CHAPTER 5. DISCLOSURES
IC 27-17-5
Chapter 5. Disclosures
IC 27-17-5-1
Required disclosures
Sec. 1. (a) A discount medical card program organization shall
make to a prospective cardholder, and print on the first page of
advertisements, marketing materials, and brochures relating to a
discount medical card program, the following written disclosures:
(1) That the discount medical card program is not health
insurance.
(2) That the discount medical card program provides discounts
for medical services rendered by program providers.
(3) That the discount medical card program does not make
payments to providers.
(4) That the discount medical card program makes available,
before purchase and upon request, a list of program providers,
including the:
(A) name;
(B) city;
(C) state; and
(D) specialty;
of each program provider that is located in the prospective
cardholder's service area.
(5) That the cardholder:
(A) is obligated to pay for all medical services; and
(B) will receive a discount from a program provider.
(6) The name and the locations of the discount medical card
program organization and the corresponding customer service
toll free telephone number.
(b) The disclosures made under subsection (a) must be printed in
at least 12 point type.
(c) The front of an identification card or other materials designed
to identify an individual as a cardholder must include, in boldface, 8
point type, the statement "This is not insurance".
(d) If the initial contact with a prospective cardholder is by
telephone, the disclosures made under subsection (a) must be:
(1) made orally; and
(2) included in the initial written materials that describe the
terms and conditions of the benefits under the discount medical
card program provided to the prospective or new cardholder.
As added by P.L.73-2006, SEC.3.
IC 27-17-5-2
Agreement; requirements
Sec. 2. (a) A person that wishes to be a cardholder of a discount
medical card program shall enter into a written agreement with the
discount medical card program organization.
(b) A written agreement entered into under subsection (a) must:
(1) specify the cardholder's benefits under the discount medical
card program;
(2) specify excluded medical services;
(3) specify that the discount medical card program organization
will continuously make available to the cardholder, through a
toll free telephone number, the Internet, or in writing upon
request, the:
(A) name;
(B) address;
(C) telephone number; and
(D) specialty;
of each program provider in the cardholder's service area; and
(4) comply with the disclosure requirements specified under
section 1 of this chapter.
As added by P.L.73-2006, SEC.3.
IC 27-17-5-3
Disclosures by certain marketing organizations
Sec. 3. A marketing organization that is wholly owned by an
insurer or a health maintenance organization granted a certificate of
authority under this title shall disclose the marketing organization's
parent company affiliation in all marketing and membership
materials.
As added by P.L.73-2006, SEC.3.