§ 23-66-603 - Definitions.

23-66-603. Definitions.

For the purpose of this subchapter:

(1) "Affiliate" means any company that controls, is controlled by, or is under common control with another company;

(2) "Customer" means a person who obtains, applies for, or is solicited to obtain insurance products primarily for personal, family, and household purposes;

(3) "Depository institution" means a bank or savings association and does not include an insurance company;

(4) "Insurance" means all policies or products defined or regulated as insurance pursuant to 23-60-101 et seq. except:

(A) Credit life, credit accident and health, credit property, credit casualty, credit involuntary unemployment, mortgagor's decreasing term life, and mortgagor's accident and health and sickness insurance;

(B) Insurance placed by a financial institution in connection with collateral pledged as security for a loan when the debtor breaches the contractual obligation to provide that insurance; and

(C) Private mortgage insurance;

(5) "Insurance information" means information concerning the premiums, terms, and conditions of insurance coverage, including expiration dates and rates, and insurance claims of a customer contained in the records of a depository institution or an affiliate of a depository institution; and

(6) "Person" means any natural or artificial entity, including, but not limited to, individuals, partnerships, associations, trusts, or corporations.