604A.0703 - “High-interest loan” defined.

604A.0703  “High-interest loan” defined.

      1.  “High-interest loan” means a loan made to a customer pursuant to a loan agreement which, under its original terms, charges an annual percentage rate of more than 40 percent.

      2.  The term includes, without limitation, any single-payment loan, installment loan or open-ended loan which, under its original terms, charges an annual percentage rate of more than 40 percent.

      3.  The term does not include:

      (a) A deferred deposit loan;

      (b) A refund anticipation loan; or

      (c) A title loan.

      (Added to NRS by 2007, 930)