Section 3-221 - Mergers and conversions.

§ 3-221. Mergers and conversions.
 

(a)  In general.- A domestic reciprocal insurer may merge with another reciprocal insurer or be converted to a stock insurer or mutual insurer if: 

(1) at least two-thirds of the subscribers who vote on the merger or conversion after notice vote in favor of the merger or conversion; and 

(2) the Commissioner approves the terms of the merger or conversion. 

(b)  Standards for approval of plan.- The Commissioner may not approve a plan for merger or conversion unless: 

(1) the plan is equitable to subscribers; and 

(2) for conversion to a stock insurer, the plan gives each subscriber: 

(i) preferential right to acquire stock of the proposed stock insurer proportionate to the subscriber's interest in the reciprocal insurer; and 

(ii) a reasonable length of time to exercise the preferential right. 

(c)  Effect of conversion.- If a domestic reciprocal insurer converts to a stock insurer or mutual insurer, the successor stock insurer or mutual insurer is subject to the same capital or surplus requirements and has the same rights as a like domestic insurer that transacts like kinds of insurance business. 
 

[An. Code 1957, art. 48A, § 300; 1997, ch. 35, § 2.]