§ 1649. Certain limitations on liability
(a)
Limitations on liability
For any closed end consumer credit transaction that is secured by real property or a dwelling, that is subject to this subchapter, and that is consummated before September 30, 1995, a creditor or any assignee of a creditor shall have no civil, administrative, or criminal liability under this subchapter for, and a consumer shall have no extended rescission rights under section
1635
(f) of this title with respect to—
(2)
the form of written notice used by the creditor to inform the obligor of the rights of the obligor under section
1635 of this title if the creditor provided the obligor with a properly dated form of written notice published and adopted by the Board or a comparable written notice, and otherwise complied with all the requirements of this section regarding notice; or
(3)
any disclosure relating to the finance charge imposed with respect to the transaction if the amount or percentage actually disclosed—
(A)
may be treated as accurate for purposes of this subchapter if the amount disclosed as the finance charge does not vary from the actual finance charge by more than $200;
(b)
Exceptions
Subsection (a) of this section shall not apply to—
(1)
any individual action or counterclaim brought under this subchapter which was filed before June 1, 1995;
(2)
any class action brought under this subchapter for which a final order certifying a class was entered before January 1, 1995;