800 - Policy and purposes of article.

§ 800. Policy and purposes of article. It is hereby declared and found  that  there  exists  in  municipalities  in  this  state substandard and  insanitary areas and neighborhoods characterized by undermaintained  and  deteriorating  housing accommodations and under-utilized non-residential  buildings and under-utilized vacant land. It is further found that there  exists in such municipalities a  diminishing  and  seriously  inadequate  supply  of  safe  and sanitary dwelling accommodations, particularly for  persons of low income; that the loss of housing accommodations is caused  by  the  inability  of  the  ordinary  unaided  operations  of   private  enterprise  to make loans for rehabilitation or construction purposes or  for conversion  which  accelerates  the  process  of  deterioration  and  abandonment,  turning  active  and  viable  neighborhoods into slums and  blighted areas; and  that  the  prevention  of  deterioration  and  loss  through   abandonment  can  only  be  achieved  by  the  elimination  of  conditions which are unsafe or detrimental to health, the replacement of  antiquated  heating,  plumbing,  and  electrical  systems   and,   where  necessary, the overall rehabilitation of certain housing accommodations,  the  construction  of  new housing accommodations on vacant land and the  conversion of under-utilized  non-residential  property  to  residential  use,  and  that  the  unavailability  of  funds  for  the  conversion of  under-utilized property to residential use,  for  the  preservation  and  rehabilitation of housing accommodations and for the construction of new  housing  accommodations  on  vacant  land  constitutes  a  threat to the  health, safety and well-being of the persons who occupy them and  denies  to  others  the  possibility  of  living  in  safe  and sanitary housing  accommodations.    In order to  promote  the  preservation  and  rehabilitation  of  such  housing  accommodations,  the  creation of new housing accommodations by  the conversion of under-utilized non-residential property into  multiple  dwellings  and  the construction of new housing accommodations on vacant  land in such areas and to encourage the investment of private capital in  such areas, provision should be  made  for  a  municipality  to  attract  private  investment  for  such  purposes  by  utilizing funds, which are  available from the federal government through specific or  discretionary  grants,  or  are  available  from  other  financing  sources,  for joint  participation loans  with  private  investors  to  effect  the  required  construction, rehabilitation or conversion.    The  necessity  in  the public interest for the provisions hereinafter  enacted is hereby declared as a matter of legislative determination.