Section 3-206 - Eligibility standards for insurance and credit enhancements.

§ 3-206. Eligibility standards for insurance and credit enhancements.
 

(a)  In general.- In offering insurance and other forms of credit enhancement, the Department shall adopt eligibility standards that are reasonable to aid in: 

(1) financing the purchase, construction, or rehabilitation of: 

(i) housing projects; 

(ii) special housing facility projects, consisting of the acquisition, rehabilitation, improvement, renovation, construction, financing, or refinancing of a building that: 

1. provides common, shared, or independent living, dining, kitchen, sanitary, and sleeping facilities; 

2. may include supportive services or supervisory live-in personnel for individuals with specialized housing needs; and 

3. may include nonresidential facilities to serve individuals with special needs who may or may not be residents of the special housing facility; 

(iii) rehabilitation projects, as defined in § 4-901 of this article; 

(iv) energy conservation projects; 

(v) solar energy projects; 

(vi) public purpose projects; or 

(vii) infrastructure projects; and 

(2) the sale or other transfer of an obligation that is: 

(i) denoted as a bond, note, collateralized obligation, grantor trust, conduit, or other form of security or obligation; and 

(ii) backed directly or indirectly by a mortgage or a payment derived from a mortgage. 

(b)  Standards for lender.- The standards adopted under subsection (a) of this section shall ensure that a lender benefiting from insurance or other credit enhancement provided by the Department is responsible and able to service the loan. 

(c)  Determination by Secretary conclusive.- A determination by the Secretary is conclusive if it relates to the eligibility of a project, facility, or undertaking for: 

(1) insurance or other credit enhancement; or 

(2) other action taken by the Department, in its own name or in the name of the Fund, under this subtitle. 
 

[An. Code 1957, art. 83B, §§ 3-202(h), (j), 3-205(a), (b), 3-207(d); 2005, ch. 26, § 2.]