Section 4-111 - Subordination of lender's interest.

§ 4-111. Subordination of lender's interest.
 

(a)  Definitions.-  

(1) In this section the following words have the meanings indicated. 

(2) "Lender" means a person holding an interest in or lien on property pursuant to a mortgage or deed of trust. 

(3) "Subordination agreement" means an agreement establishing priorities: 

(i) Between or among lenders; or 

(ii) Between or among a lender and any other person or persons holding an interest in property. 

(b)  Subordination of interest.- A lender may subordinate its interest under a mortgage or deed of trust to the interest of another lender or to the property interest of a person, through execution of a subordination agreement on behalf of the subordinating lender by: 

(1) As to a lender secured by a mortgage, the mortgagee or assignee; or 

(2) As to a lender secured by a deed of trust, the trustee or successor trustee or the holder of the note or other obligation secured by the deed of trust. 

(c)  Applicability.- This section applies to all subordination agreements existing on or after October 1, 1997. 
 

[1997, ch. 633.]