573 - Incorporation and organization of non-profit housing corporations.

§   573.   Incorporation   and   organization  of  non-profit  housing  corporations.  1.  A  housing  development   fund   company   shall   be  incorporated  pursuant  to  the  provisions  of  this  article  and  the  provisions  of  either  (a)  the  business  corporations  law,  (b)  the  not-for-profit  corporation  law,  or (c) the not-for-profit corporation  law and article two of this chapter.    2.  The  term  "housing  development  fund  corporation"  or  "housing  development  fund  company" shall be included as a part of the corporate  name as set forth in the certificate of incorporation.    3. The certificate of incorporation of any such corporation shall,  in  addition to any other requirements of law, provide:    a.  that  the  company  has  been  organized  exclusively to develop a  housing project for persons of low income;    b. that all income and earnings  of  the  corporation  shall  be  used  exclusively  for  corporate purposes, and that no part of the net income  or net earnings of the corporation shall inure to the benefit or  profit  of any private individual, firm, corporation or association;    c.  that  if the corporation receives a temporary loan or advance from  the housing development fund or a municipal housing development fund, as  established by or pursuant to article  eleven  of  the  private  housing  finance  law, it shall be authorized to enter into an agreement with the  commissioner of housing and community renewal of the state of  New  York  or  the supervising agency, as the case may be, providing for regulation  with respect to rents, profits, dividends and disposition of property or  franchises;    d. that if the corporation receives a temporary loan or  advance  from  the housing development fund or a municipal housing development fund, as  established  by  or  pursuant  to  article eleven of the private housing  finance law, the commissioner of housing and community  renewal  of  the  state  of  New York or the supervising agency, as the case may be, shall  have the power, if, in his or its discretion, he or it determines either  that any such temporary loan or advance is  in  jeopardy  of  not  being  repaid,  or  that  the proposed housing project for which such temporary  loan or advance was made is in jeopardy of  not  being  constructed,  to  appoint  to  the  board of directors of such corporation a number of new  directors, which number shall be sufficient to constitute a majority  of  such  board,  notwithstanding any other provision of such certificate of  incorporation or of any other provision of law.    4. The certificate of incorporation of any such corporation  organized  pursuant  to  the  business  corporation  law and this article shall, in  addition, provide that each housing project of such corporation shall be  operated exclusively for the benefit of the persons or families who  are  entitled  to occupancy in such housing project by reason of ownership of  shares in such corporation, and that such corporation may  issue  shares  for  home owners purchase notes if the purchase transaction has received  the  written  endorsement  of  the  commissioner  in   accordance   with  supplementary  rules  and  regulations of the commissioner made therefor  and if at least two hundred dollars in money or property is received  by  such corporation toward the issuance of such shares.    5.   The  secretary  of  state  shall  not  file  the  certificate  of  incorporation of any such corporation or any  amendment  thereto  unless  the  consent  or approval of the commissioner or the supervising agency,  as the case may be, is affixed thereon or attached thereto.  Consent  to  the  filing  of  such  certificate  of incorporation shall be based upon  findings by the commissioner or supervising agency as to  the  character  and competence of the sponsor.