7150-7154

FINANCIAL CODE
SECTION 7150-7154




7150.  At any time funds are on hand for the purpose, an association
shall have the right to redeem by lot or otherwise, as the board of
directors may determine, all or any part of any of its savings
accounts on an interest date by giving 30 days' notice by registered
mail addressed to each affected account holder at the holder's last
address as recorded on the books of the association.



7151.  Except with the prior consent of the commissioner, no
association shall redeem any of its savings accounts when the
association is in an impaired condition and when it has applications
for withdrawal that have been on file more than 14 days and have not
been reached for payment.



7152.  The redemption price of savings accounts redeemed shall be
the full value of the account redeemed, as determined by the board of
directors, but in no event shall the redemption price be less than
the withdrawal value.


7153.  If the notice of redemption under Section 7150 has been
given, and if on or before the redemption date the funds necessary
for the redemption have been set aside and continue to be available
for the redemption, interest upon the accounts called for redemption
shall cease to accrue from and after the interest date specified as
the redemption date and all rights with respect to those accounts
shall terminate after the redemption date, except only as to any
right of the account holder of record to receive the redemption price
without interest.


7154.  (a) All certificates of ownership evidencing former savings
accounts that have been called for redemption must be tendered for
payment within the time limit specified in subdivision (b) of Section
1513 of the Code of Civil Procedure for escheat of unclaimed funds.
   (b) Savings accounts that are not tendered for payment as set
forth in this section shall escheat to the state as provided in the
Unclaimed Property Law, Chapter 7 (commencing with Section 1500) of
Title 10 of Part 3 of the Code of Civil Procedure.