ORS Chapter 731
TITLE 56
INSURANCE
Chapter 731. Administrationand General Provisions
732. Organizationand Corporate Procedures of Domestic Insurers; Regulation of InsurersGenerally
733. Accountingand Investments
734. Rehabilitation,Liquidation and Conservation of Insurers
735. AlternativeInsurance
737. Ratesand Rating Organizations
742. InsurancePolicies Generally; Property and Casualty Policies
743. Healthand Life Insurance
743A. HealthInsurance: Required Reimbursements
744. InsuranceProducers; Life Settlement Providers, Brokers and Contracts; Adjusters;Consultants; Third Party Administrators; Reinsurance Intermediaries; RentalCompany Limited Licenses
746. TradePractices
748. FraternalBenefit Societies
750. HealthCare Service Contractors; Multiple Employer Welfare Arrangements; Legal ExpenseOrganizations
752. ProfessionalLiability Funds
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Chapter 731 — Administrationand General Provisions
2009 EDITION
ADMINISTRATIONAND GENERAL PROVISIONS
INSURANCE
SHORTTITLE; PURPOSE AND CONSTRUCTION
731.004 Shorttitle
731.008 Purposeof Insurance Code
731.012 Effectof federal law
731.016 Constructionof Insurance Code
APPLICATIONOF INSURANCE CODE
731.022 Compliancewith Insurance Code required
731.026 Applicationof Insurance Code to particular insurers
731.028 Applicabilityof certain Insurance Code provisions to State Accident Insurance FundCorporation
731.036 Personscompletely exempt from application of Insurance Code
731.038 Applicationof Insurance Code to charitable organizations that issue charitable giftannuities
731.039 Requirementsfor certain educational institutions or nonprofit corporations issuingcharitable gift annuities
731.042 Certificateof exemption; application of certain Insurance Code provisions to exemptinsurers
731.046 Exemptionof policies from Securities Law
DEFINITIONSGENERALLY
731.052 InsuranceCode definitions
731.056 “Action”
731.066 “Authorized,”“unauthorized” insurer
731.069 “Certificate,”“certificate holder”
731.072 “Certificateof authority,” “license”
731.074 “Commercialliability insurance”
731.075 “Coveredlife”
731.076 “Department,”“director”
731.082 “Domestic,”“foreign,” “alien” insurer
731.086 “Domesticrisk”
731.092 “Domicile”
731.096 “Domicileof alien insurer”
731.102 “Insurance”
731.104 “Insuranceproducer”
731.106 “Insurer”
731.112 “Judgment”
731.116 “Person”
731.122 “Policy”
731.126 “Reinsurance”
731.132 “Requiredcapitalization”
731.136 “State”
731.142 “Stock,”“mutual” and “reciprocal” insurer
731.144 “Surpluslines insurance”
731.146 “Transactinsurance”
CLASSESOF INSURANCE DEFINED
731.150 Definitionsof classes of insurance not mutually exclusive
731.154 “Annuity”
731.156 “Variablelife insurance”; “variable annuity”
731.158 “Casualtyinsurance”
731.162 “Healthinsurance”
731.164 “Homeprotection insurance,” “home protection insurer”
731.166 “Industriallife insurance”
731.170 “Lifeinsurance”; includes annuities
731.174 “Marineand transportation insurance”
731.178 “Mortgageinsurance”
731.182 “Propertyinsurance”
731.186 “Suretyinsurance”
731.190 “Titleinsurance”
731.194 “Wetmarine and transportation insurance”
INSURANCEADMINISTRATION
731.216 Administrativepower of director
731.228 Prohibitedinterests and rewards
731.232 Subpoenapower
731.236 Generalpowers and duties
731.240 Hearingsin general
731.244 Rules
731.248 Orders
731.252 Ceaseand desist orders
731.256 Enforcementgenerally
731.258 Enforcementof orders and decisions by Attorney General; filing, enforcement and effect offoreign decrees
731.260 Falseor misleading filings
731.264 Complaintsand investigations confidential; permitted disclosures; rules
731.268 Useof reproductions and certified copies as evidence; fee
731.272 Director’sannual reports; notice of publication of report
731.276 Recommendationsfor changes in Insurance Code
731.280 Publicationsauthorized
731.282 Authorityto sell publications
731.284 Distributionof insurance laws
731.288 Recordingcomplaints; director to consider complaints before issuing licenses
731.292 Dispositionof fees, charges, taxes, penalties and other moneys
731.296 Director’sinquiries
731.300 Examinationof insurers; when required
731.302 Appointmentof examiners; retaining of appraisers, actuaries and others; evidentiary statusof facts and conclusions
731.304 Investigationof persons transacting insurance
731.308 Procedureat examination or investigation; production of books and other records
731.312 Reportof examination; review by person examined; hearing; confidentiality of certaininformation and documents; permitted disclosures
731.314 Immunityfor director, examiner and others
731.316 Expensesof examination of insurer
731.324 Serviceof process on Secretary of State; notice to unauthorized insurer
731.328 Depositsby unauthorized insurers in actions or proceedings
AUTHORIZATIONOF INSURERS AND GENERAL REQUIREMENTS
731.354 Certificateof authority required
731.356 Unauthorizedinsurance transaction enforcement