CHAPTER 6. ENFORCEMENT

IC 24-5.5-6
     Chapter 6. Enforcement

IC 24-5.5-6-1
Violations; deceptive act; Class A misdemeanor
    
Sec. 1. A person who knowingly or intentionally violates this article commits:
        (1) a Class A misdemeanor; and
        (2) a deceptive act that is actionable by the attorney general under IC 24-5-0.5-4 and is subject to the penalties and remedies available to the attorney general under IC 24-5-0.5.
As added by P.L.209-2007, SEC.2. Amended by P.L.114-2010, SEC.17.

IC 24-5.5-6-2
Homeowner's cause of action; damages; attorney's fees
    
Sec. 2. (a) A homeowner may bring an action against a person for damages incurred as a result of a violation of this article.
    (b) A homeowner who:
        (1) brings an action under this section; and
        (2) is awarded damages;
may seek reasonable attorney's fees.
As added by P.L.209-2007, SEC.2.

IC 24-5.5-6-3
Attorney's fees; treble damages
    
Sec. 3. (a) A court may award attorney's fees under section 2(b) of this chapter.
    (b) If the court finds that a person willfully or knowingly violated this article, the court may award damages equal to three (3) times the amount of actual damages.
As added by P.L.209-2007, SEC.2.

IC 24-5.5-6-4
Indiana housing and community development authority; list of nonprofit organizations
    
Sec. 4. (a) The Indiana housing and community development authority shall maintain a list of nonprofit organizations that:
        (1) offer counseling or advice to homeowners in foreclosure or loan defaults; and
        (2) do not contract for services with for-profit lenders or foreclosure purchasers.
    (b) The Indiana housing and community development authority shall provide names and telephone numbers of the organizations described in subsection (a) to a homeowner upon request.
As added by P.L.209-2007, SEC.2.

IC 24-5.5-6-5
Attorney general's authority to adopt rules
    
Sec. 5. The attorney general may adopt rules under IC 4-22-2

necessary to implement this article.
As added by P.L.209-2007, SEC.2.

IC 24-5.5-6-6
Credit services organizations statute not preempted
    
Sec. 6. Except as provided in IC 24-5-15-7(d), this article may not be construed to preempt the provisions of IC 24-5-15-1 through IC 24-5-15-11.
As added by P.L.209-2007, SEC.2.