§ 1091a. Statute of limitations, and State court judgments
(a)
In general
(1)
It is the purpose of this subsection to ensure that obligations to repay loans and grant overpayments are enforced without regard to any Federal or State statutory, regulatory, or administrative limitation on the period within which debts may be enforced.
(2)
Notwithstanding any other provision of statute, regulation, or administrative limitation, no limitation shall terminate the period within which suit may be filed, a judgment may be enforced, or an offset, garnishment, or other action initiated or taken by—
(A)
an institution that receives funds under this subchapter and part
C of subchapter
I of chapter
34 of title
42 that is seeking to collect a refund due from a student on a grant made, or work assistance awarded, under this subchapter and part
C of subchapter
I of chapter
34 of title
42;
(B)
a guaranty agency that has an agreement with the Secretary under section
1078
(c) of this title that is seeking the repayment of the amount due from a borrower on a loan made under part B of this subchapter after such guaranty agency reimburses the previous holder of the loan for its loss on account of the default of the borrower;
(C)
an institution that has an agreement with the Secretary pursuant to section
1087c or
1087cc
(a) of this title that is seeking the repayment of the amount due from a borrower on a loan made under part C or D of this subchapter after the default of the borrower on such loan; or
(D)
the Secretary, the Attorney General, or the administrative head of another Federal agency, as the case may be, for payment of a refund due from a student on a grant made under this subchapter and part
C of subchapter
I of chapter
34 of title
42, or for the repayment of the amount due from a borrower on a loan made under this subchapter and part
C of subchapter
I of chapter
34 of title
42 that has been assigned to the Secretary under this subchapter and part
C of subchapter
I of chapter
34 of title
42.
(b)
Assessment of costs and other charges
Notwithstanding any provision of State law to the contrary—
(1)
a borrower who has defaulted on a loan made under this subchapter and part
C of subchapter
I of chapter
34 of title
42 shall be required to pay, in addition to other charges specified in this subchapter and part
C of subchapter
I of chapter
34 of title
42 reasonable collection costs;
(c)
State court judgments
A judgment of a State court for the recovery of money provided as grant, loan, or work assistance under this subchapter and part
C of subchapter
I of chapter
34 of title
42 that has been assigned or transferred to the Secretary under this subchapter and part
C of subchapter
I of chapter
34 of title
42 may be registered in any district court of the United States by filing a certified copy of the judgment and a copy of the assignment or transfer. A judgment so registered shall have the same force and effect, and may be enforced in the same manner, as a judgment of the district court of the district in which the judgment is registered.
(d)
Special rule
This section shall not apply in the case of a student who is deceased, or to a deceased student’s estate or the estate of such student’s family. If a student is deceased, then the student’s estate or the estate of the student’s family shall not be required to repay any financial assistance under this subchapter and part
C of subchapter
I of chapter
34 of title
42, including interest paid on the student’s behalf, collection costs, or other charges specified in this subchapter and part
C of subchapter
I of chapter
34 of title
42.