RS 10:9-623 Right to redeem collateral

§9-623.  Right to redeem collateral

(a)  Persons that may redeem.  A debtor, any secondary obligor, or any other secured party or lienholder may redeem collateral.

(b)  Requirements for redemption.  To redeem collateral, a person shall tender:

(1)  fulfillment of all obligations secured by the collateral; and

(2)  the reasonable expenses and attorney's fees described in R.S. 10:9-615(a)(1).

(c)  When redemption may occur.  A redemption may occur at any time before a secured party:

(1)  has collected collateral under R.S. 10:9-607;

(2)  has disposed of collateral or entered into a contract for its disposition under R.S. 10:9-610; or

(3)  has accepted collateral in full or partial satisfaction of the obligation it secures under R.S. 10:9-622.

(d)  Redemption in judicial proceeding. If collateral has been seized in a judicial proceeding, a redemption may occur at any time before the judicial sale.  To redeem collateral in such circumstances, a person shall also tender the costs of the proceeding.

Acts 2001, No. 128, §1, eff. July 1, 2001.