U.S. Code > Title 12 Banks and Banking > CHAPTER 29—HOME MORTGAGE DISCLOSURE (§§ 2801—2811) > § 2802. Definitions

§ 2802. Definitions

For purposes of this chapter—
(1) the term “mortgage loan” means a loan which is secured by residential real property or a home improvement loan;
(2) the term “depository institution”—
(A) means—
(i) any bank (as defined in section 1813 (a)(1) of this title);
(ii) any savings association (as defined in section 1813 (b)(1) of this title); and
(iii) any credit union,
which makes federally related mortgage loans as determined by the Board; and
(B) includes any other lending institution (as defined in paragraph (4)) other than any institution described in subparagraph (A);
(3) the term “completed application” means an application in which the creditor has received the information that is regularly obtained in evaluating applications for the amount and type of credit requested;
(4) the term “other lending institutions” means any person engaged for profit in the business of mortgage lending;
(5) the term “Board” means the Board of Governors of the Federal Reserve System; and
(6) the term “Secretary” means the Secretary of Housing and Urban Development.