Sec. 38a-358. (Formerly Sec. 38-175x). Declination, cancellation or nonrenewal of private passenger nonfleet auto insurance policies prohibited for certain reasons.
Sec. 38a-358. (Formerly Sec. 38-175x). Declination, cancellation or nonrenewal of private passenger nonfleet auto insurance policies prohibited for certain
reasons. The declination, cancellation or nonrenewal of a policy for private passenger
nonfleet automobile insurance is prohibited if the declination, cancellation or nonrenewal is based: (1) On the race, religion, nationality or ethnicity of the applicant or
named insured; (2) solely on the lawful occupation or profession of the applicant or
named insured, except that this provision shall not apply to any insurer which limits its
market to one lawful occupation or profession or to several related lawful occupations
or professions; (3) on the principal location of the insured motor vehicle unless such
decision is for a business purpose which is not a mere pretext for unfair discrimination;
(4) solely on the age, sex or marital status of an applicant or an insured, except that this
subdivision shall not apply to an insurer in an insurer group if one or more other insurers
in the group would not decline an application for essentially similar coverage based
upon such reasons; (5) on the fact that the applicant or named insured previously obtained
insurance coverage through a residual market; (6) on the fact that another insurer previously declined to insure the applicant or terminated an existing policy in which the
applicant was the named insured; or (7) the first or second accident within the current
experience period in relation to which the applicant or insured was not convicted of a
moving traffic violation and was not at fault.
(P.A. 82-353, S. 16; P.A. 89-192, S. 1.)
History: P.A. 89-192 added Subdiv. (7) prohibiting declination, cancellation or nonrenewal of a policy if based on the
first or second accident within the current experience period in which the applicant or insured was not convicted of a
moving traffic violation and was not at fault; Sec. 38-175x transferred to Sec. 38a-358 in 1991.
See Sec. 38a-342 re permissible reasons for cancellation of an auto liability policy.