48.46.460 - Conversion agreement -- Restrictions and requirements.

Conversion agreement — Restrictions and requirements.

(1) A health maintenance organization must offer a conversion agreement for comprehensive health care services and shall not require proof of insurability as a condition for issuance of the conversion agreement.

     (2) A conversion agreement may not contain an exclusion for preexisting conditions except to the extent that a waiting period for a preexisting condition has not been satisfied under the group agreement.

     (3) A conversion agreement need not provide benefits identical to those provided under the group agreement. The conversion agreement may contain provisions requiring the person covered by the conversion agreement to pay reasonable deductibles and copayments.

     (4) The insurance commissioner shall adopt rules to establish minimum benefit standards for conversion agreements.

     (5) The commissioner shall adopt rules to establish specific standards for conversion agreement provisions. These rules may include but are not limited to:

     (a) Terms of renewability;

     (b) Nonduplication of coverage;

     (c) Benefit limitations, exceptions, and reductions; and

     (d) Definitions of terms.

[1984 c 190 § 10.]

Notes: Legislative intent -- Severability -- 1984 c 190: See notes following RCW 48.21.250.