31A-19a-212 - Premium increases prohibited for certain claims or inquiries.
31A-19a-212. Premium increases prohibited for certain claims or inquiries.
(1) Each rate, rating schedule, and rating manual filed for personal lines insurance maynot permit a premium increase due to:
(a) a telephone call or other inquiry that does not result in the insured requesting thepayment of a claim; or
(b) a claim under a policy of insurance covering a motor vehicle or the operation of amotor vehicle resulting from any incident, including acts of vandalism, in which the personnamed in the policy or any other person using the insured motor vehicle with the express orimplied permission of the named insured is not at fault.
(2) Subsection (1) prohibits a premium increase when:
(a) a policy is issued; or
(b) a policy is renewed.
(3) This section is an exception to Section 31A-19a-201.
Amended by Chapter 117, 2004 General Session
Amended by Chapter 266, 2004 General Session