351.46—May I purchase definitive Series EE savings bonds over-the-counter?
You may purchase definitive bonds over-the-counter through any issuing agent qualified under 31 CFR part 317. To purchase over-the-counter, you must submit a purchase application, along with payment in the amount of the issue price to an issuing agent. You may use any means of payment acceptable to the issuing agent. You may authorize purchases on a recurring basis in your application. The issuing agent bears the burden of collection and the risk of loss for non-collection or return of the payment.