555A.1 - DEFINITIONS.

        555A.1  DEFINITIONS.         As used in this chapter, unless the context otherwise requires:         1.  "Business day" means any calendar day except Saturday,      Sunday, or public holiday, including holidays observed on Mondays.         2.  "Consumer goods or services" means goods or services      purchased, leased, or rented primarily for personal, family, or      household purposes, including courses of instruction or training      regardless of the purpose for which they are taken.         3. a.  "Door-to-door sale" means a sale, lease, or rental of      consumer goods or services with a purchase price of twenty-five      dollars or more, whether under single or multiple contracts, in which      the seller or the seller's representative personally solicits the      sale, including those in response to or following an invitation by      the buyer, and the buyer's agreement or offer to purchase is made at      a place other than the place of business of the seller.  Door-to-door      sale does not include a transaction:         (1)  Made pursuant to prior negotiations in the course of a visit      by the buyer to a retail business establishment having a fixed      permanent location where the goods are exhibited or the services are      offered for sale on a continuing basis.         (2)  In which the consumer is accorded the right of rescission by      the provisions of the Consumer Credit Protection Act, 15 U.S.C. §      1635, or rules issued pursuant to this chapter.         (3)  In which the buyer has initiated the contact and the goods or      services are needed to meet a bona fide immediate personal emergency      of the buyer, and the buyer furnishes the seller with a separate      dated and signed personal statement in the buyer's handwriting      describing the situation requiring immediate remedy and expressly      acknowledging and waiving the right to cancel the sale within three      business days.         (4)  Conducted and consummated entirely by mail or telephone, and      without any other contact between the buyer and the seller or its      representative prior to delivery of the goods or performance of the      services.         (5)  In which the buyer has initiated the contact and specifically      requested the seller to visit the buyer's home for the purpose of      repairing or performing maintenance upon the buyer's personal      property.  If in the course of such a visit, the seller sells the      buyer the right to receive additional services or goods other than      replacement parts necessarily used in performing the maintenance or      in making the repairs, the sale of those additional goods or services      would not fall within this exclusion.         (6)  Pertaining to the sale or rental of real property, to the      sale of insurance and prepaid health service plans, or to the sale of      securities or commodities by a broker-dealer registered with the      securities and exchange commission.         b.  "Door-to-door sale", irrespective of the place or manner      of sale, also means the following:         (1)  A sale of funeral services or funeral merchandise regulated      under chapter 523A.         (2)  A sale of a social referral service or an ancillary service.      For purposes of this subparagraph, "social referral service"      means a service for a fee providing matching or introduction of      individuals for the purpose of dating, matrimony, or general social      contact not otherwise prohibited by law, and "ancillary service"      means goods or services directly or indirectly related to or to be      provided in connection with a social referral service.         4.  "Place of business" means the main or permanent branch      office or local address of a seller.         5.  "Purchase price" means the total price paid or to be paid      for the consumer goods or services, including all interest and      service charges.         6.  "Seller" means any person engaged in the door-to-door sale      of consumer goods or services.  
         Section History: Early Form
         [C75, 77, § 713B.1; C79, 81, § 82.1; 82 Acts, ch 1249, § 5] 
         Section History: Recent Form
         C93, § 555A.1         2000 Acts, ch 1021, §3         Referred to in § 552A.3