(625 ILCS 27/15)
Sec. 15.
Prohibited practices.
(a) A rental company may not sell a damage waiver unless the renter agrees to the damage waiver in writing at or prior to the time the rental agreement is executed.
(b) A rental company may not void a damage waiver except for one or more of the following reasons:
(1) Damage or loss while the rental vehicle is used
| to carry persons or property for a charge or fee. | |
(2) Damage or loss during an organized or agreed |
| upon racing or speed contest or demonstration or pushing or pulling activity in which the rental vehicle is actively involved. | |
(3) Damage or loss that could reasonably be expected |
| from an intentional or criminal act of the driver other than a traffic infraction. | |
(4) Damage or loss to any rental vehicle resulting |
| from any auto business operation, including but not limited to repairing, servicing, testing, washing, parking, storing, or selling of automobiles. | |
(5) Damage or loss occurring to a rental vehicle if |
| the rental contract is based on fraudulent or material misrepresentation by the renter. | |
(6) Damage or loss arising out of the use of the |
| rental vehicle outside the continental United States when such use is specifically prohibited in the rental agreement. | |
(7) Damage or loss occurring while the rental |
| vehicle is operated by a driver not permitted under the rental agreement. | |
(8) Damage or loss occurring while the rental vehicle |
| is operated by a driver under the influence of alcohol, other drug or drugs, intoxicating compound or compounds, or any combination thereof and convicted of violating subsection (a) of Section 11‑501 of the Illinois Vehicle Code. | |
(c) A rental company shall not charge more than $12.50 per full or partial 24 hour rental day for a collision damage waiver.
(Source: P.A. 94‑332, eff. 1‑1‑06; 95‑249, eff. 1‑1‑08.) |
(625 ILCS 27/20)
Sec. 20. Disclosure notice and advertising requirements.
(a) Each renter who purchases a damage waiver that is not included in the base rental shall be provided the following disclosure notice:
NOTICE: This contract offers, for an additional |
| charge, a collision damage waiver to cover your financial responsibility for damage to the rental vehicle. The purchase of a collision damage waiver is optional and may be declined. You are advised to carefully consider whether to sign this waiver if you have rental vehicle collision coverage provided by your credit card or collision insurance on your own vehicle. Before deciding whether to purchase the collision damage waiver, you may wish to determine whether your own vehicle insurance affords you coverage for damage to the rental vehicle and the amount of deductible under your own insurance coverage. | |
(b) The disclosure notice required in subsection (a) shall be made on the face of the rental agreement either by stamp, label, or as part of the written contract, shall be set apart in boldface type and in no smaller print than 10 point type, and shall include a space for the renter to acknowledge his or her receipt of the notice. The contract shall also include in boldface type and in no smaller print than 10 point type, in simple and readable language, any other conditions and exclusions applicable to the collision damage waiver.
(c) Any rental company who states or permits to be stated the rental cost of a rental motor vehicle in any advertisement shall state conspicuously, in plain language and in conjunction with the advertised rental cost of the vehicle, the daily rate of the applicable collision damage waiver, that the rate constitutes an additional daily charge to the renter, that the collision damage waiver is optional, and that prospective renters should examine their automobile insurance policies for rental vehicle coverage.
(1) When a written advertisement, including all |
| print media, contains the statement of the rental cost of a vehicle, the disclosure required by this subsection shall be printed in type no less than 10 point type. | |
(2) When the video presentation of a television |
| advertisement contains the written statement of the rental cost of a vehicle, the depiction of the disclosure required by this subsection shall be no less than one‑third the size of the depiction of the rental cost. | |
(3) When a radio advertisement or the audio |
| presentation of a television advertisement contains the statement of the rental cost of the vehicle, the oral statement of the rental cost shall be immediately accompanied by an oral statement of the disclosure required by this subsection. | |
(d) Any rental company that makes any oral statement, excluding telephonic communications, or written statement of the rental cost of a vehicle shall disclose, in plain language and in conjunction with that statement, the daily rate of the applicable collision damage waiver and that the rate constitutes an additional daily charge to the renter.
(e) Any rental company that offers the collision damage waiver option to a renter shall inform the renter in posted signs or in pamphlets, written in plain language, of all of the information described in Sections 15 through 20. The requirements of this subsection shall be deemed to be satisfied if the rental company places the pamphlets or posted signs prominently and conspicuously where the posted signs and pamphlets may be easily seen or reached by renters.
(Source: P.A. 90‑113, eff. 7‑14‑97.) |