§ 4532a - Notice to commissioner of banking, insurance, securities, and health care administration
§ 4532a. Notice to commissioner of banking, insurance, securities, and health care administration
(a) At the same time the mortgage holder files an action to foreclose owner occupied, one-to-four-family residential property, the mortgage holder shall file a notice of foreclosure with the commissioner of the department of banking, insurance, securities, and health care administration. The commissioner may require that the notice of foreclosure be sent in an electronic format. The notice of foreclosure shall include:
(1) the name and current mailing address of the mortgagor;
(2) the address of the property being foreclosed;
(3) the name of the current mortgage holder, along with the address and telephone number of the person or entity responsible for workout negotiations concerning the mortgage;
(4) the name of the original lender, if different;
(5) the name, address, and telephone number of the mortgage servicer, if applicable; and
(6) any other information the commissioner may require.
(b) The court clerk shall not accept a foreclosure complaint for filing without a certification by the plaintiff that the notice of foreclosure has been sent to the commissioner of banking, insurance, securities, and health care administration in accordance with subsection (a) of this section.
(c) Acceptance of a foreclosure complaint by the court clerk that, due to a good faith error or omission by the plaintiff or the clerk, does not contain the certification required in subsection (a) of this section, shall not invalidate the foreclosure proceeding, provided that the plaintiff files the required notice with the commissioner within 10 days of obtaining knowledge of the error or omission. (Added 2009, No. 29, § 2, eff. June 20, 2009.)