482.3157 - Restrictions on recovery for damages to leased car by placing block or processing charge on lessee’s credit card; unfair, deceptive or coercive conduct prohibited.

482.3157  Restrictions on recovery for damages to leased car by placing block or processing charge on lessee’s credit card; unfair, deceptive or coercive conduct prohibited.

      1.  A short-term lessor of a passenger car shall not seek to recover any portion of a claim arising out of damage to or loss of a leased passenger car by causing any block to be placed on the lessee’s credit card account.

      2.  A short-term lessor of a passenger car shall not process a charge on a short-term lessee’s credit card to pay for any damages to a passenger car leased by the lessee unless the lessor first:

      (a) Obtains the written consent of the lessee, on a form that is separate from the form for the lease, to pay for the damages by processing a charge on the lessee’s credit card;

      (b) Inspects the vehicle upon its return to the lessor to verify the extent of the damages; and

      (c) Provides the lessee with a written estimate of the cost to repair the damages and the lessee provides the lessor with written authorization to pay for the damages by processing a charge on the lessee’s credit card in an amount that does not exceed the amount of the written estimate.

Ê The lessee may waive the provisions of paragraph (c) if the inspection conducted pursuant to paragraph (b) indicates that the cost to repair the damages will not exceed $500 and the lessee provides the lessor with written authorization to pay for the damages by processing a charge on the lessee’s credit card in an amount that does not exceed $500.

      3.  A short-term lessor of a passenger car shall not engage in any unfair, deceptive or coercive tactics in attempting to recover or in recovering on any claim arising out of damage to or loss of a passenger car.

      (Added to NRS by 1989, 1622; A 1991, 1333)