U.S. Code > Title 12 Banks and Banking > CHAPTER 46—GOVERNMENT SPONSORED ENTERPRISES (§§ 4501—4642) > SUBCHAPTER I—SUPERVISION AND REGULATION OF ENTERPRISES (§§ 4511—4603) > Part B—Additional Authorities of the Director (§§ 4541—4589) > subpart 1—general authority (§§ 4541—4547,_4548) > § 4543. Public access to mortgage information

§ 4543. Public access to mortgage information

(a) Availability
(1) In general
The Director shall make available to the public, in forms useful to the public (including forms accessible by computers), the data submitted by the enterprises in the reports required under section 1723a (m) of this title or section 1456 (e) of this title.
(2) Census tract level reporting
Such data shall include the data elements required to be reported under the Home Mortgage Disclosure Act of 1975 [12 U.S.C. 2801 et seq.], at the census tract level.
(b) Access
(1) Proprietary data
Except as provided in paragraph (2), the Director may not make available to the public data that the Director determines pursuant to section 4546 of this title are proprietary information.
(2) Exception
The Director shall not restrict access to the data provided in accordance with section 1723a (m)(1)(A) of this title or section 1456 (e)(1)(A) of this title or with subsection (a)(2).
(c) Fees
The Director may charge reasonable fees to cover the cost of making data available under this section to the public.
(d) Timing
Data submitted under this section by an enterprise in connection with a provision referred to in subsection (a) shall be made publicly available in accordance with this section not later than September 30 of the year following the year to which the data relates.