Sec. 46a-98. (Formerly Sec. 36-438a). Discriminatory credit practice: Cause of action; damages; statute of limitations.
Sec. 46a-98. (Formerly Sec. 36-438a). Discriminatory credit practice: Cause
of action; damages; statute of limitations. (a) In lieu of, but not in addition to, filing a
complaint with the Commission on Human Rights and Opportunities pursuant to section
46a-82, any person claiming to be aggrieved by a violation of section 46a-66 or 46a-81f may bring an action under this section against a creditor, as defined in section 46a-65, in the superior court for the judicial district in which such aggrieved person resides
or in which the alleged violation took place.
(b) Any such creditor who fails to comply with any requirement of section 46a-66
or 46a-81f or the regulations adopted pursuant to section 46a-67 shall be liable to an
aggrieved person in an amount equal to the sum of any actual damages sustained by
such person.
(c) Any such creditor who fails to comply with any requirement of section 46a-66
or 46a-81f or the regulations adopted pursuant to section 46a-67 shall be liable to an
aggrieved person for punitive damages in an amount not greater than one thousand
dollars, as determined by the court, in addition to any actual damages provided in subsection (b) of this section.
(d) Any such creditor who fails to comply with any requirement of section 46a-66 or
46a-81f or the regulations adopted pursuant to section 46a-67 may be liable for punitive
damages in the case of a class action in such amount as the court may allow, provided
the total recovery of punitive damages shall not exceed the lesser of five thousand dollars
or one per cent of the net worth of the creditor. In determining the amount of award in
any class action, the court shall consider, among other relevant factors, the amount of
any actual damages awarded, the frequency and persistence of failures of compliance
by the creditor, the resources of the creditor, the number of persons adversely affected,
and the extent to which the creditor's failure of compliance was intentional.
(e) No action may be brought under this section except within one year from the
date of the occurrence of the violation.
(P.A. 76-171, S. 1; P.A. 77-452, S. 63, 72; P.A. 78-280, S. 1, 127; P.A. 80-422, S. 46; P.A. 91-58, S. 33.)
History: P.A. 77-452 replaced court of common pleas with superior court and added reference to judicial districts in
Subsec. (a); P.A. 78-280 deleted reference to counties; P.A. 80-422 deleted former Subsec. (e) which had specified that
there is no liability for acts done or omitted in conformity with commissioner's regulations or opinions, relettering Subsec.
(f) accordingly, and made minor wording changes; Sec. 36-438a transferred to Sec. 46a-98 in 1981 and internal section
references revised as necessary to reflect their transfer; P.A. 91-58 added references to Sec. 46a-81f.