Chapter 846
- Sec. 49-1. When foreclosure a bar to further action on debt.
- Sec. 49-2. Inclusion of taxes and other items as part of mortgage debt. Open-end mortgage. Reverse annuity mortgage. Negative amortization.
- Sec. 49-2a. Interest on funds held in escrow for payment of taxes and insurance.
- Sec. 49-2b. (Formerly Sec. 37-10). Interest on escrow accounts; regulations of Banking Commissioner.
- Sec. 49-2c. Exceptions.
- Sec. 49-3. Mortgage securing future advancements.
- Sec. 49-4. Mortgages by U.S. government and certain credit associations and banks to secure future advancements.
- Sec. 49-4a. Open-end mortgages, United States or its instrumentalities and certain banks authorized to hold.
- Sec. 49-4b. Open-end mortgage as security for guaranty of an open-end loan. Mortgage deed requirements. Description of loan and secondary liability.
- Sec. 49-4c. Mortgage as security for obligations under an electricity purchase agreement.
- Sec. 49-5. Mortgages on property of public service companies.
- Sec. 49-5a. Master mortgage recording.
- Sec. 49-5b. Required information in a mortgage contingency clause.
- Sec. 49-6. Trust mortgages.
- Sec. 49-6a. Definitions. Interim financing policy disclosure required.
- Sec. 49-6b. Definitions.
- Sec. 49-6c. Notice of late fee required. Exception.
- Sec. 49-6d. Legal representation.
- Sec. 49-7. Agreements concerning expenses and attorneys' fees.
- Sec. 49-7a. Lenders prohibited from requiring multiple original notes.
- Secs. 49-7b to 49-7e.
- Sec. 49-7f. Mortgage brokers and lenders prohibited from referring buyers of real property to a real estate broker, salesperson or attorney for a fee or commission. Suspension or revocation of license
- Sec. 49-8. Release of satisfied or partially satisfied mortgage or ineffective attachment, lis pendens or lien. Damages.
- Sec. 49-8a. Release of mortgage. Affidavit. Recording of affidavit with town clerk. Penalty for recording false information.
- Sec. 49-9. Release of mortgage, mechanic's lien or power of attorney. Form of instrument. Index. Operation of executed release.
- Sec. 49-9a. Validation of release of mortgage. Affidavit.
- Sec. 49-10. Assignment of mortgage debt. Form of instrument. Requirements. Sufficient notice of assignment. Operation of executed assignment.
- Sec. 49-10a. Request for payoff statement or reinstatement payment statement.
- Sec. 49-10b. Residential real estate transaction involving payoff of mortgage loan. Disclosure statement prepared and sent to mortgage holder by notification agent. Form.
- Sec. 49-11. Release of mortgage by executor, administrator, spouse, next of kin, guardian, conservator or other suitable person.
- Sec. 49-12. Release of mortgage by foreign executor, administrator, trustee, conservator or guardian.
- Sec. 49-13. Petition for discharge of mortgages or of ineffective attachment, lis pendens or lien. Damages.
- Sec. 49-13a. Undischarged mortgage invalid as further lien. Time periods. Tolling of time period by recording notice.
- Sec. 49-14. Deficiency judgment.
- Sec. 49-15. Opening of judgments of strict foreclosure.
- Sec. 49-16. Foreclosure certificate. Penalty.
- Sec. 49-17. Foreclosure by owner of debt without legal title.
- Sec. 49-18. Foreclosure by executor, administrator or trustee.
- Sec. 49-19. Title to vest in encumbrancer paying debt and costs.
- Sec. 49-20. Redemption by holder of encumbrance on part of property foreclosed.
- Sec. 49-21. Defendant to receive and file certificate of satisfaction or certificates of judgment of strict foreclosure or foreclosure by sale.
- Sec. 49-22. Execution of ejectment on foreclosure judgment. Disposition of property.
- Sec. 49-22a. Execution of ejectment on foreclosure judgment on mortgage guaranteed by Administrator of Veterans' Affairs.
- Sec. 49-23. Ejectment by mortgagee barred by tender of debt and costs.
- Sec. 49-24. Court may foreclose lien or mortgage on land by sale.
- Sec. 49-25. Appraisal of property.
- Sec. 49-26. Conveyance; title of purchaser.
- Sec. 49-27. Disposal of proceeds of sale.
- Sec. 49-28. When proceeds of sale will not pay in full.
- Sec. 49-29. Expenses of sale and costs.
- Sec. 49-30. Omission of parties in foreclosure actions.
- Sec. 49-31. Actions against the state.
- Sec. 49-31a. Subordination clauses.
- Sec. 49-31b. Information in deed sufficient notice as to nature and amount of obligation. Deed for variable rate mortgage loan.
- Sec. 49-31c. When subordination not subject to statute of frauds and automatically effective.
- Sec. 49-31d. Definitions.
- Sec. 49-31e. Notice to homeowner of protections from foreclosure.
- Sec. 49-31f. Application for protection from foreclosure action. Qualifications. Court determination of eligibility. Stay of foreclosure action.
- Sec. 49-31g. Restructuring of mortgage debt by court.
- Sec. 49-31h. Partial payment by homeowner mandated by court as condition for granting of restructuring order.
- Sec. 49-31i. Determination of restructured mortgage debt. Limitations on amount of mortgage debt following restructuring. Computation of new mortgage debt.
- Sec. 49-31j. Regulations.
- Sec. 49-31k. Definitions.
- Sec. 49-31l. Notice of foreclosure mediation program. Request form.
- Sec. 49-31m. Foreclosure mediation program.
- Sec. 49-31n. Mediation period.
- Sec. 49-31o. Consent of mortgagee required for changes.