81.18—Affordability—Income level definitions—family size not known (actual or prospective tenants).

In determining whether a rental unit is affordable to very-low, low-, or moderate-income families where family size is not known to the GSE, income will be adjusted using unit size, and affordability determined as follows:
(a) For moderate-income, the income of prospective tenants shall not exceed the following percentages of area median income with adjustments, depending on unit size:
Unit size Percentage of area median income
Efficiency 70
1 bedroom 75
2 bedrooms 90
3 bedrooms or more (*)
*104% plus (12% multiplied by the number of bedrooms in excess of 3).
(b) For low-income, income of prospective tenants shall not exceed the following percentages of area median income with adjustments, depending on unit size:
Unit size Percentage of area median income
Efficiency 56
1 bedroom 60
2 bedrooms 72
3 bedrooms or more (*)
*83.2% plus (9.6% multiplied by the number of bedrooms in excess of 3).
(c) For very-low-income, income of prospective tenants shall not exceed the following percentages of area median income with adjustments, depending on unit size:
Unit size Percentage of area median income
Efficiency 42
1 bedroom 45
2 bedrooms 54
3 bedrooms or more (*)
*62.4% plus (7.2% multiplied by the number of bedrooms in excess of 3).
(d) For especially-low-income, income of prospective tenants shall not exceed the following percentages of area median income with adjustments, depending on unit size:
Unit size Percentage of area median income
Efficiency 35
1 bedroom 37.5
2 bedrooms 45
3 bedrooms or more (*)
* 52% plus (6.0% multiplied by the number of bedrooms in excess of 3).

Code of Federal Regulations

[60 FR 61888, Dec. 1, 1995, as amended at 65 FR 65089, Oct. 31, 2000]