555 - Financial structure.

§  555.  Financial  structure.  1. (a) The entire amount to be paid in  cash or property by the stockholders and income debenture holders  of  a  housing  company acquiring fee title to a project shall be equivalent to  at least twenty per centum of the cost of acquisition of such project as  certified by  the  commissioner  in  the  case  of  companies  organized  pursuant  to the provisions of article four of this chapter, or at least  ten per centum of the cost of  acquisition  in  the  case  of  companies  organized  pursuant to the provisions of article two of this chapter, as  certified by the commissioner or supervising agency, as the case may be.    (b) The  entire  amount  to  be  paid  in  cash  or  property  by  the  stockholders and income debenture holders of a housing company acquiring  a   project  by  lease  shall  be  determined  by  the  commissioner  or  supervising agency, as the case may  be.  In  the  event  a  state-aided  project  shall  be acquired by a municipally-aided company by lease, the  approval of the commissioner  shall  be  required  in  addition  to  the  approval of the supervising agency.    2. The provisions of subdivision one hereof shall not be applicable to  any  housing  company organized pursuant to article four of this chapter  if such company shall receive a loan from the federal government or  any  instrumentality thereof, or if any mortgage or mortgage bonds insured by  the federal housing administration are used in financing the project, or  the  acquisition  thereof,  in whole or in part. In such case the equity  required shall be the difference between the  amount  of  such  loan  or  mortgage and the cost of acquisition.