§ 11-27-16 - Practices permitted to corporations and associations.
SECTION 11-27-16
§ 11-27-16 Practices permitted tocorporations and associations. – (a) Nothing in §§ 11-27-2 – 11-27-11 or §§ 11-27-16– 11-27-18 shall be construed to limit or prevent:
(1) Any corporation, or its officers or agents, lawfullyengaged in the insuring of titles to real property from conducting itsbusiness, and the drawing of deeds, mortgages, and other legal instruments inor in connection with the conduct of the business of the corporation;
(2) Any public utility corporation or insurance company, orits officers or agents, from adjusting claims against the corporation orcompany or those insured by the company with the restrictions provided in§ 11-27-9, or the company, or its officers or agents, from advertising tofurnish or from furnishing any attorney at law to represent those insured bythe company as provided in its policies;
(3) Any corporation or association, or its officers oragents, from drawing, in the regular course of its business, any note, bill,draft, bill of sale, conditional bill of sale, or any ordinary businessagreement to which it is a party;
(4) Any corporate administrator, executor, guardian, trustee,or other fiduciary, or its officers or agents, from preparing and filinginventories and accounts and income, inheritance, and estate tax returns, andfrom attending to the allowance of uncontested accounts in relation to thefiduciary estates;
(5) Any nonprofit sharing credit corporation or association,or its officers or agents, licensed under former Chapter 1782 of the PublicLaws, 1931, from collecting or adjusting, as incidental to its main purposes,contract claims of its own members. However, if the aid of any court is to beinvoked on a claim, it shall be turned back to the creditor member forreference to his or her own attorney at law;
(6) Any nonprofit sharing automobile service corporation orassociation, or its officers or agents, from furnishing the services of anattorney at law, who resides and practices exclusively in another state orcountry, to its members who reside in this state;
(7) Any person or corporation, or its officers or clerks,whose principal source of income is his or its commissions or profits from his,her, or its selling or leasing real estate, or both, and who regularlymaintains an office for that purpose, from drafting deeds, mortgages, leases,and agreements in connection with sales or leases made or negotiated by him,her, or it; provided, that in every such case the drafter shall so endorse hisor her full name and business address upon the face of the instrument that theendorsement will be recorded if the instrument is recorded;
(8) Any automobile club or association from paying oragreeing to pay for the services of an attorney to advise and defend itsmembers, providing the attorney is of the member's own selection and is notsubject to the control of the club or association; or
(9) Any nonprofit credit counseling corporation orassociation, or its officers or agents, from providing financial and budgetaryadvice and judgment to individuals in connection with:
(i) The creation of a budgetary plan;
(ii) The creation of a plan whereby an individual turns overan agreed amount of his or her income to a nonprofit credit counselingcorporation which distributes it to his or her creditors in accordance with aplan which they have approved and which may provide for smaller payments or alonger term than the original contract;
(iii) The providing of educational services relating to theuse of credit; or
(iv) Any combination of paragraphs (i) through (iii) of thissubdivision.
(b) No corporation established for the purpose of providingcredit counseling shall engage in the practice of law, and an individualreceiving credit counseling shall, when necessary, be referred to an attorneyof his or her own choice, the local bar association referral service, or alocal legal aid program, whichever may seem most appropriate.