31A-21-202 - Explicit approval required.
31A-21-202. Explicit approval required.
(1) The following clauses are disapproved unless the commissioner gives them explicitapproval:
(a) clauses requiring more expeditious notice of loss or proof of loss than is required bySection 31A-21-312 or rules adopted under that section; and
(b) a schedule of reinstatement fees under Section 31A-22-608, if made a part of thepolicy. This type of schedule need not be included in the policy but may be given approval as aseparate document specifically made applicable to particular classes of policies and incorporatedin the policy by reference.
(2) If an insurer fails to obtain explicit approval from the commissioner for the clausesspecified in Subsection (1), the clauses are void.
Amended by Chapter 204, 1986 General Session