CHAPTER 5.8. INSURANCE BENEFIT CARDS
IC 27-8-5.8
Chapter 5.8. Insurance Benefit Cards
IC 27-8-5.8-1
"Accident and sickness insurance policy" defined
Sec. 1. As used in this chapter, "accident and sickness insurance
policy" means an insurance policy that provides at least one (1) of
the types of insurance described in IC 27-1-5-1, Classes 1(b) and
2(a), and is issued on a group basis. The term does not include the
following:
(1) Accident only, credit, dental, vision, Medicare, Medicare
supplement, long term care, or disability income insurance.
(2) Coverage issued as a supplement to liability insurance.
(3) Automobile medical payment insurance.
(4) A specified disease policy.
(5) A limited benefit health insurance policy.
(6) A short term insurance plan that:
(A) may not be renewed; and
(B) has a duration of not more than six (6) months.
(7) A policy that provides a stipulated daily, weekly, or monthly
payment to an insured during hospital confinement, without
regard to the actual expense of the confinement.
(8) Worker's compensation or similar insurance.
(9) A student health insurance policy.
As added by P.L.230-2001, SEC.2.
IC 27-8-5.8-2
"Commissioner" defined
Sec. 2. As used in this chapter, "commissioner" means the
insurance commissioner appointed under IC 27-1-1-2.
As added by P.L.230-2001, SEC.2.
IC 27-8-5.8-3
"Insured" defined
Sec. 3. As used in this chapter, "insured" means an individual who
is entitled to coverage under an accident and sickness insurance
policy.
As added by P.L.230-2001, SEC.2.
IC 27-8-5.8-4
Prescription drug information card
Sec. 4. (a) This section applies to an insurer that:
(1) issues an accident and sickness insurance policy that
provides coverage for prescription drugs or devices; and
(2) issues a card or other technology for claims processing.
This section also applies to a third party administrator for
self-insured plans, a pharmacy benefit manager, or a health benefit
plan administered by the state if the administrator, manager, or plan
issues a card or other technology described in subdivision (2).
(b) The card or other technology issued by an insurer or another
entity referred to in subsection (a) must contain uniform prescription
drug information that complies with the requirements established
under subsection (c).
(c) Prescription drug information cards or other technology must
meet either of the following criteria:
(1) Be in a format and contain information fields approved by
the National Council for Prescription Drug Programs (NCPDP)
as contained in the National Council for Prescription Drug
Programs Pharmacy ID Card Implementation Guide in effect on
the October 1 most immediately preceding the issuance of the
card.
(2) Contain the following information:
(A) The health benefit plan's name.
(B) The insured's name, group number, and identification
number.
(C) A telephone number to inquire about pharmacy related
issues.
(D) The issuer's international identification number or ANSI
BIN number, labeled as RxBIN.
(E) The processor control number, labeled as RxPCN.
(F) The insured's pharmacy benefits group number if
different than the medical group number, labeled as RxGRP.
Only those fields listed in clauses (A) through (F) that are
required for proper adjudication of the claim must appear on the
card. If the card is used to adjudicate non-pharmacy claims,
then the designation "Rx" listed in clauses (D) through (F) is
not required to be used by the issuer.
(d) An insurer or an insurer's agents, contractors, or
administrators, including pharmacy benefits managers, may not be
required to issue a prescription drug information card or other
technology to a person more than one (1) time during a twelve (12)
month period.
(e) The prescription drug information cards or other technology
issued under this section may be used for health insurance coverage
other than the coverage to which this chapter applies.
As added by P.L.230-2001, SEC.2. Amended by P.L.1-2002,
SEC.111.