612 - New York adjusted gross income of a resident individual.

§  612.  New  York adjusted gross income of a resident individual. (a)  General. The New York adjusted gross income  of  a  resident  individual  means  his  federal  adjusted gross income as defined in the laws of the  United States for the taxable year, with the modifications specified  in  this section.    (b)  Modifications  increasing  federal  adjusted  gross income. There  shall be added to federal adjusted gross income:    (1) Interest income on obligations of any state other than this state,  or of a political subdivision of any such other state unless created  by  compact  or  agreement to which this state is a party, to the extent not  properly includible in federal adjusted gross income;    (2) Interest or dividend income on obligations or  securities  of  any  authority,  commission,  or  instrumentality of the United States, which  the laws of the United States exempt from federal  income  tax  but  not  from state income taxes;    (3)  Income  taxes. (A) General. Income taxes imposed by this state or  any other taxing jurisdiction, to the extent deductible  in  determining  federal  adjusted  gross  income and not credited against federal income  tax.    (B) Shareholders of S corporations. In the case of a shareholder of an  S corporation, with respect to taxes imposed  upon  or  payable  by  the  corporation,  the  term  "income  taxes"  in  subparagraph  (A)  of this  paragraph shall also include the taxes imposed under articles nine-A and  thirty-two of this chapter, regardless of the measure of such  tax,  but  shall  not otherwise include taxes imposed by this or any other state of  the United States, or any political subdivision of  this  or  any  other  state, or the District of Columbia.    (4)  Interest  on  indebtedness  incurred  or continued to purchase or  carry obligations or securities the interest on which is exempt from tax  under this article, to the  extent  deductible  in  determining  federal  adjusted gross income.    (5)  Expenses  paid  or  incurred  during the taxable year for (i) the  production or collection of income which is exempt from tax  under  this  article, or (ii) the management, conservation or maintenance of property  held for the production of such income, and the amortizable bond premium  for  the  taxable  year on any bond the interest on which is exempt from  tax under this article, to the extent that such  expenses  and  premiums  are deductible in determining federal adjusted gross income.    (6) In the case of a taxpayer who has exercised the election permitted  by subsection (g) or (h) of this section, the amount or amounts required  by said subsections to be added to federal adjusted gross income.    (7)  In  the  case of a taxpayer who is a shareholder of a corporation  organized under article fifteen or authorized to  do  business  in  this  state  under  article fifteen-a of the business corporation law, for the  taxpayer's taxable years beginning before nineteen hundred eighty-eight,  the amount which is deductible by such corporation under paragraph  one,  two  or  three  of  subsection  (a)  of section four hundred four of the  internal revenue code for its  taxable  year  ending  in  or  with  such  taxpayer's  taxable  year  for  contributions  paid  on  behalf  of such  taxpayer minus the lesser of fifteen thousand dollars or fifteen percent  of the earned income derived by  such  taxpayer  from  such  corporation  during  such taxpayer's taxable year. In the case of a taxpayer on whose  behalf contributions are paid under more than one  plan  to  which  this  paragraph  applies or under a plan, contributions to which on his behalf  are subject to the limitations provided in section four hundred four (e)  of the internal revenue code, this paragraph shall apply with respect to  the aggregate of the contributions paid on his  behalf  under  all  such  plans.(8)  for  taxable  years  beginning  after  December thirty-first, two  thousand two, in the case of qualified property described  in  paragraph  two  of  subsection k of section 168 of the internal revenue code, other  than qualified resurgence zone property described in subsection  (m)  of  this  section,  and  other than qualified New York Liberty Zone property  described in paragraph two of subsection  b  of  section  1400L  of  the  internal  revenue code (without regard to clause (i) of subparagraph (C)  of such paragraph), which was placed in service on or after June  first,  two  thousand  three,  the amount allowable as a deduction under section  167 of the internal revenue code.    (10) The amount required to be added to federal adjusted gross  income  pursuant to subsection (i) of this section.    (15)  In  those  instances  where  a credit for the special additional  mortgage recording tax is allowed under paragraph one of subsection  (f)  or  paragraph  one  of subsection (i) of section six hundred six of this  article, the amount allowed as an exclusion or deduction for the special  additional mortgage recording taxes  imposed  by  subdivision  one-a  of  section  two  hundred fifty-three of this chapter in determining federal  adjusted gross income.    (16) Unless the credit allowed pursuant to subsection (f)  of  section  six  hundred  six of this article is reflected in the computation of the  gain or loss so as to result in an increase in such gain or decrease  in  such  loss,  for  federal  income  tax  purposes, from the sale or other  disposition of the property with respect to which the special additional  mortgage recording tax imposed pursuant to subdivision one-a of  section  two  hundred  fifty-three  of  this  chapter was paid, the amount of the  special additional mortgage recording tax imposed by  subdivision  one-a  of  section  two  hundred fifty-three of this chapter which was paid and  which is reflected in the computation of the basis of the property so as  to result in a decrease in such  gain  or  increase  in  such  loss  for  federal  income  tax  purposes from the sale or other disposition of the  property with respect to which such tax was paid.    (17) The amount required to be added to federal adjusted gross  income  pursuant to subsection (r) of this section.    (18) In the case of a shareholder of an S corporation    (A)  where  the election provided for in subsection (a) of section six  hundred sixty is in effect with respect to such corporation,  an  amount  equal  to  his  pro rata share of the corporation's reductions for taxes  described in paragraphs two and  three  of  subsection  (f)  of  section  thirteen hundred sixty-six of the internal revenue code, and    (B)  in the case of a New York S termination year, subparagraph (A) of  this paragraph shall  apply  to  the  amount  of  reductions  for  taxes  determined under subsection (s) of this section.    (19) In the case of a shareholder of an S corporation    (A)  where  the election provided for in subsection (a) of section six  hundred sixty has not been made with respect to  such  corporation,  any  item  of  loss or deduction of the corporation included in federal gross  income pursuant to section thirteen hundred sixty-six  of  the  internal  revenue code, and    (B)  in the case of a New York S termination year, subparagraph (A) of  this  paragraph  shall  apply  to  the  amounts  of  loss  or  deduction  determined under subsection (s) of this section.    (20) S corporation distributions to the extent not included in federal  gross  income for the taxable year because of the application of section  thirteen hundred sixty-eight, subsection (e) of section thirteen hundred  seventy-one or subsection (c) of section thirteen  hundred  seventy-nine  of  the  internal  revenue  code  which  represent income not previously  subject to tax under this article because the election provided  for  insubsection  (a) of section six hundred sixty had not been made. Any such  distribution treated  in  the  manner  described  in  paragraph  two  of  subsection  (b)  of section thirteen hundred sixty-eight of the internal  revenue  code  for  federal  income  tax  purposes  shall  be treated as  ordinary income for purposes of this article.    (21) In relation to the disposition of  stock  or  indebtedness  of  a  corporation  which  elected  under  subchapter  s  of chapter one of the  internal  revenue  code  for  any  taxable  year  of  such   corporation  beginning,  in the case of a corporation taxable under article nine-A of  this chapter, after December thirty-first, nineteen hundred eighty,  and  in  the  case  of a corporation taxable under article thirty-two of this  chapter, after December thirty-first, nineteen hundred  ninety-six,  the  amount required to be added to federal adjusted gross income pursuant to  subsection (n) of this section.    (22) The amounts required to be added to federal adjusted gross income  pursuant to subsection (q) of this section.    (23) For taxable years beginning after December thirty-first, nineteen  hundred eighty-one, except with respect to property which is a qualified  mass  commuting vehicle described in subparagraph (D) of paragraph eight  of subsection (f) of section one hundred  sixty-eight  of  the  internal  revenue code (relating to qualified mass commuting vehicles), any amount  which  the  taxpayer  claimed  as  a  deduction in computing its federal  adjusted gross income solely as a result of an election made pursuant to  the provisions  of  such  paragraph  eight  as  it  was  in  effect  for  agreements  entered  into  prior  to  January  first,  nineteen  hundred  eighty-four.    (24) For taxable years beginning after December thirty-first, nineteen  hundred eighty-one, except with respect to property which is a qualified  mass commuting vehicle described in subparagraph (D) of paragraph  eight  of  subsection  (f)  of  section one hundred sixty-eight of the internal  revenue code (relating to qualified mass commuting vehicles), any amount  which  the  taxpayer  would  have  been  required  to  include  in   the  computation  of  its  federal  adjusted gross income had it not made the  election permitted pursuant to such paragraph eight as it was in  effect  for  agreements  entered  into  prior to January first, nineteen hundred  eighty-four.    (25) In the case of  property  placed  in  service  in  taxable  years  beginning   before  nineteen  hundred  ninety-four,  for  taxable  years  beginning after  December  thirty-first,  nineteen  hundred  eighty-one,  except with respect to property subject to the provisions of section two  hundred  eighty-F  of  the internal revenue code and property subject to  the provisions of  section  one  hundred  sixty-eight  of  the  internal  revenue  code  which is placed in service in this state in taxable years  beginning after December thirty-first, nineteen hundred eighty-four, the  amount allowable as a deduction determined  under  section  one  hundred  sixty-eight of the internal revenue code.    * (26)  The amount of member or employee contributions to a retirement  system or pension fund picked up or paid by  the  employer  pursuant  to  subdivision  f  of  section  five  hundred seventeen or subdivision d of  section six hundred thirteen of the retirement and social  security  law  or  section  13-225.1,  13-327.1,  13-125.1, 13-125.2 or 13-521.1 of the  administrative code of the city of New York or subdivision  nineteen  of  section twenty-five hundred seventy-five of the education law.    * NB Expires per ch. 681/92 § 16    (26-a)  The amount of member or employee contributions to a retirement  system or pension fund picked up or paid by the employer for members  of  the  Manhattan  and  Bronx surface transportation authority pension planand  treated  as  employer  contributions  in  determining  income   tax  treatment under section 414(h) of the Internal Revenue Code.    (27) Upon the disposition of property to which paragraph twenty-six of  subsection (c) of this section applies, the amount, if any, by which the  aggregate  of  the  modifications described in such paragraph twenty-six  attributable to such property exceeds the aggregate of the modifications  described in paragraph twenty-five of this  subsection  attributable  to  such property.    (29)  When  gain  from  the  sale  or other disposition of property is  included in federal gross income, the amount of reduction in  the  basis  of  such  property  attributable  to  credit  for  solar and wind energy  systems pursuant to paragraph nine of  subsection  (g)  of  section  six  hundred  six;  but  for  taxable years beginning before nineteen hundred  eighty-seven, if such gain affects the determination of  a  net  capital  gain for federal income tax purposes, forty percent of such amount.    (31) The amount deducted or deferred from an employee's salary under a  flexible  benefits  program established pursuant to section twenty-three  of the general municipal law or section one thousand two  hundred  ten-a  of the public authorities law.    (32)  The  amount by which an employee's salary is reduced pursuant to  the provisions of subdivision b of section 12-126.1 and subdivision b of  section 12-126.2 of the administrative code of the city of New York.    (33) Real property taxes paid on qualified agricultural  property  and  deducted  in determining federal adjusted gross income, to the extent of  the amount  of  the  agricultural  property  tax  credit  allowed  under  subsection (n) or (i) of section six hundred six of this article.    (34)  (A)  Excess  distributions received during the taxable year by a  distributee of a family tuition account established under the  New  York  state  college choice tuition savings program provided for under article  fourteen-A of the education law, to the extent such excess distributions  are deemed attributable  to  deductible  contributions  under  paragraph  thirty-two of subsection (c) of this section.    (B)  (i) The term "excess distributions" means distributions which are  not    (I) qualified withdrawals within the meaning of  subdivision  nine  of  section six hundred ninety-five-b of the education law;    (II)  withdrawals  made  as a result of the death or disability of the  designated beneficiary within the meaning of subdivision ten of  section  six hundred ninety-five-b of such law; or    (III) transfers described in paragraph b of subdivision six of section  six hundred ninety-five-e of such law.    (ii)  Excess  distributions shall be deemed attributable to deductible  contributions to the extent the amount of any such excess  distribution,  when  added  to  all  previous  excess  distributions  from the account,  exceeds the aggregate of all nondeductible contributions to the account.    (35) The amounts required to be added to federal adjusted gross income  pursuant to subsection (v) of this section.    (36) In the case of a taxpayer  who  is  not  an  eligible  farmer  as  defined  in  subsection  (n) of section six hundred six of this article,  the amount of any deduction claimed  pursuant  to  section  179  of  the  internal  revenue  code with respect to a sport utility vehicle which is  not a passenger automobile as defined in paragraph 5 of  subsection  (d)  of section 280F of the internal revenue code.    (37) Premiums paid for environmental remediation insurance, as defined  in  section  twenty-three  of  this chapter, and deducted in determining  federal taxable income, to the extent of the amount of the environmental  remediation insurance credit allowed under such section twenty-three and  subsection (ff) of section six hundred six of this article.(38) The amount of any  deduction  allowed  pursuant  to  section  one  hundred ninety-nine of the internal revenue code.    (39)  The  amount  of  any  federal  deduction for taxes imposed under  article twenty-three of this chapter.    (c) Modifications reducing federal adjusted gross income. There  shall  be subtracted from federal adjusted gross income:    (1)  Interest  income  on  obligations  of  the  United States and its  possessions to the extent includible in gross income for federal  income  tax  purposes; such interest income shall include the amount received as  dividends from a regulated investment company,  as  defined  in  section  eight  hundred  fifty-one  of  the internal revenue code, which has been  designated as the amount of such interest income in a written notice  to  shareholders  not  later  than  sixty  days  following  the close of its  taxable year; provided that, at the close of each quarter of the taxable  year of such regulated investment company, at least fifty percent of the  value of its total assets, as defined in subsection (c) of section eight  hundred fifty-one of the internal revenue code, consists of  obligations  of  the  United  States  and  its  possessions.  The aggregate amount so  designated by the regulated investment  company  for  its  taxable  year  shall  not  exceed  the  amount  determined  by  multiplying  the  total  distributions  paid  by  such  regulated  investment  company   to   its  shareholders  with  respect to that taxable year (attributable to income  earned in that year), including any such distributions  paid  after  the  close  of  the  taxable  year,  as  described  in  section eight hundred  fifty-five of the internal revenue code, by the ratio that the  interest  income received in that taxable year on obligations of the United States  and  its  possessions,  after  reduction for the deductions and expenses  directly or indirectly attributable thereto,  bears  to  the  investment  company  taxable  income  of  such regulated investment company for such  taxable year, determined without regard to subparagraph (D) of paragraph  two of subsection (b) of section eight hundred fifty-two of the internal  revenue code;    (2) Interest or dividend income on obligations or  securities  of  any  authority,  commission  or  instrumentality  of the United States to the  extent includible in gross income for federal income  tax  purposes  but  exempt from state income taxes under the laws of the United States;    (3)  (i)  Pensions  to  officers  and  employees  of  this  state, its  subdivisions and agencies, to the extent includible in gross income  for  federal income tax purposes;    (ii)  Pensions  to  officers  and  employees  of  the United States of  America, any territory or possession or political  subdivision  of  such  territory  or  possession,  the  District  of Columbia, or any agency or  instrumentality of any one of the foregoing, to the extent includible in  gross income for federal income tax purposes;    (3-a) Pensions  and  annuities  received  by  an  individual  who  has  attained  the  age  of  fifty-nine  and one-half, not otherwise excluded  pursuant to paragraph three of this subsection, to the extent includible  in gross income for federal income tax purposes, but not  in  excess  of  twenty  thousand  dollars,  which  are periodic payments attributable to  personal services performed by such individual prior to  his  retirement  from  employment, which arise (i) from an employer-employee relationship  or (ii) from contributions to a retirement plan which are deductible for  federal income tax purposes. However, the term "pensions and  annuities"  shall  also  include  distributions  received  by  an individual who has  attained  the  age  of  fifty-nine  and  one-half  from  an   individual  retirement  account  or  an individual retirement annuity, as defined in  section  four  hundred  eight  of  the  internal   revenue   code,   and  distributions  received  by  an  individual  who has attained the age offifty-nine and one-half from self-employed individual and owner-employee  retirement plans which qualify under section four  hundred  one  of  the  internal  revenue  code,  whether  or  not  the payments are periodic in  nature.  Nevertheless,  the  term  "pensions  and  annuities"  shall not  include any lump sum distribution, as defined  in  subparagraph  (A)  of  paragraph  four  of  subsection  (e)  of section four hundred two of the  internal revenue code and taxed under section six hundred three of  this  article. Where a husband and wife file a joint state personal income tax  return,  the  modification  provided  for  in  this  paragraph  shall be  computed as if they were  filing  separate  state  personal  income  tax  returns.  Where a payment would otherwise come within the meaning of the  term "pensions and annuities" as set forth  in  this  paragraph,  except  that  such  individual is deceased, such payment shall, nevertheless, be  treated as a pension or annuity for purposes of this paragraph  if  such  payment is received by such individual's beneficiary.    (3-b)  (i)  Disability income included in federal gross income, to the  extent that such disability income would have been excluded from federal  gross income pursuant to the provisions of subsection (d) of section one  hundred five of the internal revenue code of nineteen hundred fifty-four  had such provisions continued in effect  for  taxable  years  commencing  after  December thirty-first, nineteen hundred eighty-three as they were  in  effect  immediately  prior  to  the  repeal  of   such   subsection.  Notwithstanding  the  foregoing,  the  sum of disability income excluded  pursuant to this paragraph, and  pension  and  annuity  income  excluded  pursuant  to  paragraph  three-a  of  this  subsection, shall not exceed  twenty thousand dollars.    (ii) Notwithstanding subsection (f) of this section, if a husband  and  wife  determine  their  federal  income  tax  on  a joint return but are  required to determine  their  New  York  income  taxes  separately,  the  amounts  of  exclusion  allowed under subparagraph (i) of this paragraph  shall be determined in the same joint manner as such amounts would  have  been determined under the provisions of paragraph five of subsection (d)  of  section  one  hundred  five  of  the  internal  revenue code as such  provisions were in effect  immediately  prior  to  the  repeal  of  such  subsection,  but shall be attributed for New York income tax purposes to  the spouse who would have been required to report  any  such  amount  as  income  if  the  spouses  had  determined  their  federal  income  taxes  separately.    (iii) Where a husband and wife file a joint state income  tax  return,  the  twenty  thousand  dollar limitation provided in subparagraph (i) of  this paragraph shall be applied as if they were  filing  separate  state  income tax returns.    (3-c)  Social  security  benefits  to  the  extent includible in gross  income for federal income tax purposes pursuant to section eighty-six of  the internal revenue code.    (4) The portion of any gain, from the sale  or  other  disposition  of  property having a higher adjusted basis for New York income tax purposes  than for federal income tax purposes on the last day of the last taxable  year  for  which  article  sixteen  imposes  tax, as such article was in  effect on such date, that does not exceed such difference in basis.    (5) The amount necessary to prevent the taxation under this article of  any annuity or other  amount  of  income  or  gain  which  was  properly  included  in  income  or  gain and was taxable under article sixteen (as  such article was in  effect  on  December  thirtieth,  nineteen  hundred  sixty)  to  the  taxpayer, or to a decedent by reason of whose death the  taxpayer acquired the right to receive the income or gain, or to a trust  or estate from which the taxpayer received the income or gain;(6) Interest or dividend income on obligations or  securities  to  the  extent  exempt  from income tax under the laws of this state authorizing  the issuance of such obligations or securities but includible  in  gross  income for federal income tax purposes; and    (7) The amount of any refund or credit for overpayment of income taxes  imposed  by  this state, or any other taxing jurisdiction, and any taxes  imposed by article twenty-three of this chapter, to the extent  properly  included in gross income for federal income tax purposes.    (8)  Compensation  received  for active service in the armed forces of  the United States on or after October first, nineteen hundred sixty-one,  and prior to September  first,  nineteen  hundred  sixty-two;  provided,  however,  that  the amount of such compensation to be deducted shall not  exceed  one  hundred  dollars  for  each  month  of  the  taxable  year,  subsequent  to September, nineteen hundred sixty-one, during any part of  which month the taxpayer was engaged in such service. For  the  purposes  of  this paragraph, the words "active service in the armed forces of the  United States" shall mean active duty (other than for training)  in  the  army, navy (including the marine corps), air force or coast guard of the  United States as defined in title ten of the United States code.    (8-a)  Compensation  and  bonuses  received  for active service in the  armed forces of the United States while a prisoner of war or missing  in  action  during  the  hostilities in Vietnam, to the extent includable in  gross income for federal income tax purposes.    (8-b) Income received by an individual who is a member of the New York  state organized militia, as such term is defined in subdivision  one  of  section  two  of the military law, as compensation for performing active  service within the state pursuant to either (i) state active duty orders  issued in accordance with subdivision one of section six of the military  law or (ii) active service of the  United  States  pursuant  to  federal  active   duty  orders,  for  service  other  than  training,  issued  in  accordance with title 10 of the United States code.    (8-c) Compensation received for active service in the  armed  services  of  the  United  States  in  an  area designated by the president of the  United States by executive order as a "combat zone" at any  time  during  the  period designated by the president by executive order as the period  of combatant activities in such zone to the extent includable  in  gross  income for federal income tax purposes.    (9)  Interest  on  indebtedness  incurred  or continued to purchase or  carry obligations or securities the interest on which is subject to  tax  under  this  article  but  exempt from federal income tax, to the extent  that such interest on indebtedness  is  not  deductible  in  determining  federal adjusted gross income and is attributable to a trade or business  carried on by the taxpayer.    (10)  Ordinary  and  necessary  expenses  paid  or incurred during the  taxable year for (i) the production or collection  of  income  which  is  subject to tax under this article but exempt from federal income tax, or    (ii)  the management, conservation or maintenance of property held for  the production of such income, and the amortizable bond premium for  the  taxable  year  on any bond the interest on which is subject to tax under  this article but exempt from federal income tax, to the extent that such  expenses and premiums are not deductible in determining federal adjusted  gross income and are attributable to a trade or business carried  on  by  the taxpayer.    (11)  In  the  case  of  a  taxpayer  who  has  exercised the election  permitted by subsection (g) or  (h)  of  this  section,  the  amount  or  amounts  required  by  said  subsections  to  be subtracted from federal  adjusted gross income.(12) The amount necessary to prevent the taxation of amounts  properly  included  in  New  York  adjusted gross income in prior taxable years in  accordance with paragraph seven of subsection (b).    (13)  The amount required to be subtracted from federal adjusted gross  income pursuant to subsection (i) of this section.    (14) The amount that may be subtracted  from  federal  adjusted  gross  income pursuant to subsection (j) of this section.    (15)  That  portion  of  wages  and  salaries paid or incurred for the  taxable year for which a  deduction  is  not  allowed  pursuant  to  the  provisions of section two hundred eighty-C of the internal revenue code.    (16)  for  taxable  years  beginning  after December thirty-first, two  thousand two, the amount deductible pursuant to subsection (k)  of  this  section.    (19)  The  amount  that  may be subtracted from federal adjusted gross  income pursuant to subsection (r) of this section.    (20) The amounts which may be subtracted from federal  adjusted  gross  income pursuant to subsection (o) of this section.    (21)  In  relation  to  the  disposition of stock or indebtedness of a  corporation which elected under subchapter  s  of  chapter  one  of  the  internal   revenue  code  for  any  taxable  year  of  such  corporation  beginning, in the case of a corporation taxable under article nine-A  of  this  chapter, after December thirty-first, nineteen hundred eighty, and  in the case of a corporation taxable under article  thirty-two  of  this  chapter,  after  December thirty-first, nineteen hundred ninety-six, the  amounts required to be subtracted from  federal  adjusted  gross  income  pursuant to subsection (n) of this section.    (22)  In  the  case of a shareholder of an S corporation (A) where the  election provided for in subsection (a) of section six hundred sixty has  not been made with respect to such corporation, any item  of  income  of  the  corporation  included  in  federal gross income pursuant to section  thirteen hundred sixty-six of the internal revenue code, and    (B) in the case of a New York S termination year, subparagraph (A)  of  this  paragraph  shall  apply  to the amounts of income determined under  subsection (s) of this section.    (23) The amounts which may be subtracted from federal  adjusted  gross  income pursuant to subsection (p) of this section.    (24) For taxable years beginning after December thirty-first, nineteen  hundred eighty-one, except with respect to property which is a qualified  mass  commuting vehicle described in subparagraph (D) of paragraph eight  of subsection (f) of section one hundred  sixty-eight  of  the  internal  revenue code (relating to qualified mass commuting vehicles), any amount  which is included in the taxpayer's federal adjusted gross income solely  as  a  result  of  an  election  made pursuant to the provisions of such  paragraph eight as it was in effect for agreements entered into prior to  January first, nineteen hundred eighty-four.    (25) For taxable years beginning after December thirty-first, nineteen  hundred eighty-one, except with respect to property which is a qualified  mass commuting vehicle described in subparagraph (D) of paragraph  eight  of  subsection  (f)  of  section one hundred sixty-eight of the internal  revenue code (relating to qualified mass commuting vehicles), any amount  which the taxpayer could  have  excluded  from  federal  adjusted  gross  income had it not made the election provided for in such paragraph eight  as  it was in effect for agreements entered into prior to January first,  nineteen hundred eighty-four.    (26) In the case of  property  placed  in  service  in  taxable  years  beginning   before  nineteen  hundred  ninety-four,  for  taxable  years  beginning after  December  thirty-first,  nineteen  hundred  eighty-one,  except with respect to property subject to the provisions of section twohundred  eighty-F  of  the internal revenue code and property subject to  the provisions of  section  one  hundred  sixty-eight  of  the  internal  revenue  code  which is placed in service in this state in taxable years  beginning  after December thirty-first, nineteen hundred eighty-four, an  amount with respect to property which is subject to  the  provisions  of  section  one  hundred  sixty-eight of the internal revenue code equal to  the amount allowable as the depreciation  deduction  under  section  one  hundred  sixty-seven  of the internal revenue code as such section would  have applied to property placed in  service  on  December  thirty-first,  nineteen hundred eighty.    (28) Upon the disposition of property to which paragraph twenty-six of  this  subsection  applies, the amount, if any, by which the aggregate of  the modifications described in paragraph twenty-five of  subsection  (b)  of  this  section attributable to such property exceeds the aggregate of  the modifications described in paragraph twenty-six of  this  subsection  attributable to such property.    (29)  Deduction  for  two-earner  married couples. (A) For the taxable  year beginning in nineteen  hundred  eighty-seven,  in  the  case  of  a  husband  and  wife  who each have qualified earned income and who file a  joint return under subsection (b) of section six hundred  fifty-one  for  the taxable year, an amount equal to ten percent of the lesser of:    (i) thirty thousand dollars or    (ii)  the  qualified  earned  income  of  the  spouse  with  the lower  qualified earned income for such taxable year.    (B) For purposes of this  paragraph,  eligibility  for  the  deduction  provided  for  herein  and  the  term  qualified  earned income shall be  determined in the manner such  eligibility  and  such  qualified  earned  income  would have been determined pursuant to the provisions of section  two hundred twenty-one of the internal revenue code of nineteen  hundred  fifty-four  had  such  provisions  continued in effect for taxable years  commencing after December thirty-first, nineteen hundred  eighty-six  as  they  were  in  effect  immediately prior to the repeal of such section.  Provided, however, the determination of  such  qualified  earned  income  shall be made with regard only to the items therein included in New York  adjusted  gross  income,  with  such  adjusted  gross  income determined  without regard to this paragraph, and only with regard to the deductions  and exclusions which are of the type properly allowable to or chargeable  against such qualified earned income in such taxable year.    (30) The amount received by any person as an  accelerated  payment  or  payments  of part or all of the death benefit or special surrender value  under a life insurance policy as  a  result  of  any  of  the  diagnoses  specified  in subparagraph (A) or (B) of paragraph one of subsection (a)  of section one thousand one hundred thirteen of the insurance  law,  and  the  amount  received by any person as a viatical settlement pursuant to  the provisions of article seventy-eight of the  insurance  law,  to  the  extent includible in gross income for federal income tax purposes.    (32) Contributions made during the taxable year by an account owner to  one or more family tuition accounts established under the New York state  college  choice  tuition  savings  program  provided  for  under article  fourteen-A of the  education  law,  to  the  extent  not  deductible  or  eligible  for credit for federal income tax purposes, provided, however,  the exclusion provided for in  this  paragraph  shall  not  exceed  five  thousand dollars for an individual or head of household, and for married  couples  who  file  joint  tax  returns,  shall  not exceed ten thousand  dollars; provided, further, that such exclusion shall be available  only  to the account owner and not to any other person.    (33) Distributions from a family tuition account established under the  New York state college choice tuition savings program provided for underarticle  fourteen-A  of  the  education law, to the extent includible in  gross income for federal income tax purposes.    * (34)  The  portion  of  the  fees  paid during the taxable year by a  taxpayer who is a resident of a continuing  care  retirement  community,  issued  a  certificate of authority pursuant to article forty-six of the  public health law, attributable to the cost of providing long term  care  benefits pursuant to a continuing care contract. The portion of the fees  so  attributable  shall  be  determined  in  accordance with regulations  promulgated by the superintendent of insurance. The  deduction  may  not  exceed  the  limitation that would be applicable to the taxpayer for the  taxable  year,  with  respect  to  eligible  long  term  care  premiums,  determined  under paragraph (10) of subsection (d) of section 213 of the  internal revenue code.    * NB There are 2