686A.030 - Misrepresentation and false advertising of policies prohibited.

686A.030  Misrepresentation and false advertising of policies prohibited.  A person shall not make, issue, circulate or cause to be made, issued or circulated, any estimate, illustration, circular, statement, sales presentation or comparison which:

      1.  Misrepresents the benefits, advantages, conditions or terms of any insurance policy;

      2.  Misrepresents the dividends or share of the surplus to be received on any insurance policy;

      3.  Makes any false or misleading statement as to the dividends or share of surplus previously paid on any insurance policy;

      4.  Is misleading or is a misrepresentation as to the financial condition of any person, or as to the legal reserve system upon which any life insurer operates;

      5.  Uses any name or title of any policy or class of insurance policies misrepresenting the true nature thereof;

      6.  Is a misrepresentation for the purpose of inducing or tending to induce the lapse, forfeiture, exchange, conversion or surrender of any insurance policy;

      7.  Is a misrepresentation for the purpose of effecting a pledge or assignment of or effecting a loan against any insurance policy; or

      8.  Misrepresents any insurance policy as being shares of stock.

      (Added to NRS by 1971, 1688; A 1975, 1287)