ORS Chapter 742

Statutes > Oregon Statutes > ORS Volume 16, Chapters 705 - 752 > ORS Chapter 742

Chapter 742 — InsurancePolicies Generally; Property and Casualty Policies

2009 EDITION

PROPERTYAND CASUALTY POLICIES

INSURANCE

GENERALPROVISIONS

742.001 Scopeof ORS chapters 742, 743 and 743A

742.003 Filingand approval of policy forms; rules

742.005 Groundsfor disapproval of policy forms

742.007 Director’swithdrawal of approval

742.009 Regulationof sales material; rules

742.011 Insurableinterest in property

742.013 Representationsin applications

742.016 Policyconstitutes entire contract; oral representations by insured

742.018 Provisionfor construction according to foreign law prohibited

742.021 Standardprovisions in general

742.023 Contentsof policies in general

742.026 Underwriters’and combination policies

742.028 Additionalpolicy contents

742.031 Bankruptcyclause required in certain liability policies

742.033 Charterand bylaw provisions

742.036 Assessmentpolicies, special contents

742.038 Validityand construction of noncomplying forms

742.041 Permissibleclasses of insurance in one policy

742.043 Binders

742.046 Deliveryof policy

742.048 Effectivedate and time of coverage; applicability

742.051 Renewalby certificate

742.053 Formsfor proof of loss

742.056 Certainconduct not deemed waiver

742.058 Returnof premium on destruction of property

742.061 Recoveryof attorney fees in action on policy or contractor’s bond

742.063 Filingand approval of liability form that includes cost of defense within limits ofliability

742.065 Insuranceagainst risk of loss assumed under less than fully insured employee healthbenefit plan

ASSUMPTIONREINSURANCE AGREEMENTS

742.150 Approvalby director; limitations on authority of insurer; definition

742.152 Limitationson applicability of ORS 742.150

742.154 Factorsto be considered by director in determining whether to approve assumptionreinsurance agreement

742.156 Noticeof transfer under assumption reinsurance agreement

742.158 Rejectionof transfer by policyholder; payment of premium as acceptance of transfer; failureof policyholder to respond to notice

742.160 Effectof novation of policy under assumption reinsurance agreement

742.162 Transferand novation of policy effected by director

FIREINSURANCE

742.200 Fireinsurance not to exceed value of property insured

742.202 Standardfire insurance policy

742.204 Exceptionsto standard fire insurance policy requirements

742.206 Insuringagreement

742.208 Concealment;fraud; representations by insured

742.210 Uninsurableand excepted property

742.212 Perilsnot included

742.214 Otherinsurance

742.216 Conditionssuspending insurance

742.218 Additionalperils insured

742.220 Addedprovisions

742.222 Waiverprovisions

742.224 Cancellation

742.226 Mortgageeinterest and obligation of mortgagee

742.228 Prorata liability of insurer

742.230 Requirementsin case loss occurs

742.232 Appraisal

742.234 Insurer’soptions

742.236 Abandonment

742.238 Whenloss payable

742.240 Suiton policy

742.242 Subrogation

742.244 Coveragefor loss from nuclear reaction or radiation

742.246 Otherfire insurance policy provisions permitted

742.248 Mutualfire insurers policyholders’ liability; nonassessable policies

742.250 Mutualfire insurer’s action to recover assessment

742.252 Mutualfire insurers; withdrawal of members

742.254 Mutualfire insurance policy cancellation

CHILDCARE FACILITY

742.260 Cancellationof homeowner or fire policy; coverage for child care; definition

HOMEPROTECTION INSURANCE

742.280 Homeprotection insurance; rules

MORTGAGEINSURANCE

742.282 Limitationson issuance of mortgage insurance

742.284 Insuredobligations as legal investments and securities for deposit

742.286 Mortgageinsurance; who may write

SURETYINSURANCE

742.350 Bonds,undertakings and other obligations required by law may be executed by suretyinsurers

742.352 Reimbursementof private persons required to give bond, letter of credit or other obligation

742.354 Reimbursementof public officials required to give bond or letter of credit

742.356 Suretyinsurer may take measures to reduce risk of loss

742.358 Releaseof surety on official bonds by action of obligee

742.360 Releaseof surety on bond of public official by action of surety

742.362 Releaseof surety on depository bond; provision required in such bonds

742.364 Fixingamount of new bond after release from original

742.366 Cancellationof bond by surety

742.368 Suretyinsurer may not deny power to execute bond; construction of policies

742.370 Bondconstrued as including omitted statutory provisions

742.372 Guaranteedarrest bond certificate

742.374 Suretymay issue guaranteed arrest bond certificate not to exceed $1,000

742.376 Requirementsto issue guaranteed arrest bond certificate

REIMBURSEMENTINSURANCE FOR SERVICE CONTRACTS

742.390 Reimbursementinsurance policy; contents; definitions

742.392 Terminationof reimbursement insurance policy

MEDICALMALPRACTICE INSURANCE

742.400 Dutyto report claim of professional negligence to licensing board; contents ofreport; public disclosure and posting of reports

742.405 Conditionsfor issuance of medical malpractice insurance

DISCOUNTMEDICAL PLANS

742.420 Definitionsfor ORS 742.420 to 742.440

742.422 Licenserequirement for conducting business as discount medical plan organization

742.424 Requirementfor contract with provider; contents of contract; retention of record

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ORS Chapter 742