Subtitle 5 - Retail Credit Accounts
- Section 12-501 - Definitions.
- Section 12-502 - Application of subtitle.
- Section 12-503 - Establishment of account.
- Section 12-504 - Maximum finance charge - In general.
- Section 12-505 - Same - Closed end account.
- Section 12-505.1 - Same - Same - Refinancing at higher rate.
- Section 12-505.2 - Same - Same - Change in finance charge during term of account prohibited.
- Section 12-505.3 - Same - Same - Balloon payment prohibited.
- Section 12-506 - Same - Open end account.
- Section 12-506.1 - Credit balances.
- Section 12-506.2 - Limitations upon changes in rate applicable to open end account.
- Section 12-507 - Note taken as part of account.
- Section 12-508 - Attorney's fees.
- Section 12-509 - Discount to consumer paying cash.
- Section 12-510 - Failure to answer status inquiry.
- Section 12-511 - Billing statement inquiry.
- Section 12-511.1 - Charge for reply to inquiry.
- Section 12-512 - Waiver by buyer invalid.
- Section 12-513 - Violation of subtitle.
- Section 12-514 - Jurisdiction of Commissioner of Financial Regulation.
- Section 12-515 - Penalties.