§ 23-45-103 - Effect on existing financial institutions.

23-45-103. Effect on existing financial institutions.

(a) The charters of state banks existing at the time of the adoption of this chapter shall continue in full force and effect, and all financial institutions and, to the extent applicable, all national banks and national trust companies, shall hereafter be operated in accordance with the provisions of this chapter, and other applicable law.

(b) Except as otherwise provided in this chapter, the repeal of any provision of chapters 30-34 of this title at the time of adoption of this chapter shall not affect any right accrued or established, or any liability or penalty incurred, under such provision, prior to the repeal thereof.

(c) All powers granted in this chapter may be freely exercised by any financial institution to which such powers apply without the necessity of amending its articles of incorporation, unless such articles expressly prohibit the exercise of such powers.