377.320. Policy incontestable after one year.
Policy incontestable after one year.
377.320. In the event of death after any policy of insurancehas been issued by any corporation, company or association, doingbusiness under the provisions of sections 377.200 to 377.460, andafter the policy has been in force for the period of one fullyear, then such policy of insurance shall be incontestable forany cause.
(RSMo 1939 § 5882, A. 1949 H.B. 2094)Prior revisions: 1929 § 5771; 1919 § 6181; 1909 § 6975
(1960) Alleged misrepresentations in obtaining policy cannot be considered after expiration of time fixed by policy and statute when policy became incontestable. Western Life Ins. Co. v. White (A.), 331 S.W.2d 19.
(1960) Where application for reinstatement contained misrepresentation regarding insured's insurability, health, and consultation of doctors and at the time it was made insured was suffering a fatal malady, this section would not bar insurance company from contesting validity of policy since policy had not been in force for one year after reinstatement. Randall v. Western Life Ins. Co. (A.), 336 S.W.2d 125.