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CHAPTER 431 - INSURANCE CODE

• §431:1-100 - Short title.
• §431:1-100.5 - Purpose.
• §431:1-101 - Compliance required.
• §431:1-102 - Public interest.
• §431:1-103 - Headings.
• §431:1-104 - Particular provisions prevail.
• §431:1-105 - Records, statements and reports.
• §431:1-201 - Insurance defined.
• §431:1-202 - Insurer defined.
• §431:1-203 - Classes of insurance.
• §431:1-204 - Life insurance defined.
• §431:1-205 - Accident and health or sickness insurance defined.
• §431:1-206 - Property insurance defined.
• §431:1-207 - Marine and transportation insurance defined.
• §431:1-208 - Vehicle insurance defined.
• §431:1-209 - General casualty insurance defined.
• §431:1-210 - Surety insurance defined.
• §431:1-211 - Ocean marine insurance defined.
• §431:1-212 - Person defined.
• §431:1-213 - State defined.
• §431:1-214 - United States defined.
• §431:1-215 - Transaction of an insurance business.
• §431:1-216 - General business practice.
• §431:2-101 - Insurance division.
• §431:2-102 - Insurance commissioner.
• §431:2-103 - Salary.
• §431:2-104 - Seal.
• §431:2-105 - Deputies, employees.
• §431:2-105.5 - Staff.
• §431:2-106 - Ethical requirements for insurance division staff.
• §431:2-107 - Workers' compensation rate analysis.
• §431:2-108 - Commissioner may delegate.
• §431:2-109 - Supplies, convention blanks.
• §431:2-110 - Offices.
• §431:2-201 - General powers and duties.
• §431:2-201.2 - Standards for commissioner.
• §431:2-201.3 - Criminal convictions; consent to engage in business.
• §431:2-201.5 - Conformity to federal law.
• §431:2-201.8 - Sales to members of the armed forces.
• §431:2-202 - Orders and notices.
• §431:2-202.5 - Approval; when deemed effective.
• §431:2-203 - Enforcement.
• §431:2-204 - Commissioner's power to subpoena.
• §431:2-205 - Commissioner to receive service of legal process on foreign or alien insurer.
• §431:2-206 - How service on commissioner made.
• §431:2-207 - Contempt proceedings.
• §431:2-208 - Access to records.
• §431:2-209 - Records and reports.
• §431:2-210 - Copies and certificates as evidence.
• §431:2-211 - Annual report.
• §431:2-212 - Interstate cooperation.
• §431:2-214 - The commissioner's education and training fund.
• §431:2-215 - Deposits to compliance resolution fund.
• §431:2-216 - Assessments of health insurers.
• §431:2-301 - Purpose.
• §431:2-301 - .
• §431:2-301.8 - Immunity from liability.
• §431:2-302 - Authority, scope, and scheduling of examinations.
• §431:2-303 - Examination of producers, adjusters, promoters, and independent bill reviewers.
• §431:2-304 - Examination of guaranty associations.
• §431:2-305 - Examination reports.
• §431:2-306 - Examination expense.
• §431:2-307 - REPEALED.
• §431:2-307.5 - Reimbursement and compensation of examiners; source of funds; disposition of receipts.
• §431:2-308 - Administrative procedure act applies.
• §431:2-401 - Definitions.
• §431:2-402 - Insurance fraud investigations branch.
• §431:2-403 - Insurance fraud.
• §431:2-404 - Restitution.
• §431:2-405 - Insurance fraud; administrative penalties.
• §431:2-406 - Administrative procedures.
• §431:2-407 - Acceptance of payment.
• §431:2-408 - Civil cause of action for insurance fraud; exemption.
• §431:2-409 - Mandatory reporting.
• §431:2-410 - Deposit into the compliance resolution fund.
• §431:2D-101 - Legislative intent.
• §431:2D-102 - Definitions.
• §431:2D-103 - Domestic responsibility and deference to other states.
• §431:2D-104 - Market analysis procedures.
• §431:2D-105 - Protocols for market conduct actions.
• §431:2D-106 - Protocols for market conduct examinations.
• §431:2D-107 - Confidentiality requirements.
• §431:2D-108 - Market conduct surveillance personnel.
• §431:2D-109 - Immunity for market conduct surveillance personnel.
• §431:2D-110 - Fines and penalties.
• §431:2D-111 - Data collection and participation in national market conduct databases.
• §431:2D-112 - Coordination with other states through the National Association of Insurance Commissioners.
• §431:2D-113 - Additional duties of the commissioner.
• §431:2D-114 - Data calls.
• §431:3-101 - Alien insurer.
• §431:3-102 - Capital funds.
• §431:3-103 - Charter.
• §431:3-104 - Domestic insurer.
• §431:3-105 - Foreign insurer.
• §431:3-106 - Mutual insurer.
• §431:3-107 - Reciprocal insurance.
• §431:3-108 - Reciprocal insurer.
• §431:3-109 - Reinsurance.
• §431:3-110 - Stock insurer.
• §431:3-201 - Authority required.
• §431:3-202 - Insurer's name.
• §431:3-203 - Qualifications for authority.
• §431:3-203 - .
• §431:3-204 - Classes of insurance authorized.
• §431:3-205 - Funds required of new insurers.
• §431:3-206 - Additional funds required, new insurers.
• §431:3-207 - Noncompliance as to capital stock and surplus permitted certain insurers for five years.
• §431:3-208 - Funds required of existing and new insurers for transacting additional classes of insurance.
• §431:3-209 - Deposits of alien and foreign insurers; special deposits.
• §431:3-210 - Determination of capital funds of alien insurer.
• §431:3-211 - REPEALED.
• §431:3-212 - Application for authority.
• §431:3-212.5 - Redomestication of authorized insurers.
• §431:3-213 - Authority issued or denied.
• §431:3-214 - Extension; amendment.
• §431:3-215 - Withdrawal from State; obligations.
• §431:3-216 - Mandatory refusal, suspension or revocation provisions.
• §431:3-217 - Discretionary refusal, suspension or revocation provisions.
• §431:3-218 - Procedure upon revocation; suspension of certificate of authority.
• §431:3-219 - Suspension period; revocation.
• §431:3-220 - Revival.
• §431:3-221 - Power to fine.
• §431:3-301 - Annual and quarterly filings with commissioner.
• §431:3-302 - Annual and quarterly filings with the National Association of Insurance Commissioners.
• §431:3-302.5 - Annual audit.
• §431:3-303 - Immunity.
• §431:3-304 - Confidentiality.
• §431:3-305 - Accounts; records.
• §431:3-306 - Limit of risk.
• §431:3-306.5 - Residential hurricane coverage.
• §431:3-307 - Free insurance.
• §431:3-308 - Alien government owned insurers.
• §431:3-309 - Disclosure of profits by insurers.
• §431:3-401 - Definitions.
• §431:3-402 - Risk-based capital reports.
• §431:3-403 - Company action level event.
• §431:3-404 - Regulatory action level event.
• §431:3-405 - Authorized control level event.
• §431:3-406 - Mandatory control level event.
• §431:3-407 - Hearing.
• §431:3-408 - Confidentiality and prohibition on announcements; prohibition on use in ratemaking.
• §431:3-409 - Supplemental provisions; rules; exceptions.
• §431:3-410 - Foreign insurers.
• §431:3-411 - Severability.
• §431:3-412 - Notices.
• §431:3-413 - Phase-in provision.
• §431:3-414 - Immunity.
• §487N-5 to 7 - .
• §431:3A-102 - Definitions.
• §431:3A-201 - Initial privacy notice to consumers required.
• §431:3A-202 - Annual privacy notice to customers required.
• §431:3A-203 - Information to be included in privacy notices.
• §431:3A-204 - Form of opt out notice to consumers and opt out methods.
• §431:3A-205 - Revised privacy notices.
• §431:3A-206 - Delivery.
• §431:3A-301 - Limits on disclosure of nonpublic personal financial information to nonaffiliated third parties.
• §431:3A-302 - Limits on redisclosure and reuse of nonpublic personal financial information.
• §431:3A-303 - Limits on sharing account number information for marketing purposes.
• §431:3A-401 - Exception to opt out requirements for disclosure of nonpublic personal financial information for service providers and for joint marketing.
• §431:3A-402 - Exceptions to notice and opt out requirements for disclosure of nonpublic personal financial information for processing and servicing transactions.
• §431:3A-403 - Other exceptions to notice and opt out requirements for disclosure of nonpublic personal financial information.
• §431:3A-501 - Protection of Fair Credit Reporting Act.
• §431:3A-502 - Nondiscrimination.
• §431:3A-503 - Violation.
• §431:3A-504 - Rules.
• §431:4-101 - Definitions.
• §431:4-102 - Types of insurers permitted.
• §431:4-103 - Corporation law applies in general.
• §431:4-104 - Articles of incorporation.
• §431:4-105 - Affidavit.
• §431:4-106 - Board of directors.
• §431:4-106.5 - Membership in mutual or subscriber in reciprocal insurers; no personal liability of representative.
• §431:4-107 - Solicitation permit required.
• §431:4-108 - Application for a solicitation permit.
• §431:4-109 - Permit issued or denied.
• §431:4-110 - Bond or cash deposit.
• §431:4-111 - Expiration and contents.
• §431:4-112 - Permit not an inducement.
• §431:4-113 - Organization solicitor's license.
• §431:4-114 - Revocation of solicitation permit.
• §431:4-115 - Escrow of funds.
• §431:4-116 - Expense pending completion.
• §431:4-117 - Issuance and forfeiture of securities.
• §431:4-118 - Insurance application.
• §431:4-119 - Refund upon failure to complete or qualify or upon revocation of solicitation permit.
• §431:4-120 - Subsequent financing.
• §431:4-121 - False exhibits.
• §431:4-122 - Depositaries.
• §431:4-123 - Corrupt practices.
• §431:4-124 - Prohibited guaranty.
• §431:4-125 - Fees on use of funds.
• §431:4-126 - Comply with foreign laws.
• §431:4-127 - Solicitation in other states.
• §431:4-201 - Other laws applicable.
• §431:4-202 - Increase of capital.
• §431:4-203 - Decrease of capital.
• §431:4-204 - Dividends to stockholders.
• §431:4-205 - Illegal dividends; reductions.
• §431:4-206 - Repayment of contributed surplus.
• §431:4-207 - Participating policies.
• §431:4-208 - Statement by beneficial owner, director, officer.
• §431:4-209 - Recovery of profits realized.
• §431:4-210 - Unlawful sales of equity security.
• §431:4-211 - Exempt transactions.
• §431:4-212 - Arbitrage transactions not affected.
• §431:4-213 - Exempt equity securities.
• §431:4-214 - Rules and regulations.
• §431:4-231 - Applicability.
• §431:4-232 - Schedule A: information required in a proxy statement.
• §431:4-233 - Schedule B: information to be included in statements filed by or on behalf of a participant other than an insurer in a proxy solicitation in an election contest.
• §431:4-234 - Proxies, consents, and authorizations.
• §431:4-235 - Schedules and exhibits.
• §431:4-236 - Disclosure of equivalent information.
• §431:4-237 - Definitions.
• §431:4-238 - Information to be furnished to stockholders.
• §431:4-239 - Requirements as to proxy.
• §431:4-240 - Material required to be filed.
• §431:4-241 - False or misleading statements.
• §431:4-242 - Prohibition of certain solicitations.
• §431:4-243 - Election contests; applicability.
• §431:4-244 - Filing of information required by schedule B.
• §431:4-245 - Solicitations prior to furnishing required written proxy statement.
• §431:4-246 - Solicitation prior to furnishing required written proxy statement; filing requirements.
• §431:4-247 - Application of this part to annual report.
• §431:4-301 - Other articles applicable.
• §431:4-302 - Initial qualifications for mutual insurers.
• §431:4-303 - Mutual property insurer.
• §431:4-304 - Mutual casualty insurer.
• §431:4-305 - Mutual vehicle insurer.
• §431:4-306 - Mutual life insurer.
• §431:4-307 - Mutual accident and health or sickness insurer.
• §431-0004-0308
• §431:4-309 - Rights of members.
• §431:4-310 - Bylaws.
• §431:4-311 - Notice of annual meeting.
• §431:4-312 - Members proxies.
• §431:4-313 - Directors.
• §431:4-314 - Limitation on expenses incurred in writing property and casualty.
• §431:4-315 - Violation of expense limitation.
• §431:4-316 - Actions on officers' salaries.
• §431:4-317 - Contingent liability of members.
• §431:4-318 - Accrual of liability.
• §431:4-319 - Contingent liability as asset.
• §431:4-320 - Lien on reserves.
• §431:4-321 - Nonassessable policies.
• §431:4-322 - Applies to all policies.
• §431:4-323 - Revocation of authority.
• §431:4-324 - Dividends.
• §431:4-325 - Nonparticipating policies.
• §431:4-326 - Members' share of assets.
• §431:4-401 - Application of other sections.
• §431:4-402 - Scope.
• §431:4-403 - Insuring powers of reciprocals.
• §431:4-404 - Suits.
• §431:4-405 - Attorney.
• §431:4-406 - Power of attorney.
• §431:4-407 - Modifications.
• §431:4-408 - Organization of reciprocal insurers.
• §431:4-409 - Application for authority; declaration required.
• §431:4-410 - Policies effective.
• §431:4-411 - Attorney's bond.
• §431:4-412 - Deposit in lieu.
• §431:4-413 - Actions on bond.
• §431:4-414 - Subscribers.
• §431:4-415 - Subscribers' advisory committee.
• §431:4-416 - Subscriber's liability.
• §431:4-417 - Subscriber's liability on judgments.
• §431:4-418 - Aggregate liability.
• §431:4-419 - Assessment.
• §431:4-420 - Time limit for assessment.
• §431:4-421 - Nonassessable policies.
• §431:4-422 - Contributions of surplus.
• §431:4-423 - Share in savings.
• §431:4-424 - Subscriber's share of assets.
• §431:4-425 - REPEALED.
• §431:4-501 - Reorganization, merger or consolidation.
• §431:4-502 - Mutualization of stock insurers.
• §431:4-503 - Conversion or reinsurance of mutual insurer.
• §431:4-504 - Merger or conversion of reciprocal insurer.
• §431:4A-101 - Credit allowed a domestic ceding insurer.
• §431:4A-102 - Reduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer.
• §431:4A-103 - Qualified United States financial institutions.
• §431:4A-104 - Rules.
• §431:4A-105 - Reinsurance agreements affected.
• §431:4F-101 - Definitions.
• §431:4F-102 - Scope.
• §431:4F-103 - Authorization of entry.
• §431:4F-104 - Maintenance of trust account.
• §431:4F-105 - Requirements for trust agreement.
• §431:4F-106 - Reporting requirements for United States branches of alien insurers.
• §431:4F-107 - Additional requirements for United States branch license.
• §431:4F-108 - Authority of commissioner.
• §431:5-101 - Impairment of capital.
• §431:5-102 - Impairment of surplus.
• §431:5-103 - Impairment of reciprocal's surplus.
• §431:5-201 - Qualified assets.
• §431:5-202 - Assets not allowed.
• §431:5-203 - Liabilities.
• §431:5-204 - Determining financial condition of reciprocal insurers.
• §431:5-301 - Unearned premium reserve.
• §431:5-302 - Unearned premium reserve for marine and transportation.
• §431:5-303 - Active life reserves and unearned premium reserves for noncancellable disability insurance.
• §431:5-304 - Loss reserves for liability and workers' compensation insurance.
• §431:5-305 - Increased reserves.
• §431:5-306 - Reserve credit for reinsurance.
• §431:5-307 - Standard valuation law; life.
• §431:5-308 - Valuation of bonds.
• §431:5-309 - Valuation of other securities.
• §431:5-310 - Valuation of property.
• §431:5-311 - Valuation of purchase money mortgages.
• §431:5-401 - Rules.
• §431:6-101 - Definitions pertaining to investments.
• §431:6-102 - Merged, reorganized institutions.
• §431:6-103 - Eligible investments; scope.
• §431:6-104 - General qualifications.
• §431:6-105 - General limitations.
• §431:6-106 - Record of investments.
• §431:6-201 - Required investments for capital and reserves.
• §431:6-301 - Public obligations.
• §431:6-302 - Corporate obligations.
• §431:6-303 - Preferred or guaranteed stocks or shares.
• §431:6-304 - Trustees or receivers obligations.
• §431:6-305 - Equipment trust obligations.
• §431:6-306 - Mortgage loans and contracts.
• §431:6-307 - Mortgage loan limited by property value.
• §431:6-308 - Encumbrance defined.
• §431:6-309 - Appraisal; insurance; limit.
• §431:6-310 - Security agreements.
• §431:6-311 - Real property owned.
• §431:6-312 - Time limit for disposal.
• §431:6-313 - Foreign securities.
• §431:6-314 - Policy loans.
• §431:6-315 - Banks, savings and loan associations, credit unions, and financial services loan companies.
• §431:6-316 - Insurance stocks.
• §431:6-317 - Common stocks.
• §431:6-318 - Collateral loans.
• §431:6-319 - Miscellaneous investments.
• §431:6-320 - Special consent investments.
• §431:6-321 - Hedging transactions.
• §431:6-322 - Common trust funds; mutual funds; and exchange traded funds.
• §431:6-323 - Separate accounts.
• §431:6-324 - Subsidiaries.
• §431:6-401 - Prohibited investments.
• §431:6-402 - Securities underwriting; agreements to withhold or to repurchase.
• §431:6-403 - Disposal of ineligible property and securities.
• §431:6-404 - Authorization of investments.
• §431:6-501 - Investments of foreign, alien insurers.
• §431:6-601 - Insurer investment pools.
• §431:6-602 - Securities lending, repurchase, reverse repurchase, and dollar roll; investment pools.
• §431:7-101 - Fees.
• §431:7-201 - Annual and quarterly tax statements.
• §431:7-202 - Taxation.
• §431:7-202 - .
• §431:7-203 - Administrative refunds.
• §431:7-204 - In lieu provision.
• §431:7-204.5 - Appeals.
• §431:7-204.6 - Limitation period for assessment, levy, collection, or refund.
• §431:7-205 - Reports to department of taxation.
• §431:7-206 - Domestic company credit for retaliatory taxes paid other states.
• §431:7-207 - Tax credit to facilitate regulatory oversight.
• §431:7-208 - Low-income housing, insurance premium tax credit.
• §431:7-209 - High technology business investment tax credit.
• §431:7-301 - Deposits of insurers.
• §431:7-302 - Purpose of deposit.
• §431:7-303 - Securities eligible for deposit.
• §431:7-304 - Record and receipt.
• §431:7-305 - Transfer of securities.
• §431:7-306 - Director may designate depositary.
• §431:7-307 - Responsibility for deposits.
• §431:7-308 - Dividends and substitutions.
• §431:7-309 - Release of deposit.
• §431:7-310 - Voluntary excess deposit.
• §431:7-311 - Not subject to levy.
• §431:8-101 - Scope.
• §431:8-102 - Definitions.
• §431:8-201 - Transacting insurance business without certificate of authority prohibited.
• §431:8-202 - Acting for or aiding unauthorized insurer prohibited.
• §431:8-203 - Validity of contracts illegally effectuated.
• §431:8-204 - Liability of person assisting unauthorized insurer.
• §431:8-205 - Insurance independently procured; duty to report and pay tax.
• §431:8-206 - Commissioner may enjoin unauthorized insurers.
• §431:8-207 - Legal process against unauthorized insurer; how service of process made.
• §431:8-208 - Defense of action by unauthorized insurer; bond.
• §431:8-209 - Attorney's fees.
• §431:8-210 - Advertising prohibited.
• §431:8-211 - Penalties.
• §431:8-300 - Exemptions from surplus lines law.
• §431:8-301 - Insurance placed with unauthorized insurer permitted.
• §431:8-302 - Surplus lines in solvent insurers.
• §431:8-303 , 304 - REPEALED.
• §431:8-305 - Evidence of insurance; changes; penalties.
• §431:8-306 - Signature of broker and special endorsement of surplus lines policy.
• §431:8-307 - Broker's duty to notify insured.
• §431:8-308 - Surplus lines insurance valid.
• §431:8-309 - Effect of payment to surplus lines broker.
• §431:8-310 - Surplus lines broker license required; qualifications for license.
• §431:8-311 - Compensation.
• §431:8-312 - Records of surplus lines broker.
• §431:8-313 - Surplus lines broker's annual statement.
• §431:8-314 - Surplus lines advisory organizations.
• §431:8-315 - Tax on surplus lines.
• §431:8-316 - Penalty for failure to file statement or remit tax.
• §431:8-317 - Suspension or revocation of license.
• §431:8-318 - Examination of surplus lines broker's accounts and records.
• §431:8-319 - Actions against surplus lines insurer; service of process.
• §431:8-320 - Penalties.
• §431:9-101 - Scope.
• §431:9-102 to 104 - REPEALED.
• §431:9-105 - Definitions.
• §431:9-201 - License required; exception.
• §431:9-202 - REPEALED.
• §431:9-203 - General qualifications for license.
• §431:9-204 - Applications for license.
• §431:9-205 - REPEALED.
• §431:9-206 - Examinations for license.
• §431:9-207 - Scope of examination (a) Each examination shall be as the commissioner prescribes and shall be of reasonably sufficient scope to test the applicant's knowledge relative to the classes of
• §431:9-208 - Time of examinations.
• §431:9-209 - Advisory board.
• §431:9-210 to 213 - REPEALED.
• §431:9-214 - REPEALED.
• §431:9-215 to 219 - REPEALED.
• §431:9-220 - REPEALED.
• §431:9-221 - REPEALED.
• §431:9-222 - Qualification for adjuster's license.
• §431:9-222.5 - Claims adjusters; limited license.
• §431:9-223 - Public adjuster's bond.
• §431:9-224 - Separate licenses.
• §431:9-225 - Form of adjusters' license.
• §431:9-226 - Powers conferred by an adjuster's license.
• §431:9-227 - Adjuster; restrictions.
• §431:9-228 - Place of business.
• §431:9-229 - Records of adjuster or independent bill reviewer.
• §431:9-230 - Reporting and accounting for premiums.
• §431:9-231 - REPEALED.
• §431:9-232 - Extension of licenses.
• §431:9-233 , 234 - REPEALED.
• §431:9-235 - Denial, suspension, revocation of licenses.
• §431:9-235.5 - Suspension or denial of license for noncompliance with support order.
• §431:9-236 - REPEALED.
• §431:9-237 - Duration of suspension.
• §431:9-238 - Power to fine.
• §431:9-239 - Reinstatement or relicensing.
• §431:9-240 - Fine in lieu.
• §431:9-241 - REPEALED.
• §431:9-242 - Compensation by contingency fee prohibited.
• §431:9-243 - Qualification for independent bill reviewer's license.
• §431:9-301 to 305 - REPEALED.
• §431:9A-101 - Scope.
• §431:9A-101 to 108 - REPEALED.
• §431:9A-102 - Definitions.
• §431:9A-103 - License required.
• §431:9A-104 - Exceptions to licensing.
• §431:9A-105 - Insurance producer license examination.
• §431:9A-106 - Application for license.
• §431:9A-107 - License.
• §431:9A-107 - .
• §431:9A-108 - Nonresident licensing.
• §431:9A-108 - .
• §431:9A-109 - Exemption from examination.
• §431:9A-110 - Legal, trade, and assumed names.
• §431:9A-111 - Temporary licensing.
• §431:9A-112 - License denial, nonrenewal, suspension, or revocation.
• §431:9A-112.3 - Suspension or denial of license for noncompliance with support order.
• §431:9A-112.5 - Controlled business.
• §431:9A-113 - Commissions.
• §431:9A-114 - Appointments.
• §431:9A-115 - Notification to commissioner of termination.
• §431:9A-116 - Reciprocity.
• §431:9A-117 - Reporting of actions.
• §431:9A-118 - Rules.
• §431:9A-119 - Scope of examination.
• §431:9A-120 - Time of examinations.
• §431:9A-121 - Advisory board.
• §431:9A-122 - Place of business.
• §431:9A-123 - Records of insurance producer.
• §431:9A-123 - .
• §431:9A-124 - Prerequisites for license renewal.
• §431:9A-125 - Continuing education recordkeeping.
• §431:9A-126 - Power to fine.
• §431:9A-127 - Fine in lieu.
• §431:9A-128 - Nondiscrimination.
• §431:9A-129 - Penalty.
• §431:9A-130 - Commissioner's authority to grant waiver.
• §431:9A-141 - Definitions.
• §431:9A-142 - Requirements for license and renewal.
• §431:9A-151 - Continuing education course provider certificate.
• §431:9A-152 - Continuing education course provider additional duties.
• §431:9A-153 - Courses.
• §431:9A-154 - Self-study courses.
• §431:9A-155 - Carryover credits.
• §431:9A-156 - Course instructors.
• §431:9A-157 - Tuition.
• §431:9A-158 - Reporting credit hours and recordkeeping.
• §431:9A-159 - Advertising.
• §431:9A-160 - Advisory committee.
• §431:9B-101 - Definitions.
• §431:9B-102 - Licensure.
• §431:9B-103 - Required contract provisions; reinsurance intermediary-brokers.
• §431:9B-104 - Books and records; reinsurance intermediary-brokers.
• §431:9B-105 - Duties of insurers utilizing the services of a reinsurance intermediary-broker.
• §431:9B-106 - Required contract provisions; reinsurance intermediary-managers.
• §431:9B-107 - Prohibited acts.
• §431:9B-108 - Duties of reinsurers utilizing the services of a reinsurance intermediary-manager.
• §431:9B-109 - Examination authority.
• §431:9B-110 - Penalties and liabilities.
• §431:9B-111 - Rules.
• §431:9C-101 - Definitions.
• §431:9C-102 - Licensure.
• §431:9C-103 - Required contract provisions.
• §431:9C-104 - Duties of insurers.
• §431:9C-105 - Examination authority.
• §431:9C-106 - Penalties and liabilities.
• §431:9C-107 - Rules.
• §431:9N-101 - Definitions.
• §431:9N-102 - License denial, nonrenewal, suspension, or revocation.
• §431:9N-103 - Fiduciary responsibilities.
• §431:9N-104 - Bail agent not to act as attorney.
• §431:10-101 - Scope; effective dates.
• §431:10-102 - Definitions.
• §431:10-103 - Exemptions of certain contracts.
• §431:10-104 - General readability requirements.
• §431:10-105 - Required reading test; authorization and availability.
• §431:10-106 - Flesch reading ease test; procedures.
• §431:10-107 - Filing of certificate.
• §431:10-108 - Flesch reading ease score; lower score authorized; when.
• §431:10-109 - Disclosure of health care coverage and benefits.
• §431:10-201 - Scope.
• §431:10-202 - Definitions.
• §431:10-203 - Power to contract.
• §431:10-204 - Insurable interest required; personal insurances.
• §431:10-205 - Interest of the insured.
• §431:10-206 - Application for insurance: consent of insured required.
• §431:10-207 - Alteration of application.
• §431:10-208 - Limitations on use of application as evidence.
• §431:10-209 - Warranties, misrepresentations in applications.
• §431:10-210 - Standard form fire insurance policy.
• §431:10-211 - Content of policies in general.
• §431:10-211.3 - Commercial general liability extended reporting requirements.
• §431:10-211.5 - Premium waiver provisions; restrictions.
• §431:10-212 - Contract limitations for mentally retarded and handicapped children.
• §431:10-213 - REPEALED.
• §431:10-214 - Right to return policy.
• §431:10-215 - Readjustment of premiums; dividends.
• §431:10-216 - Additional contents.
• §431:10-217 - Charter, bylaw provisions.
• §431:10-217 - .
• §431:10-218 - Stated premium must include all charges.
• §431:10-219 - Multi-peril policies, premiums stated separately.
• §431:10-220 - Policy must contain entire contract.
• §431:10-221 - Prohibited policy provisions: limiting actions and jurisdictions.
• §431:10-222 - Construction industry; indemnity agreements invalid.
• §431:10-222 - .
• §431:10-223 - Underwriters and combination policies.
• §431:10-224 - Execution of policies.
• §431:10-225 - Delivery of policy.
• §431:10-226 - Renewal of policy; new policy not required.
• §431:10-226.5 - Notice of cancellation or nonrenewal.
• §431:10-227 - Retroactive annulment of liability policies prohibited.
• §431:10-228 - Assignment of policies.
• §431:10-229 - Dividends payable to the real party.
• §431:10-230 - Payment discharges insurer.
• §431:10-231 - Exemption of proceeds; accident and health or sickness.
• §431:10-232 - Exemption of proceeds; life, endowment and annuity.
• §431:10-233 - Exemption of proceeds; group life.
• §431:10-234 - Spouses' and reciprocal beneficiaries' right in life insurance policy.
• §431:10-235 - Forms for proof of loss furnished.
• §431:10-236 - Claim administration not waiver.
• §431:10-237 - Construction of policies.
• §431:10-238 - Validity of noncomplying forms.
• §431:10-239 - Intervening breach.
• §431:10-240 - Insurance contracts; punitive damages.
• §431:10-241 - Venue in certain actions.
• §431:10-242 - Policyholder and other suits against insurer.
• §431:10-243 - Interest upon proceeds of life insurance policies.
• §431:10-244 - Filing procedure for contracts approved by commissioner.
• §431:10A-101 - Applications and exceptions.
• §431:10A-102 - Accident and health or sickness insurance policy defined.
• §431:10A-103 - Family coverage defined.
• §431:10A-104 - Form of policy.
• §431:10A-105 - Required provisions.
• §431:10A-106 - Optional provisions.
• §431:10A-107 - Inapplicable or inconsistent provisions.
• §431:10A-108 - Order of certain policy provisions.
• §431:10A-109 - Third party ownership.
• §431:10A-110 - Requirements of other jurisdictions.
• §431:10A-111 - Other policy provisions.
• §431:10A-112 - Policy conflicting with this part.
• §431:10A-113 - Filing procedure.
• §431:10A-114 - Age limit.
• §431:10A-115 - Coverage of newborn children.
• §431:10A-115 - .
• §431:10A-116 - Coverage for specific services.
• §431:10A 116 - .
• §431:10A-116 - .
• §431:10A-116.7 - Contraceptive services; religious employers exemption.
• §431:10A-117 - Franchise plan.
• §431:10A-118 - Genetic information nondiscrimination in accident and health or sickness insurance coverage.
• §431:10A-119 - Hospice care coverage.
• §431:10A-120 - Medical foods and low-protein modified food products; treatment of inborn error of metabolism; notice.
• §431:10A-121 - Coverage for diabetes.
• §431:10A-125 - Primary care provider; advanced practice registered nurse.
• §431:10A 126 - Chemotherapy services.
• §431:10A-131 - Insurance fraud; penalties.
• §431:10A-201 - Definitions.
• §431:10A-202 - Health care groups.
• §431:10A-203 - Standard provisions.
• §431:10A-204 - Optional provision, examination and autopsy.
• §431:10A-205 - Payment of benefits.
• §431:10A-206 - Coverage of newborn children.
• §431:10A-206 - .
• §431:10A-207 - Coverage for specific services.
• §431:10A-208 - Qualified medical child support order.
• §431:10A-301 - Definitions.
• §431:10A-302 - Applicability and scope.
• §431:10A-303 - REPEALED.
• §431:10A-304 - Standards for policy provisions.
• §431:10A-305 - Rules.
• §431:10A-306 - Loss ratio standards.
• §431:10A-307 - Disclosure standards.
• §431:10A-308 - Notice of free examination.
• §431:10A-309 - Filings; approval of forms.
• §431:10A-310 - Filing requirements for advertising.
• §431:10A-311 - Penalties.
• §431:10A-312 - Severability.
• §431:10A-401 - Purpose.
• §431:10A-402 - Definitions.
• §431:10A-403 - Association of insurers; policyholder; policy.
• §431:10A-404 - Persons authorized to transact insurance.
• §431:10A-404.5 - Genetic information nondiscrimination in extended health insurance coverage.
• §431:10A-405 - Association; powers, process; examination.
• §431:10A-406 - Forms; rates; approval.
• §431:10A-407 - Duplication of benefits; adjustment.
• §431:10A-408 - Annual report filed by association.
• §431:10A-409 - Articles of association; agent, membership list; deception.
• §431:10A-410 - Violation of other laws.
• §431:10A-521 to 531 - REPEALED.
• §431:10A-601 - Reciprocal beneficiary family coverage defined; policyholder and employer responsibility for costs; availability.
• §431:10A-602 - Federally funded programs; exemption.
• §431:10A-603 - Self-employed persons, exemption.
• §431:10A-604 - Bona fide trade associations.
• §431:10B-101 - Purpose.
• §431:10B-102 - Scope.
• §431:10B-103 - Definitions.
• §431:10B-104 - Forms of credit life insurance and credit disability insurance.
• §431:10B-105 - Amount of credit life insurance and credit disability insurance.
• §431:10B-106 - Term of credit life and credit disability insurance.
• §431:10B-107 - Provisions of policies and certificates of insurance: disclosure to debtors.
• §431:10B-108 - Filing, approval, and withdrawal of forms and premium rates.
• §431:10B-109 - Premiums and refunds.
• §431:10B-110 - Issuance of policies.
• §431:10B-111 - Claims.
• §431:10B-112 - Existing insurance and choice of insurer.
• §431:10B-113 - Enforcement.
• §431:10B-114 - Penalties.
• §431:10C-101 - Short title.
• §431:10C-102 - Purpose.
• §431:10C-103 - Definitions.
• §431:10C-103.5 - Personal injury protection benefits; defined; limits.
• §431:10C-103 - .
• §431:10C-104 - Conditions of operation and registration of motor vehicles.
• §431:10C-104 - .
• §431:10C-105 - Self-insurance.
• §431:10C-106 - Specialty insurers not prohibited.
• §431:10C-107 - Verification of insurance: motor vehicles.
• §431:10C-108 - Unlawful use of motor vehicle insurance identification card.
• §431:10C-109 - Motor vehicle insurance identification card after cancellation of policy; return to insurer, civil sanctions.
• §431:10C-110 - Rejection of application, joint underwriting plan placement.
• §431:10C-111 - Cancellation and nonrenewal of policies: when prohibited, when permitted.
• §431:10C-111 - .
• §431:10C-112 - Notice of cancellation or nonrenewal; effect on term of coverage.
• §431:10C-112 - .
• §431:10C-113 - Violation of rejection, cancellation and nonrenewal provisions.
• §431:10C-114 - Insured's obligations upon termination of insurance.
• §431:10C-115 - Drivers education fund underwriters fee.
• §431:10C-115 - .
• §431:10C-116 - Challenges to motor vehicle insurance law; intervention by attorney general.
• §431:10C-117 - Penalties.
• §431:10C-117.5 - Additional civil liability.
• §431:10C-118 - Fee in lieu of fine; defense.
• §431:10C-119 - Insurer's requirements.
• §431:10C-120 - Prohibitions, penalty.
• §431:10C-121 - Severability.
• §431:10C-201 - Motor vehicle insurance rates generally.
• §431:10C-202 - Making of motor vehicle insurance rates.
• §431:10C-202.5 - Immediate rate freeze; rate reduction; relief.
• §431:10C-203 - Rate filings.
• §431:10C-204 - REPEALED.
• §431:10C-205 - Rate review: request by aggrieved party.
• §431:10C-206 - REPEALED.
• §431:10C-206 - .
• §431:10C-207 - Discriminatory practices prohibited.
• §431:10C-208 - Increase in premiums prohibited.
• §431:10C-209 - Rate administration.
• §431:10C-209 - .
• §431:10C-210 - Publication of premium rates.
• §431:10C-211 - Attorney's fees.
• §431:10C-212 - Administrative hearing on insurer's denial of claim.
• §431:10C-213 - Arbitration.
• §431:10C-213 - .
• §431:10C-214 - Administration.
• §431:10C-215 - Inspection and audit.
• §431:10C-216 - Annual review.
• §431:10C-301 - Required motor vehicle policy coverage.
• §431:10C-301 - .
• §431:10C-302 - Required optional additional insurance.
• §431:10C-302 - .
• §431:10C-303 - Right to personal injury protection benefits.
• §431:10C-303 - .
• §431:10C-304 - Obligation to pay personal injury protection benefits.
• §431:10C-305 - Source of payment.
• §431:10C 305 - .5 Right to reimbursement of deductible paid; when.
• §431:10C-306 - Abolition of tort liability.
• §431:10C-307 - Reimbursement of duplicate benefits.
• §431:10C-307 - .
• §431:10C-308 - REPEALED.
• §431:10C-308 - .
• §431:10C-309 - Total loss motor vehicle claims.
• §431:10C-310 - Total loss motor vehicle claims: replacement.
• §431:10C-311 - Total loss motor vehicle claims: cash settlement.
• §431:10C-312 - Payment of excise tax and certificate of ownership fee.
• §431:10C-313 - Insurer practices regarding loss of use, storage and towing, and betterment.
• §431:10C-313 - .
• §431:10C-314 - Jurisdiction.
• §431:10C-315 - Statute of limitations.
• §431:10C-401 - Participation.
• §431:10C-402 - Bureau.
• §431:10C-403 - Bureau's duties.
• §431:10C-404 - Allocation of costs.
• §431:10C-405 - Board of governors.
• §431:10C-406 - Regulations, review, and appellate procedure.
• §431:10C-407 - Classifications.
• §431:10C-408 - Assigned claims.
• §431:10C-409 - Establishment and criteria.
• §431:10C 410 - Schedules.
• §431:10C-411 - Optional additional coverages.
• §431:10C-412 - Adjustment and refund.
• §431:10C-501 to 504 - REPEALED.
• §431:10C-601 - Agreement.
• §431:10C-602 - Surety bond or deposit of security; proof of financial ability.
• §431:10C-603 - Proof of ability to process and pay claims promptly.
• §431:10C-604 - Issuance of certificate of self-insurance.
• §431:10C-605 - Duty to notify commissioner.
• §431:10C-606 - Duration of certification.
• §431:10C-607 - Revocation of certificate of self-insurance.
• §431:10C-608 - Termination of self-insurer status and withdrawal of security deposit.
• §431:10D-101 - Scope.
• §431:10D-102 - Standard provisions required.
• §431:10D-103 - Policy loan interest rates for policies issued after June 22, 1982.
• §431:10D-104 - Standard nonforfeiture law; life insurance contracts.
• §431:10D-105 - Annuities and pure endowment contracts; standard provisions required.
• §431:10D-106 - Reversionary annuities; standard provisions required.
• §431:10D-107 - Standard nonforfeiture law; individual deferred annuities.
• §431:10D-108 - Limitation of liability.
• §431:10D-109 - Scope of incontestable clauses.
• §431:10D-110 - Incontestability after reinstatement.
• §431:10D-111 - Premium deposits.
• §431:10D-112 - Policy settlements.
• §431:10D-113 - Indebtedness deducted from proceeds.
• §431:10D-114 - Miscellaneous proceeds.
• §431:10D-115 - Dealing in dividends.
• §431:10D-116 - Prohibited policy plans.
• §431:10D-117 - Life franchise plan.
• §431:10D-118 - Variable contracts.
• §431:10D-201 - Group life insurance requirements.
• §431:10D-202 - Employee groups.
• §431:10D-203 - Debtor groups.
• §431:10D-204 - Labor union groups.
• §431:10D-205 - Trustee groups.
• §431:10D-206 - Agent groups.
• §431:10D-207 - Public employee association groups.
• §431:10D-208 - Mutual benefit society groups.
• §431:10D-209 - Professional association groups.
• §431:10D-210 - Occupation, industry, or trade association groups.
• §431:10D-211 - Credit union groups.
• §431:10D-212 - Spouses and dependents of insured individuals.
• §431:10D-213 - Standard provisions required.
• §431:10D-214 - Notice to insured regarding conversion right.
• §431:10D-215 - Assignment of policies.
• §431:10D-301 - Scope.
• §431:10D-302 - General life insurance provisions applicable.
• §431:10D-303 - Industrial life insurance defined.
• §431:10D-304 - Compliance required.
• §431:10D-305 - Standard provisions required.
• §431:10D-306 - Title on policy.
• §431:10D-307 - Beneficiary.
• §431:10D-308 - Facility of payment.
• §431:10D-309 - Premiums paid direct.
• §431:10D-310 - Application to term and specified insurance.
• §431:10D-311 - Crediting of dividends.
• §431:10D-312 - Prohibited provisions.
• §431:10D-313 - Limitation of liability.
• §431:10D-401 - Scope.
• §431:10D-402 - Definitions.
• §431:10D-403 - Policies to be illustrated.
• §431:10D-404 - General requirements and prohibitions.
• §431:10D-405 - Standards for basic illustrations.
• §431:10D-406 - Standards for supplemental illustrations.
• §431:10D-407 - Delivery of illustration and record retention.
• §431:10D-408 - Annual reports and notice to policy owners.
• §431:10D-409 - Annual certifications.
• §431:10D-410 - Penalties.
• §431:10D-411 - Authority to adopt rules.
• §431:10D-412 - REPEALED.
• §431:10D-501 - Purpose and scope.
• §431:10D-502 - Definitions.
• §431:10D-503 - Duties of producers.
• §431:10D-504 - Duties of insurers that use producers.
• §431:10D-505 - Duties of replacing insurers that use producers.
• §431:10D-506 - Duties of the existing insurer.
• §431:10D-507 - Duties of insurers with respect to direct-response solicitations.
• §431:10D-508 - Violations and penalties.
• §431:10D-509 - Authority to adopt rules.
• §431:10D-510 - REPEALED.
• §431:10D-601 - Definitions.
• §431:10D 602 - Applicability of standards for disclosure.
• §431:10D-603 - Standards for the disclosure document and buyer's guide.
• §431:10D-604 - Report to contract owners.
• §431:10D-605 - Penalties.
• §431:10D-621 - Scope.
• §431:10D-622 - Definitions.
• §431:10D-623 - Duties of insurers and insurance producers.
• §431:10D-624 - Mitigation of responsibility.
• §431:10D-625 - Recordkeeping.
• §431:10E-101 - Insurable interest in property required.
• §431:10E-102 - Over-insurance prohibited; exceptions.
• §431:10E-103 - Exceptions.
• §431:10F-101 - Requirements deemed met by surety insurer.
• §431:10F-102 - Fiduciary bonds, expense.
• §431:10F-103 - Court bonds, costs.
• §431:10F-104 - Release from liability.
• §431:10F-105 - Directed suretyship; coercion of contractors.
• §431:10G-101 - Definitions.
• §431:10G-102 - Conditions of operation and registration of motorcycles and motor scooters.
• §431:10G-103 - Motorcycle or motor scooter self-insurance.
• §431:10G-104 - Prerequisites for obtaining coverage.
• §431:10G-105 - Tort liability.
• §431:10G-106 - Verification of insurance.
• §431:10G-107 - Drivers education fund underwriters fee; motorcycle and motor scooter operators education fund.
• §431:10G-108 - Penalties.
• §431:10G-109 - Rules.
• §431:10G-201 - Making of motorcycle and motor scooter insurance rates.
• §431:10G-202 - Rate filings.
• §431:10G-203 - Rate review: request by aggrieved party.
• §431:10G-204 - Rate review: rate methods in noncompliance with article.
• §431:10G-206 - Rate administration.
• §431:10G-301 - Required motorcycle and motor scooter policy coverage.
• §431:10H-101 - Purpose.
• §431:10H-102 - Scope.
• §431:10H-103 - Short title.
• §431:10H-104 - Definitions.
• §431:10H-105 - Extraterritorial jurisdiction; group policies.
• §431:10H-106 - Rules.
• §431:10H-106 - .
• §431:10H-107 - Basic standards.
• §431:10H-108 - Preexisting conditions--group and individual policies.
• §431:10H-109 - Prior hospitalization; prior institutionalization.
• §431:10H-110 - Loss ratio standards; factors; commissioner approval.
• §431:10H-111 - Right to return; free look provision.
• §431:10H-112 - Outline of coverage required.
• §431:10H-113 - Group policy certificate requirements.
• §431:10H-114 - Life insurance policies offering long-term care benefits.
• §431:10H-115 - Incontestability period--group and individual policies.
• §431:10H-116 - Nonforfeiture benefits.
• §431:10H-116.5 - Delivery of the contract or certificate of insurance.
• §431:10H-116 - .
• §431:10H-117 - Authority to adopt rules.
• §431:10H-201 - Policy definitions.
• §431:10H-202 - Renewability.
• §431:10H-202.5 - Licensing.
• §431:10H-203 - Limitations and exclusions.
• §431:10H-204 - Extension of benefits.
• §4 -
• §431:10H-205 - Continuation or conversion.
• §431:10H-206 - Discontinuance and replacement.
• §431:10H-207 - Premiums charged--group and individual policies.
• §431:10H-207.5 - Premium rate schedule increases.
• §431:10H-208 - Unintentional lapse.
• §431:10H-209 - Lapse or termination for nonpayment of premium.
• §431:10H-210 - Reinstatement.
• §431:10H-211 - Disclosure; renewability.
• §431:10H-212 - Disclosure; riders and endorsements.
• §431:10H-213 - Disclosure; payment of benefits.
• §431:10H-214 - Disclosure; limitations.
• §431:10H-215 - Disclosure; other limitations and conditions on eligibility for benefits.
• §431:10H-216 - Disclosure of tax consequences.
• §431:10H-217 - Disclosure; benefit triggers.
• §431:10H-217.5 - Required disclosure of rating practices to consumers.
• §431:10H-218 - Prohibition against post-claims underwriting.
• §431:10H-219 - Minimum standards for home health and community care benefits.
• §431:10H-220 - Requirement to offer inflation protection; group and individual policies.
• §431:10H-221 - Requirements for application forms and replacement coverage.
• §431:10H-222 - Reporting requirements.
• §431:10H-223 - Discretionary powers of the commissioner.
• §431:10H-224 - Reserve standards; life insurance policies or riders.
• §431:10H-225 - Reserve standards; insurance other than life.
• §431:10H-226 - Loss ratio.
• §431:10H-226 - .
• §431:10H-227 - Filing requirements; extraterritorial.
• §431:10H-228 - Filing requirements; advertisements.
• §431:10H-229 - Standards for marketing.
• §431:10H-230 - Standards of marketing--certain group policies.
• §431:10H-231 - Suitability.
• §431:10H-232 - Prohibition against preexisting conditions and probationary periods in replacement policies and certificates.
• §431:10H-233 - Nonforfeiture benefit requirement.
• §431:10H-234 - Standards for benefit triggers.
• §431:10H-234.5 - Additional standards for benefit triggers for qualified long-term care insurance contracts.
• §431:10H-235 - Standard format outline of coverage; group and individual policies.
• §431:10H-236 - Delivery of shopper's guide; group and individual policies.
• §431:10H-237 - Penalties.
• §431:10H-301 - Group long-term care insurance policies conformance to Health Insurance Portability and Accountability Act and Internal Revenue Code.
• §431:10H-302 - Individual long-term care insurance policy coverages.
• §431:10H-303 - Conflict with Health Insurance Portability and Accountability Act.
• §431:10H-304 - Disclosure of qualification for tax benefits.
• §431:10H-401 - Publicizing of policies.
• §431:10H-402 - Purchase of policy and payment of premiums on an individual's behalf.
• §431:11-101 - Scope and purpose.
• §431:11-102 - Definitions.
• §431:11-103 - Subsidiaries of insurers.
• §431:11-104 - Acquisition of control or merger with domestic insurer.
• §431:11-104 - .
• §431:11-105 - Registration of insurers.
• §431:11-106 - Standards and management of an insurer within a holding company system.
• §431:11-107 - Examination.
• §431:11-108 - Confidential treatment.
• §431:11-109 - Rules and regulations.
• §431:11-110 - Injunctions; prohibitions against voting securities; sequestration of voting securities.
• §431:11-111 - Sanctions.
• §431:11-112 - Receivership.
• §431:11-113 - Recovery.
• §431:11-114 - Revocation, suspension, or nonrenewal of insurer's license.
• §431:11-115 - Judicial review; mandamus.
• §431:11-116 - Conflict with other laws.
• §431:11-117 - Severability of provisions.
• §431:11A-101 - Definitions.
• §431:11A-102 - Applicability.
• §431:11A-103 - Minimum standards.
• §431:11A-104 - Disclosure.
• §431:11A-105 - Penalties.
• §431:12-101 - Definitions.
• §431:12-102 - Applicability.
• §431:12-103 - Mass merchandising authorized.
• §431:12-104 - Mass merchandising prohibited; when.
• §431:12-105 - Mass merchandising requirements.
• §431:12-106 - Disclosure.
• §431:12-107 - Payroll deductions and premium collections.
• §431:12-108 - Employer's failure to remit premiums.
• §431:12-109 - Cancellation and nonrenewal.
• §431:12-110 - Premium rates.
• §431:12-111 - Readjustment of premiums; dividends.
• §431:12-112 - Underwriting standards.
• §431:12-113 - Statistics.
• §431:12-114 - Licenses.
• §431:12-115 - Establishment and maintenance of office.
• §431:12-116 - Rules.
• §431:13-101 - Purpose.
• §431:13-102 - Unfair methods of competition; unfair or deceptive acts or practices prohibited.
• §431:13-103 - Unfair methods of competition and unfair or deceptive acts or practices defined.
• §431:13-104 - Favored producer or insurer; coercion of debtors.
• §431:13-105 - Power of commissioner.
• §431:13-106 - Hearings.
• §431:13-107 - Commissioner's right of action.
• §431:13-108 - Reimbursement for accident and health or sickness insurance benefits.
• §431:13-201 - Cease and desist and penalty orders; judicial review.
• §431:13-202 - Penalty for violation of cease and desist orders.
• §431:13-203 - Rules.
• §431:13-204 - Provisions of sections additional to existing laws.
• §431:14-101 - Purpose.
• §431:14-101 - .
• §431:14-102 - Scope.
• §431:14-103 - Making of rates.
• §431:14-103.3 - Rate adjustment mandates.
• §431:14-103 - .
• §431:14-104 - Rate filings.
• §431:14-104 - .
• §431:14-105 - Policy revisions that alter coverage.
• §431:14-105 - .
• §431:14-106 - Disapproval of filings.
• §431:14-107 - Rating organizations.
• §431:14-107 - .
• §431:14-108 - Deviations.
• §431:14-109 - Appeal by minority.
• §431:14-110 - Information to be furnished insureds; hearings and appeals of insureds.
• §431:14-110.5 - Disclosure of workers' compensation premium information.
• §431:14-111 - Advisory organizations.
• §431:14-112 - Joint underwriting or joint reinsurance.
• §431:14-113 - Examination.
• §431:14-114 - Rate administration.
• §431:14-115 - False or misleading information.
• §431:14-116 - Assigned risks.
• §431:14-116 - .
• §431:14-117 - Penalties.
• §431:14-118 - Hearing procedure and judicial review.
• §431:14-119 - REPEALED.
• §431:14-120 - Additional powers for workers' compensation rate filing and ratemaking.
• §431:14A-101 - Purpose.
• §431:14A-102 - Definitions.
• §431:14A-103 - Hawaii employers' mutual insurance company, established.
• §431:14A-104 - Company divisions.
• §431:14A-105 - Board of directors, established.
• §431:14A-106 - Powers; generally.
• §431:14A-107 - Duties and responsibilities.
• §431:14A-108 - Administrator; appointment; duties.
• §431:14A-109 - Financial management.
• §431:14A-109 - .
• §431:14A-110 - Premium rates, determination.
• §431:14A-111 - Reserves, investment.
• §431:14A-112 - Financial statements and other reports.
• §431:14A-113 - Annual accounting; dividends.
• §431:14A-114 - Audits.
• §431:14A-115 - Denial, cancellation, and termination.
• §431:14A-116 - Wilful misrepresentation and fraud.
• §431:14A-117 - Workplace safety and health programs.
• §431:14A-118 - Discontinuation of residual market plan.
• §431:14A-119 - Discontinuation of assigned risks.
• §431:14F-101 to 113 - REPEALED.
• §431:14G-101 - Scope and purpose.
• §431:14G-102 - Definitions.
• §431:14G-103 - Making of rates.
• §431:14G-104 - Rate adjustment mandates.
• §431:14G-105 - Rate filings.
• §431:14G-106 - Policy revisions that alter coverage.
• §431:14G-107 - Disapproval of filings.
• §431:14G-108 - Managed care plans; prohibited activity.
• §431:14G-109 - Information to be furnished enrollees; hearings and appeals of enrollees.
• §431:14G-110 - False or misleading information.
• §431:14G-111 - Penalties.
• §431:14G-112 - Hearing procedure and judicial review.
• §431:15-101 - Construction and purpose.
• §431:15-102 - Persons covered.
• §431:15-103 - Definitions.
• §431:15-103 - .
• §431:15-104 - Jurisdiction and venue.
• §431:15-105 - Injunctions and orders.
• §431:15-106 - Cooperation of officers and employees.
• §431:15-107 - Commissioner's reports.
• §431:15-108 - Continuation of delinquency proceedings.
• §431:15-201 - Commissioner's summary orders and supervision proceedings.
• §431:15-202 - Court's seizure order.
• §431:15-203 - Confidentiality of hearings.
• §431:15-301 - Grounds for rehabilitation.
• §431:15-302 - Rehabilitation orders.
• §431:15-303 - Powers and duties of the rehabilitator.
• §431:15-304 - Actions by and against rehabilitator.
• §431:15-305 - Termination of rehabilitation.
• §431:15-306 - Grounds for liquidation.
• §431:15-307 - Liquidation orders.
• §431:15-308 - Continuance of coverage.
• §431:15-309 - Dissolution of insurer.
• §431:15-310 - Powers of liquidator.
• §431:15-311 - Notice to creditors and others.
• §431:15-312 - Duties of producers.
• §431:15-313 - Actions by and against liquidator.
• §431:15-314 - Collection and list of assets.
• §431:15-315 - Fraudulent transfers prior to petition.
• §431:15-316 - Fraudulent transfer after petition.
• §431:15-317 - Voidable preferences and liens.
• §431:15-318 - Claims of holders of void or voidable rights.
• §431:15-319 - Setoffs and counterclaims.
• §431:15-320 - Assessments.
• §431:15-321 - Reinsurer's liability.
• §431:15-322 - Applicability of claims settlement provisions to loss claims.
• §431:15-323 - Recovery of premiums owed.
• §431:15-324 - Domiciliary liquidator's proposal to distribute assets.
• §431:15-325 - Filing of claims.
• §431:15-326 - Proof of claim.
• §431:15-327 - Special claims.
• §431:15-328 - Provisions for third party claims.
• §431:15-329 - Disputed claims.
• §431:15-330 - Claims of surety.
• §431:15-331 - Secured creditor's claims.
• §431:15-332 - Priority of distribution.
• §431:15-333 - Liquidator's recommendations to the court.
• §431:15-334 - Distribution of assets.
• §431:15-335 - Unclaimed and withheld funds.
• §431:15-336 - Termination of proceedings.
• §431:15-337 - Reopening liquidation.
• §431:15-338 - Disposition of records during and after termination of liquidation.
• §431:15-401 - Conservation of property of foreign or alien insurers found in this State.
• §431:15-402 - Liquidation of property of foreign or alien insurers found in this State.
• §431:15-403 - Domiciliary liquidators in other states.
• §431:15-404 - Ancillary formal proceedings.
• §431:15-405 - Ancillary summary proceedings.
• §431:15-406 - Claims of nonresidents against insurers domiciled in this State.
• §431:15-407 - Claims of residents against insurers domiciled in reciprocal states.
• §431:15-408 - Attachment, garnishment and levy of execution.
• §431:15 409 - Interstate priorities.
• §431:15-410 - Subordination of claims for noncooperation.
• §431:15-411 - Separability.
• §431:16-101 - Title.
• §431:16-102 - Purpose.
• §431:16-103 - Scope.
• §431:16-104 - Construction.
• §431:16-105 - Definitions.
• §431:16-106 - Creation of association.
• §431:16-107 - Board of directors.
• §431:16-108 - Powers and duties of the association.
• §431:16-109 - Plan of operation.
• §431:16-110 - Duties and powers of the commissioner.
• §431:16-111 - Effect of paid claims.
• §431:16-112 - Exhaustion of other coverage.
• §431:16-113 - Prevention of insolvencies.
• §431:16-114 - Tax exemption.
• §431:16-115 - Recoupment of assessment.
• §431:16-116 - Immunity.
• §431:16-117 - Stay of proceedings.
• §431:16-201 - Title.
• §431:16-202 - Purpose.
• §431:16-203 - Coverage and limitations.
• §431:16-204 - Construction.
• §431:16-205 - Definitions.
• §431:16-206 - Creation of the association.
• §431:16-207 - Board of directors.
• §431:16-208 - Powers and duties of the association.
• §431:16-209 - Assessments.
• §431:16-210 - Plan of operation.
• §431:16-211 - Duties and powers of the commissioner.
• §431:16-212 - Prevention of insolvencies.
• §431:16-213 - Credits for assessments paid.
• §431:16-214 - Miscellaneous provisions.
• §431:16-215 - Tax exemptions.
• §431:16-216 - Immunity.
• §431:16-217 - Stay of proceedings; reopening default judgments.
• §431:16-218 - Prohibited advertisement of association act in insurance sales; notice to policyholders.
• §431:16-219 - Prospective application.
• §431:17-101 to 106 - REPEALED.
• §431-0018-0101
• §431:19-101 - Definitions.
• §431:19-101 - .
• §431:19-101.6 - Salary.
• §431:19-101.7 - General powers and duties.
• §431:19-101.8 - Captive insurance administrative fund.
• §431:19-102 - Certificate of authority.
• §431:19-102 - .
• §431:19-103 - Names of companies.
• §431:19-104 - Minimum capital and surplus.
• §431:19-105 - REPEALED.
• §431:19-106 - Formation of captive insurance companies in this State.
• §431:19-106.3 - REPEALED.
• §431:19-106 - .
• §431:19-107 - Financial statements and other reports.
• §431:19-108 - Examinations and investigations.
• §431:19-109 - Grounds and procedures for suspension and revocation of certificate of authority.
• §431:19-110 - Investments.
• §431:19-111 - Reinsurance.
• §431:19-111 - .
• §431:19-112 - Rating organizations; memberships.
• §431:19-113 - Exemption from compulsory associations.
• §431:19-114 - Rules.
• §431:19-115 - Laws applicable.
• §431:19-115 - .
• §431:19-115.6 - Applicability of other laws to captive insurance companies writing credit life or other credit disability insurance policies.
• §431:19-116 - Taxation.
• §431:19-201 - Purpose.
• §431:19-202 - Applicable law.
• §431:19-203 - Definitions.
• §431:19-204 - Certificate of authority.
• §431:19-205 - Changes in plan of operation; voluntary dissolution or cessation of business.
• §431:19-206 - Formation.
• §431:19-207 - Minimum capital and surplus.
• §431:19-208 - Issuance of securities.
• §431:19-209 - Authorized contracts and agreements.
• §431:19-210 - Disposition of assets; investments.
• §431:19-211 - Annual reporting; books and records.
• §431:19-212 - Suspension and revocation of certificate of authority.
• §431:l9-213 - Supervision, rehabilitation, liquidation.
• §431:19-214 - Existing licenses.
• §431:19-301 - Formation.
• §431:19-302 - Supplemental application materials.
• §431:19-303 - Protected cells.
• §431:19-304 - Qualification of sponsors.
• §431:19-305 - Participants in sponsored captive insurance companies.
• §431:19-306 - Investments by sponsored captive insurance companies.
• §431:19-307 - Delinquency of sponsored captive insurance companies.
• §431:19-308 - Applicable laws.
• §431:19-309 - Existing licenses.
• §431:20-101 - Scope.
• §431:20-102 - Definitions.
• §431:20-103 - General insurance law applicable.
• §431:20-104 - Particular provisions prevail.
• §431:20-105 - Authorized business.
• §431:20-106 - Restrictions on business.
• §431:20-106.5 - Escrow depositories.
• §431:20-107 - Capital requirements.
• §431:20-108 - Guarantee fund.
• §431:20-109 - Limitations on compliance with section 431:20-107 and section 431:20-108.
• §431:20-110 - Purchase of materials and plant; valuation.
• §431:20-110 - .
• §431:20-111 - Loans to officers, etc.
• §431:20-112 - Limit of risk.
• §431:20-113 - Underwriting standards and record retention.
• §431:20-114 - Reinsurance reserve.
• §431:20-115 - Use of reinsurance reserve on liquidation, dissolution or insolvency.
• §431:20-116 - Loss and loss expense reserve.
• §431:20-117 - Reinsurance.
• §431:20-118 - Prohibition on rebates and inducements.
• §431:20-119 - Division of fees.
• §431:20-120 - Schedules of premiums and charges.
• §431:20-121 - Contract forms, filing, disapproval.
• §431:20-122 - Annual statement.
• §431:20-123 - Remedies.
• §431:20-124 - Additional penalty.
• §431:20-125 - Revocation or suspension of title insurer's certificate of authority.
• §431:21-101 - Purpose.
• §431:21-102 - Definitions.
• §431:21-103 - Creation of association.
• §431:21-104 - Board of directors.
• §431:21-105 - Powers and duties of the association.
• §431:21-105.5 - Default in payment of assessments.
• §431:21-106 - Plan of operation.
• §431:21-107 - Designation of area.
• §431:21-108 - Renewals of existing policies.
• §431:21-109 - Insurance coverages available under plan.
• §431:21-110 - Application; inspection.
• §431:21-111 - Duties and powers of the commissioner.
• §431:21-112 - Reports.
• §431:21-113 - Appeals.
• §431:21-114 - Tax exemptions.
• §431:21-115 - Credits for assessments paid.
• §431:21-116 - Examination.
• §431:21-117 - Immunity and limitation on liability.
• §431:21-118 - Status of association policies.
• §431:22-101 - Definitions.
• §431:22-102 - Loss mitigation grant fund.
• §431:22-103 - Establishment of loss mitigation grant program.
• §431:22-104 - Standards for the award of grants.
• §431:22-105 - Technical advisory committee.
• §431:30-101 - Scope.
• §431:30-102 - Definitions.
• §431:30-103 - Establishment of the commission and venue.
• §431:30-104 - Powers of the commission.
• §431:30-105 - Appointment to commission.
• §431:30-106 - Membership; voting; bylaws.
• §431:30-107 - Management committee; officers and personnel.
• §431:30-108 - Legislative and advisory committees.
• §431:30-109 - Corporate records of the commission.
• §431:30-110 - Qualified immunity; defense; indemnification.
• §431:30-111 - Meetings and acts of the commission.
• §431:30-112 - Rules and operating procedures; rulemaking functions of the commission and rejection of uniform standards.
• §431:30-113 - Commission records and enforcement.
• §431:30-114 - Dispute resolution.
• §431:30-115 - Product filing and approval.
• §431:30-116 - Review of commission decisions regarding product filings.
• §431:30-117 - Finance.
• §431:30-118 - Compacting states; effective date; amendment.
• §431:30-119 - Withdrawal.
• §431:30-120 - Default.
• §431:30-121 - Dissolution of compact.
• §431:30-122 - Severability and construction.
• §431:30-123 - Other laws.
• §431:30-124 - Binding effect of the compact.