687B.186 - Binders: Proof of insurance coverage.

687B.186  Binders: Proof of insurance coverage.

      1.  A binder which is issued in accordance with NRS 687B.182 to 687B.187, inclusive, shall be deemed a policy for the purpose of proving that a person has insurance coverage.

      2.  Any party to a contract or other agreement who refuses to accept such a binder as proof of insurance when that proof is required by that contract or agreement:

      (a) Shall be fined not more than $500.

      (b) Is liable to the party presenting the binder as proof of insurance for actual damages sustained therefrom.

      3.  The provisions of this section do not apply to a binder related to a policy of insurance which provides coverage of at least $1,000,000.

      (Added to NRS by 1983, 1121; A 1985, 1161)