87.1 - INSURANCE OF LIABILITY REQUIRED.
87.1 INSURANCE OF LIABILITY REQUIRED.
1. Every employer subject to the provisions of this chapter and
chapters 85, 85A, 85B, and 86, unless relieved as hereinafter
provided from the requirements imposed under this chapter and
chapters 85, 85A, 85B, and 86, shall insure the employer's liability
under this chapter and chapters 85, 85A, 85B, and 86 in some
corporation, association, or organization approved by the
commissioner of insurance.
2. A motor carrier who contracts with an owner-operator who is
acting as an independent contractor pursuant to section 85.61,
subsection 11, paragraph "c", shall not be required to insure the
motor carrier's liability for the owner-operator. A motor carrier
may procure compensation liability insurance coverage for these
owner-operators, and may charge the owner-operator for the costs of
the premiums. A motor carrier shall require the owner-operator to
provide and maintain a certificate of workers' compensation insurance
covering the owner-operator's employees. An owner-operator shall
remain responsible for providing compensation liability insurance for
the owner-operator's employees.
3. Every such employer shall exhibit, on demand of the workers'
compensation commissioner, evidence of the employer's compliance with
this section; and if such employer refuses, or neglects to comply
with this section, the employer shall be liable in case of injury to
any worker in the employer's employ under the common law as modified
by statute. Section History: Early Form
[S13, § 2477-m41; C24, 27, 31, 35, 39, § 1467; C46, 50, 54,
58, 62, 66, 71, 73, 75, 77, 79, 81, § 87.1] Section History: Recent Form
91 Acts, ch 209, §2; 94 Acts, ch 1066, §1; 98 Acts, ch 1061, § 11;
2007 Acts, ch 22, §22; 2008 Acts, ch 1031, §27, 100
Referred to in § 87.4