Sec. 38a-519. (Formerly Sec. 38-174j). Offset proviso prohibited in certain policies.
Sec. 38a-519. (Formerly Sec. 38-174j). Offset proviso prohibited in certain
policies. No group health insurance policy which provides disability income protection
coverage, delivered, or issued for delivery, amended or renewed, in this state, on or after
January 1, 1976, and no application, rider or endorsement used in connection therewith
shall contain an offset proviso. No such policy in effect on January 1, 1976, and no
application, rider or endorsement used in connection therewith shall after January 1,
1981, contain an offset proviso. For the purposes of this section, an "offset proviso"
means any provision of an insurance policy which allows the insurer to reduce his liability for loss or expense from sickness or from bodily injury of the insured by reason of
any increase in the disability benefits on or after the date a claim commences under any
such policy.
(P.A. 75-622, S. 1, 3; P.A. 80-416; P.A. 90-243, S. 103.)
History: P.A. 80-416 prohibited offset provisos in policies in effect on January 1, 1976, and in applications, riders or
endorsements after January 1, 1981; P.A. 90-243 made technical corrections for statutory consistency and deleted the
references to "contract"; Sec. 38-174j transferred to Sec. 38a-519 in 1991.