216.10 - UNFAIR CREDIT PRACTICES.
216.10 UNFAIR CREDIT PRACTICES.
1. It shall be an unfair or discriminatory practice for any:
a. Creditor to refuse to enter into a consumer credit
transaction or impose finance charges or other terms or conditions
more onerous than those regularly extended by that creditor to
consumers of similar economic backgrounds because of age, color,
creed, national origin, race, religion, marital status, sex, sexual
orientation, gender identity, physical disability, or familial
status.
b. Person authorized or licensed to do business in this state
pursuant to chapter 524, 533, 534, 536, or 536A to refuse to loan or
extend credit or to impose terms or conditions more onerous than
those regularly extended to persons of similar economic backgrounds
because of age, color, creed, national origin, race, religion,
marital status, sex, sexual orientation, gender identity, physical
disability, or familial status.
c. Creditor to refuse to offer credit life or health and
accident insurance because of color, creed, national origin, race,
religion, marital status, age, physical disability, sex, sexual
orientation, gender identity, or familial status. Refusal by a
creditor to offer credit life or health and accident insurance based
upon the age or physical disability of the consumer shall not be an
unfair or discriminatory practice if such denial is based solely upon
bona fide underwriting considerations not prohibited by title XIII,
subtitle 1.
2. The provisions of this section shall not be construed by
negative implication or otherwise to narrow or restrict any other
provisions of this chapter. Section History: Early Form
[C75, 77, § 601A.9; C79, 81, § 601A.10] Section History: Recent Form
90 Acts, ch 1212, §1
C93, § 216.10
2007 Acts, ch 191, §13
Referred to in § 216.2
See also §507B.4 and 537.3311