individual” means an MA eligible individual who—
(iii)
meets such requirements as the Secretary may determine would benefit from enrollment in such a specialized MA plan described in subparagraph (A) for individuals with severe or disabling chronic conditions who have one or more comorbid and medically complex chronic conditions that are substantially disabling or life threatening, have a high risk of hospitalization or other significant adverse health outcomes, and require specialized delivery systems across domains of care.
The Secretary may waive application of section
1395w–21
(a)(3)(B) of this title in the case of an individual described in clause (i), (ii), or (iii) of this subparagraph and may apply rules similar to the rules of section
1395eee
(c)(4) of this title for continued eligibility of special needs individuals.
(c)
Other references to other terms
(d)
Coordinated acute and long-term care benefits under Medicare+Choice plan
Nothing in this part shall be construed as preventing a State from coordinating benefits under a medicaid plan under subchapter XIX of this chapter with those provided under a Medicare+Choice plan in a manner that assures continuity of a full-range of acute care and long-term care services to poor elderly or disabled individuals eligible for benefits under this subchapter and under such plan.
(e)
Restriction on enrollment for certain Medicare+Choice plans
(1)
In general
In the case of a Medicare+Choice religious fraternal benefit society plan described in paragraph (2), notwithstanding any other provision of this part to the contrary and in accordance with regulations of the Secretary, the society offering the plan may restrict the enrollment of individuals under this part to individuals who are members of the church, convention, or group described in paragraph (3)(B) with which the society is affiliated.
(2)
Medicare+Choice religious fraternal benefit society plan described
For purposes of this subsection, a Medicare+Choice religious fraternal benefit society plan described in this paragraph is a Medicare+Choice plan described in section
1395w–21
(a)(2) of this title that—
(A)
is offered by a religious fraternal benefit society described in paragraph (3) only to members of the church, convention, or group described in paragraph (3)(B); and
(B)
permits all such members to enroll under the plan without regard to health status-related factors.
Nothing in this subsection shall be construed as waiving any plan requirements relating to financial solvency.
(3)
“Religious fraternal benefit society” defined
For purposes of paragraph (2)(A), a “religious fraternal benefit society” described in this section is an organization that—
(A)
is described in section 501(c)(8) of the Internal Revenue Code of 1986 and is exempt from taxation under section 501(a) of such Act;
(B)
is affiliated with, carries out the tenets of, and shares a religious bond with, a church or convention or association of churches or an affiliated group of churches;
(4)
Payment adjustment
Under regulations of the Secretary, in the case of individuals enrolled under this part under a Medicare+Choice religious fraternal benefit society plan described in paragraph (2), the Secretary shall provide for such adjustment to the payment amounts otherwise established under section
1395w–24 of this title as may be appropriate to assure an appropriate payment level, taking into account the actuarial characteristics and experience of such individuals.
(f)
Requirements regarding enrollment in specialized MA plans for special needs individuals
(1)
Requirements for enrollment
In the case of a specialized MA plan for special needs individuals (as defined in subsection (b)(6) of this section), notwithstanding any other provision of this part and in accordance with regulations of the Secretary and for periods before January 1, 2011, the plan may restrict the enrollment of individuals under the plan to individuals who are within one or more classes of special needs individuals.
(2)
Additional requirements for institutional SNPS
In the case of a specialized MA plan for special needs individuals described in subsection (b)(6)(B)(i), the applicable requirements described in this paragraph are as follows:
(A)
Each individual that enrolls in the plan on or after January 1, 2010, is a special needs individuals described in subsection (b)(6)(B)(i). In the case of an individual who is living in the community but requires an institutional level of care, such individual shall not be considered a special needs individual described in subsection (b)(6)(B)(i) unless the determination that the individual requires an institutional level of care was made—
(3)
Additional requirements for dual SNPS
In the case of a specialized MA plan for special needs individuals described in subsection (b)(6)(B)(ii), the applicable requirements described in this paragraph are as follows:
(A)
Each individual that enrolls in the plan on or after January 1, 2010, is a special needs individuals [1] described in subsection (b)(6)(B)(ii).
(C)
The plan provides each prospective enrollee, prior to enrollment, with a comprehensive written statement (using standardized content and format established by the Secretary) that describes—
(i)
the benefits and cost-sharing protections that the individual is entitled to under the State Medicaid program under subchapter XIX; and
Such statement shall be included with any description of benefits offered by the plan.
(4)
Additional requirements for severe or disabling chronic condition SNPS
In the case of a specialized MA plan for special needs individuals described in subsection (b)(6)(B)(iii), the applicable requirements described in this paragraph are as follows:
(5)
Care management requirements for all SNPS
The requirements described in this paragraph are that the organization offering a specialized MA plan for special needs individuals described in subsection (b)(6)(B)(i)—
(A)
have in place an evidenced-based model of care with appropriate networks of providers and specialists; and
(B)
with respect to each individual enrolled in the plan—
(i)
conduct an initial assessment and an annual reassessment of the individual’s physical, psychosocial, and functional needs;
[1] So in original. Probably should be “individual”.