Section 7-221.1 - Personal property - Property used in processing deposits or loans.

§ 7-221.1. Personal property - Property used in processing deposits or loans.
 

(a)  Definitions.-  

(1) In this section the following words have the meanings indicated. 

(2) "Bank or trust company" means: 

(i) a commercial bank; 

(ii) a savings bank; 

(iii) a trust company; or 

(iv) a company that substantially competes with national banks in the State. 

(3) "Savings and loan association" means a savings and loan association that: 

(i) is organized under the laws of the State; 

(ii) is organized under the laws of another state and is admitted to do business in this State; or 

(iii) is organized under the laws of the United States and has an office in this State. 

(b)  General exemption.- Except as provided in subsection (c) of this section, personal property is not subject to valuation or to property tax, if the personal property: 

(1) is owned by a bank or trust company or a savings and loan association and is used in connection with the processing of deposits or loans of the bank or trust company or savings and loan association; 

(2) is a computer program, as defined in § 11-225(a) of the Tax - General Article, or computer hardware; and 

(3) is not used in connection with word processing. 

(c)  Exception from exemption.- The exemption under this section does not apply to any personal property that is leased, loaned, or made available by a bank or trust company or a savings and loan association for the use of a person that is not a bank or trust company or savings and loan association. 
 

[1995, ch. 127, § 3; 2000, ch. 225, § 2.]