56-7-128 - Medical insurance for uninsurable Risk pools.

56-7-128. Medical insurance for uninsurable Risk pools.

(a)  It is the purpose and intent of the general assembly to provide access to health insurance coverage to all residents of this state who are denied adequate health insurance for any reason by any insurer. It is the intent of the general assembly that adequate levels of health insurance coverage be made available to residents of this state who are otherwise considered uninsurable or who are uninsured.

(b)  The department is authorized and directed to conduct a study of the need for a risk pool for health insurance in the state. The study shall address at least the following areas:

     (1)  The feasibility of implementation and the costs associated with the creation and maintenance of a risk pool for health insurance in the state;

     (2)  The number of individuals who might be eligible for coverage by a risk pool for health insurance;

     (3)  The medical needs of those individuals eligible for coverage by a risk pool for health insurance;

     (4)  The impact, if any, on TennCare of a risk pool for health insurance; and

     (5)  The reasons that candidates for a risk pool for health insurance are unable to obtain insurance coverage in the commercial market.

[Acts 2004, ch. 675, § 1.]